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MaZz
* Lovin my baby girl!!! *
Member since 2/09 6243 total posts
Name:
Gina
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Re: Spinoff to the credit card debit poll
No cc or student loan debt .... We only had about 5k total debt from DH's car and my lasik surgery
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Posted 4/9/10 1:54 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
CrankyPants
I'm cranky
Member since 7/06 18178 total posts
Name:
Mama Cranky
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Re: Spinoff to the credit card debit poll
Small CC balance at the time and definitely student loans.
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| Posted 4/9/10 3:03 PM |
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Katareen
5,000 Posts!
Member since 4/10 7180 total posts
Name:
Katherine
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Re: Spinoff to the credit card debit poll
$0 Credit card
$5K Student Loan (give to take)
No other debt, no kids yet!
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| Posted 4/9/10 3:05 PM |
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Annie91606
Brotherly love
Member since 12/07 1816 total posts
Name:
Anne
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Re: Spinoff to the credit card debit poll
We had zero credit card debt and zero student loan debt when we bought our first home. I got pregnant with our first child 2 months after we moved in.
I did have cc debt that I paid off prior to our buying the home, using some of our wedding gift money.
DH had student loan debt but he paid that off while he lived at home with his parents before we moved in together. He also managed to save about $40,000 during that time that we were able to use towards our down payment.
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| Posted 4/9/10 3:31 PM |
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Strawberry2468
It's summatime
Member since 3/09 4739 total posts
Name:
Christine
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Re: Spinoff to the credit card debit poll
That's a great opportunity that your sister offered. I would take it and pay down at least some of the debt so that you are in a better position to buy. (better rates, afford more)
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| Posted 4/9/10 5:39 PM |
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mom2b
LIF Adult
Member since 5/09 1072 total posts
Name:
x
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Re: Spinoff to the credit card debit poll
Posted by Aries14
$40k in student loans
$20k in credit cards
$25k in car loans
ETA: we own a home and have a 4.5 month baby
This sounds more like me 
First off let me say congrats to all of you with no CC debt...I'm jealous. When I bought my house I had zero CC debt but since then have accumulated 20k in CC debt, I've managed to pay off 9k so far and working hard to pay off the rest.
15k student loans
3k in car loans
I have 2 kids, a SD and own a home
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| Posted 4/9/10 5:44 PM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Re: Spinoff to the credit card debit poll
DH & I have about 250K in student loans and we just bought a house.
Most of the loans are mine but we both went to law school so we knew we would have to buy a cheaper house. My loan payment per month is more than my half of the mortgage.
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| Posted 4/9/10 6:35 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Spinoff to the credit card debit poll
as long as your debt to income ratio works debt is not going to stop you from getting a mortgage
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| Posted 4/9/10 6:45 PM |
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jgl
Love my little boys!!!
Member since 8/07 7060 total posts
Name:
g
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Re: Spinoff to the credit card debit poll
When we bought our home (aug 08)
*we did not have much CC debt at all.
*We still both have student loans (I have my masters and DH has his doctorate, but considering, what we do owe - it could be much higher)
*Our cars are paid off, so no car loans.
we have a baby on the way
Message edited 4/9/2010 7:15:41 PM.
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| Posted 4/9/10 7:14 PM |
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steph4777
**************
Member since 5/05 11726 total posts
Name:
Stephanie
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Re: Spinoff to the credit card debit poll
Between DH and I we had $150K in student loan debt and maybe $2K in cc debt, when we brought our house.
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| Posted 4/10/10 12:47 AM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Spinoff to the credit card debit poll
We had no cc bills when we bought our house. It was AFTER that we had them--
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| Posted 4/10/10 9:23 AM |
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MrsBurgos09
LIF Adult
Member since 9/09 915 total posts
Name:
Erica
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Re: Spinoff to the credit card debit poll
Thanks so much to everyone who posted!!
We had another realtor come out today and look at our co-op. She thinks we should list at even less than what the 1st agent said! which was already approx 40k less than what we anticipated
So needless to say - DH is really not feeling all this and we are deadlocked. I think we should sell and go to my sisters... and he does not want to sell, doesn't even want to see what we get pre-approved for  most certainly doesnt want to go my sisters... 
We are still talking things out... The bright side is that we are not being forced to move- we both thought we could capitalize on the market.
I will keep you all posted! Thanks again!
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| Posted 4/10/10 9:44 PM |
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MRnMRSNurse
LIF Adult
Member since 8/09 1318 total posts
Name:
Jessica
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Re: Spinoff to the credit card debit poll
We are debt free but will prob. have 1 baby when we buy.
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| Posted 4/11/10 10:51 AM |
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Re: Spinoff to the credit card debit poll
We have no credit card debt, only our student loans when we bought are home.
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| Posted 4/11/10 11:34 AM |
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MrsKS
Thank You St. Gerard.....
Member since 12/09 8306 total posts
Name:
Kerri
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Re: Spinoff to the credit card debit poll
No cc debt or school loan debt for me
the hubby has some cc debt and car loan debt but no school debt.
we don't own yet. but working towards that and baby making.
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| Posted 4/11/10 12:52 PM |
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