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KimberlyScott
Graceyn=My World <3
Member since 10/08 4173 total posts
Name:
Kimberly
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Re: When you bought your home.....poll
When I bought my coop the board required 20% so yes.
Now we live in DH's house and he did not put 20% I think he did 3.55 FHA.
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Posted 12/28/11 2:45 PM  |
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MarsB
LIF Adult
Member since 11/10 1456 total posts
Name:
Martha
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Re: When you bought your home.....poll
3.5% with an FHA Loan. I hate paying the MIP, but I hated paying rent even more. House prices were down, mortgage rates were down so we jumped on the opportunity to buy a home. We never could have saved 20% while paying rent.
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| Posted 12/28/11 2:50 PM |
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Katareen
5,000 Posts!
Member since 4/10 7180 total posts
Name:
Katherine
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Re: When you bought your home.....poll
Yes--20%
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| Posted 12/28/11 3:30 PM |
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PhyllisNJoe
My Box Is Broken
Member since 6/11 9145 total posts
Name:
Phyllis
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Re: When you bought your home.....poll
No.
PMI stinks, but with a wedding (which we paid for ourselves) a honeymoon and a house all within 7 months - there was no way. Plus the house needed some work so we needed cash on hand.
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| Posted 12/28/11 3:39 PM |
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ElizaRags35
My 2 Girls
Member since 2/09 20494 total posts
Name:
Me
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Re: When you bought your home.....poll
I think we ended up putting down 4%. We definitely wouldn't have been able to put down 20%.
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| Posted 12/29/11 12:34 AM |
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Champ
2 little ladies
Member since 1/11 2918 total posts
Name:
Rose
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Re: When you bought your home.....poll
I did not for the first one and did with the profits from the first on for the second one
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| Posted 12/29/11 2:07 AM |
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bookworm
Two Little Rosebuds
Member since 8/09 2106 total posts
Name:
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Re: When you bought your home.....poll
It's our first home. We put down about 8%.
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| Posted 12/29/11 8:02 AM |
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CAMCaps
Live Laugh Love Run
Member since 6/07 4922 total posts
Name:
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Re: When you bought your home.....poll
We put 20% down and still had a decent amount of money in our savings. I would feel very uneasy if we depleted it all.
Message edited 12/29/2011 8:35:55 AM.
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| Posted 12/29/11 8:35 AM |
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Mill188
LIF Adult
Member since 3/09 3073 total posts
Name:
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Re: When you bought your home.....poll
We put down 17% - we were gettting married 1 month after we closed. We needed cash on hand for the wedding/honeymoon, etc.
We paid our mortgage the remaining 3% when we got back from our HM - we didn't want to pay PMI.
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| Posted 12/29/11 9:10 AM |
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MrsFlatbread
Skinny jeans are in my future
Member since 6/06 10258 total posts
Name:
Baby Momma
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Re: When you bought your home.....poll
no...but like 15 %
2nd house...if we buy one, 30%
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| Posted 12/29/11 11:51 AM |
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julz33
i run for bacon
Member since 5/05 20584 total posts
Name:
julz
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Re: When you bought your home.....poll
our first home, a little over 20% to make it a nice even number.  But it was close enough to say 20%.
second home, we put over 50% down. this is definitely not the norm but we are very motivated to save save save.
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| Posted 12/29/11 1:22 PM |
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computergirl
LIF Adult
Member since 5/05 3118 total posts
Name:
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Re: When you bought your home.....poll
Posted by julz33
our first home, a little over 20% to make it a nice even number. But it was close enough to say 20%.
second home, we put over 50% down. this is definitely not the norm but we are very motivated to save save save.
We did the same thing with our first and second home! Big savers here too.
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| Posted 12/29/11 1:48 PM |
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Erica
LIF Adult
Member since 5/05 11767 total posts
Name:
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Re: When you bought your home.....poll
Yes...for our first two houses.
We are not sure about #3. It will depend how much of a hit we take from this current house and the price of the next house.
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| Posted 12/29/11 2:08 PM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: When you bought your home.....poll
We put 10% down & paid closing costs in 2007. No PMI, we have traditional 30 year and a HELOC.
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| Posted 12/29/11 2:25 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: When you bought your home.....poll
3% plus closing costs.
No PMI, no piggyback loans. One loan & at that time a great rate.
Unfortunately now, the interest rates have dropped & we can't refi because we're underwater. Plus, we don't qualify for any special programs that are out because we don't have an FHA loan.
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| Posted 12/29/11 4:37 PM |
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BsMomma2014
Fly high little one
Member since 6/10 2662 total posts
Name:
nicole
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Re: When you bought your home.....poll
yes we put 20% down
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| Posted 12/29/11 8:09 PM |
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