| Posted By |
Message |
| Pages: [1] 2 |
VTTG0609
My loves <3
Member since 8/09 3294 total posts
Name:
V
|
Can you deposit a check in someone else's name in your account
Like can both people sign it and deposit it??
|
Posted 7/3/13 12:50 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
|
Re: Can you deposit a check in someone else's name in your account
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
|
| Posted 7/3/13 12:55 PM |
| |
|
VTTG0609
My loves <3
Member since 8/09 3294 total posts
Name:
V
|
Re: Can you deposit a check in someone else's name in your account
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Thank you
|
| Posted 7/3/13 1:13 PM |
| |
|
Goobster
:)
Member since 5/07 27557 total posts
Name:
:)
|
Re: Can you deposit a check in someone else's name in your account
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Actually MANY banks will not take double endorsed checks anymore. Of course, only if both people are on the account (which is not the senario I believe the OP is referring to).
|
| Posted 7/3/13 2:17 PM |
| |
|
ElizaRags35
My 2 Girls
Member since 2/09 20494 total posts
Name:
Me
|
Re: Can you deposit a check in someone else's name in your account
Posted by Goobster
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Actually MANY banks will not take double endorsed checks anymore. Of course, only if both people are on the account (which is not the senario I believe the OP is referring to).
TD Bank won't let us do that anymore.
|
| Posted 7/3/13 2:23 PM |
| |
|
Eunyboo
<3
Member since 7/12 4376 total posts
Name:
E
|
Re: Can you deposit a check in someone else's name in your account
Posted by Goobster
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Actually MANY banks will not take double endorsed checks anymore. Of course, only if both people are on the account (which is not the senario I believe the OP is referring to).
Some will, but you must have id of the original person that it is written to.
AKA:
Abraham has a check that is made payable to him. Abraham signs it and gives it to Carol. Carol signs it and takes it to the bank to deposit. The bank will most likely ask Carol for a copy of Abraham's ID to verify the signature (that Abraham ACTUALLY signed it).
Hope that wasn't too confusing! LOL
Message edited 7/3/2013 2:24:53 PM.
|
| Posted 7/3/13 2:24 PM |
| |
|
ali120206
2 Boys
Member since 7/06 17795 total posts
Name:
|
Re: Can you deposit a check in someone else's name in your account
Posted by ElizaRags35
Posted by Goobster
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Actually MANY banks will not take double endorsed checks anymore. Of course, only if both people are on the account (which is not the senario I believe the OP is referring to).
TD Bank won't let us do that anymore.
Yeah - I saw a guy go nutso on a teller there one day because she wouldn't let him do it.
|
| Posted 7/3/13 2:29 PM |
| |
|
ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
|
Re: Can you deposit a check in someone else's name in your account
Posted by ali120206
Posted by ElizaRags35
Posted by Goobster
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Actually MANY banks will not take double endorsed checks anymore. Of course, only if both people are on the account (which is not the senario I believe the OP is referring to).
TD Bank won't let us do that anymore.
Yeah - I saw a guy go nutso on a teller there one day because she wouldn't let him do it.
Any bank that refuses to do this is failing to comply with UCC laws. I would go nuts too because the banks can't just freely make their own rules. They are regulated and must comply with UCC rules of endorsement.
|
| Posted 7/3/13 2:44 PM |
| |
|
2boys1girl
and one more girl on the way!
Member since 5/10 2954 total posts
Name:
D
|
Can you deposit a check in someone else's name in your account
I use BOA for 5 years now....every week I deposit checks with other names on them....actually i dont think I've ever deposited a check that had the same name as the account holder on it.
NEVER have had a problem but I also don't deal with tellers I do strictly mobile or atm banking.
|
| Posted 7/3/13 2:57 PM |
| |
|
beachgirl
LIF Adult
Member since 7/05 7967 total posts
Name:
sara
|
Re: Can you deposit a check in someone else's name in your account
Depends on the bank. i just did this with a check made out to DH and the teller asked a senior BO if it was okay and because she knows both DH and I she said okay so I wouldn't say yes across the board...depends on the bank and circumstances.
|
| Posted 7/3/13 3:07 PM |
| |
|
Jacksmommy
My love muffin!
Member since 1/07 5819 total posts
Name:
Liz
|
Re: Can you deposit a check in someone else's name in your account
I just go to the atm and deposit it. Noone questions then!
|
| Posted 7/3/13 3:17 PM |
| |
|
nancy6485
So in love
Member since 10/05 3363 total posts
Name:
Nancy
|
Re: Can you deposit a check in someone else's name in your account
Posted by Jacksmommy
I just go to the atm and deposit it. Noone questions then!
this!
|
| Posted 7/3/13 4:25 PM |
| |
|
BeachGrl
LIF Adult
Member since 10/11 2140 total posts
Name:
Kristy
|
Can you deposit a check in someone else's name in your account
Chase doesn't let you anymore
|
| Posted 7/3/13 6:45 PM |
| |
|
MrsM429
Mama x2 <3
Member since 12/10 4946 total posts
Name:
|
Can you deposit a check in someone else's name in your account
Bethpage FCU does not allow this either
|
| Posted 7/3/13 8:16 PM |
| |
|
WannaBeAMom11
LIF Adult
Member since 1/11 7391 total posts
Name:
Name
|
Can you deposit a check in someone else's name in your account
Yes all banks do. Don't sign it. On the back write for deposit only and the account number and you'll be fine. I just deposited 25 checks like this with no problems
|
| Posted 7/3/13 9:20 PM |
| |
|
BargainMama
LIF Adult
Member since 5/09 15660 total posts
Name:
|
Re: Can you deposit a check in someone else's name in your account
Posted by WannaBeAMom11
Yes all banks do. Don't sign it. On the back write for deposit only and the account number and you'll be fine. I just deposited 25 checks like this with no problems
TD bank does not, nor does my credit union. I think it's completely dependent upon the bank.
|
| Posted 7/3/13 9:26 PM |
| |
|
WannaBeAMom11
LIF Adult
Member since 1/11 7391 total posts
Name:
Name
|
Re: Can you deposit a check in someone else's name in your account
Posted by BargainMama
Posted by WannaBeAMom11
Yes all banks do. Don't sign it. On the back write for deposit only and the account number and you'll be fine. I just deposited 25 checks like this with no problems
TD bank does not, nor does my credit union. I think it's completely dependent upon the bank.
Half were at TD the other half were at Chase
|
| Posted 7/3/13 9:54 PM |
| |
|
Shroggie
Don't Worry...Be Happy
Member since 5/06 6261 total posts
Name:
|
Re: Can you deposit a check in someone else's name in your account
Posted by WannaBeAMom11
Yes all banks do. Don't sign it. On the back write for deposit only and the account number and you'll be fine. I just deposited 25 checks like this with no problems
Actually, by writing for deposit only, it can only be deposited into the account of the payee.
|
| Posted 7/3/13 10:00 PM |
| |
|
apwmjc
Love my little man
Member since 12/10 1901 total posts
Name:
Amy
|
Re: Can you deposit a check in someone else's name in your account
Posted by Shroggie
Posted by WannaBeAMom11
Yes all banks do. Don't sign it. On the back write for deposit only and the account number and you'll be fine. I just deposited 25 checks like this with no problems
Actually, by writing for deposit only, it can only be deposited into the account of the payee.
Agreed. I was a manager at Chase & you can only write for deposit only if it is going into an account that the check is made payable to. Whoever helped you does not know their job or care.
To the op. Most banks do accept 3rd party checks as long as the person who the check was written to signs first & then you sign underneath their signature.
|
| Posted 7/3/13 10:15 PM |
| |
|
gina409
TWINS!
Member since 12/09 27635 total posts
Name:
g
|
Re: Can you deposit a check in someone else's name in your account
my bank does not allow it
|
| Posted 7/4/13 12:13 AM |
| |
|
schmora15
LIF Adult
Member since 9/08 2476 total posts
Name:
|
Re: Can you deposit a check in someone else's name in your account
Posted by ElizaRags35
Posted by Goobster
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Actually MANY banks will not take double endorsed checks anymore. Of course, only if both people are on the account (which is not the senario I believe the OP is referring to).
TD Bank won't let us do that anymore.
Really? TD lets me do it. Maybe because I have a business account?
Message edited 7/4/2013 6:05:55 AM.
|
| Posted 7/4/13 6:05 AM |
| |
|
BabyLove08
Love her!
Member since 2/08 3673 total posts
Name:
|
Re: Can you deposit a check in someone else's name in your account
Posted by ElizaRags35
Posted by Goobster
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Actually MANY banks will not take double endorsed checks anymore. Of course, only if both people are on the account (which is not the senario I believe the OP is referring to).
TD Bank won't let us do that anymore.
I just did it with TD BANK yesterday. Someone made a check out to my little girl and I just signed her name then my name under it and it was fine.
|
| Posted 7/4/13 6:48 AM |
| |
|
Lillykat
going along for the ride...
Member since 5/05 16253 total posts
Name:
|
Re: Can you deposit a check in someone else's name in your account
Posted by BeachGrl
Chase doesn't let you anymore
Chase definitely does do this as I do it all the time. TD bank does as well.
|
| Posted 7/4/13 7:24 AM |
| |
|
BargainMama
LIF Adult
Member since 5/09 15660 total posts
Name:
|
Re: Can you deposit a check in someone else's name in your account
Posted by BabyLove08
Posted by ElizaRags35
Posted by Goobster
Posted by ave1024
Posted by VTTG0609
Like can both people sign it and deposit it??
yes
Actually MANY banks will not take double endorsed checks anymore. Of course, only if both people are on the account (which is not the senario I believe the OP is referring to).
TD Bank won't let us do that anymore.
I just did it with TD BANK yesterday. Someone made a check out to my little girl and I just signed her name then my name under it and it was fine.
Maybe it's different with children then, or even branch specific, teller specific or dollar amount specific.
In my experience, I've been to a couple of different TD branches over the years, and they would not allow double endorsed checks if the other person wasn't on the bank account. They said the person had to be added to the account before they would deposit it. These were government issued tax checks, not personal checks, so it wasn't like there was a question if the funds would clear.
|
| Posted 7/4/13 8:05 AM |
| |
|
MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
|
Re: Can you deposit a check in someone else's name in your account
Many banks won't allow it because of fraud.
Unless the other person is standing there with you.
I was a teller manager in college- If the check is small and you have been a good customer for a long period of time an exception can be made. But typically it's not happening.
Especially with govt checks- I don't think double endorsements are allowed on those. Even though the funds are good- the gov can send it back to the bank for bad endorsement
And minors are a different story. Obviously their parent can sign for them since their sig means nothing anyway.
|
| Posted 7/4/13 8:27 AM |
| |
|
| Pages: [1] 2 |
