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Did you put the 20% downpayment?

Forum Opinion Poll
Yes 93 53.14%
No 82 46.86%
 

When you bought your home.....poll

Posted By Message
Pages: [1] 2

CnG143
LIF Toddler

Member since 11/09

379 total posts

Name:
Mrs.N

When you bought your home.....poll

I am only asking bc DH and I want to look into buying next year but I feel that we could never save enough without emptying our savings.

Curious to see what other people did...

TIA!

Posted 12/27/11 8:28 PM
 

MsSissy
xoxoxo

Member since 3/07

39159 total posts

Name:

Re: When you bought your home.....poll

1st house no.
2nd house...more than 20%.

Posted 12/27/11 8:30 PM
 

lovemyfamily88
LIF Adolescent

Member since 5/10

641 total posts

Name:
????

Re: When you bought your home.....poll

more then 20%

Posted 12/27/11 8:33 PM
 

MaZz
* Lovin my baby girl!!! *

Member since 2/09

6243 total posts

Name:
Gina

Re: When you bought your home.....poll

No... Only about 7%... Went FHA

Posted 12/27/11 8:45 PM
 

Sweetlax22
LIF Adult

Member since 5/10

1904 total posts

Name:

Re: When you bought your home.....poll

We did 25%, if we did not do that we would have been outbid on our house.

Message edited 12/27/2011 8:51:47 PM.

Posted 12/27/11 8:51 PM
 

Maddie180
LIF Adult

Member since 2/07

1992 total posts

Name:

Re: When you bought your home.....poll

I put 10% down and then got 5% back at closing...

Posted 12/27/11 8:53 PM
 

MommaG
Yay Spring!

Member since 5/05

5133 total posts

Name:
Gloria

Re: When you bought your home.....poll

I did. I didn't want to pay the PMI.

Posted 12/27/11 8:53 PM
 

ny55angel
car seat tech & geek :-)

Member since 2/06

4346 total posts

Name:
P

Re: When you bought your home.....poll

We put down 5% and do NOT have an FHA loan. we would have been able to afford anything if we had to put the 20% down.

Posted 12/27/11 8:57 PM
 

LotsaLuv
Us

Member since 6/10

4094 total posts

Name:
F

Re: When you bought your home.....poll

We did

Posted 12/27/11 9:18 PM
 

PotofLuck06
Our Baby Boy Is Here!!!

Member since 11/06

13241 total posts

Name:
Betsy

Re: When you bought your home.....poll

Yes, we put down 20%.....had o PMI and no points.

Posted 12/27/11 9:48 PM
 

KittyGags
LIF Adult

Member since 7/09

5614 total posts

Name:

Re: When you bought your home.....poll

Posted by MommaG

I did. I didn't want to pay the PMI.



this. We didn't have the extra 10% though. My mom lent it to us and we paid her back once I sold the apartment I owned pre DH. We didn't want to make the closing of the house contingent on the closing of the apartment so that was best for us.

Posted 12/27/11 10:34 PM
 

Hofstra26
Love to Bake!

Member since 7/06

27915 total posts

Name:

Re: When you bought your home.....poll

We bought our house in 2005 with ZERO down payment..........yes, ZERO. We 100% financed our house and paid only for closing costs.

Edit - We did not have PMI. First mortgage was a traditional 30yr mortgage and second mortgage was a HELOC.

Message edited 12/27/2011 10:45:41 PM.

Posted 12/27/11 10:43 PM
 

CunningOne
***

Member since 5/05

26975 total posts

Name:

Re: When you bought your home.....poll

Yes, we put down about 1/3.

Posted 12/27/11 11:30 PM
 

Ray8183
LIF Adolescent

Member since 6/10

621 total posts

Name:
Renay

Re: When you bought your home.....poll

More than 20%.

Posted 12/28/11 12:02 AM
 

evrythng4areason
And then there were 4

Member since 1/10

5224 total posts

Name:
Kayla

Re: When you bought your home.....poll

we're doing an fha loan

Posted 12/28/11 9:43 AM
 

hazeleyes33
LIF Adult

Member since 5/05

13060 total posts

Name:
Ginger

Re: When you bought your home.....poll

We put down 37%

Posted 12/28/11 9:51 AM
 

neener1211
:-)

Member since 4/07

22952 total posts

Name:
J

Re: When you bought your home.....poll

No, but we had a VA loan that didn't require it.

Posted 12/28/11 10:25 AM
 

marieSand
Hello LIF!!!

Member since 8/10

1224 total posts

Name:
marie

Re: When you bought your home.....poll

nope, we are doing a FHA loan - we decided this because the house needs work (a kitchen) and with a FHA we will have the money to do the kitchen and other things that need to be fixed.

Posted 12/28/11 10:41 AM
 

maymama
my little loves

Member since 8/08

18453 total posts

Name:

Re: When you bought your home.....poll

more than 20%

Posted 12/28/11 11:54 AM
 

caps612
In love with my little guys!!

Member since 8/10

5108 total posts

Name:

Re: When you bought your home.....poll

more than 20%

Posted 12/28/11 12:08 PM
 

browneyes
All moms are working mothers!

Member since 8/08

4311 total posts

Name:
Super Mom

Re: When you bought your home.....poll

nope, we just paid our closing, But we did a VA loan so the rules are different.

Posted 12/28/11 12:34 PM
 

want2bmommy
LIF Infant

Member since 4/11

308 total posts

Name:

Re: When you bought your home.....poll

We put 20% down and purchased 3 points when we closed in 2009.

Posted 12/28/11 12:34 PM
 

pnbplus1
Family

Member since 5/09

5751 total posts

Name:
Mommy

Re: When you bought your home.....poll

Posted by want2bmommy

We put 20% down and purchased 3 points when we closed in 2009.



We put down 20% and purchased a point. 2009 also.

DH qualified for the mortgage on his own. I was a full-time student with ZERO income.

Posted 12/28/11 1:58 PM
 

PrettyPeonies
GAW my baby boy <3

Member since 8/10

3874 total posts

Name:
Pino

Re: When you bought your home.....poll

We did FHA and the PMI is a killer! Chat Icon Chat Icon Chat Icon Chat Icon

Posted 12/28/11 2:00 PM
 

MockingJay
Ring out the old...

Member since 9/08

1312 total posts

Name:
Ring in the new!

Re: When you bought your home.....poll

We did FHA

Posted 12/28/11 2:32 PM
 
Pages: [1] 2
 

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