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Is there harm in giving DS' SS# to grandparents?

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HomeIsWithU
Baby #2 on the way!

Member since 9/07

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Name:
Jenn

Is there harm in giving DS' SS# to grandparents?

Trying to keep a long story short here... ExH and his new wife apparently are not getting along with his parents right now. The fighting has NOTHING to do with DS...it's 100% between the new wife and my ExILs. ExH is basically using DS as a weapon and has now told them they cant see DS anymore.

They reached out to me recently and told me that they had a birthday present for DS (his bday was August 1st) that ExH refused to give to DS, they mailed a card and ExH threw it out, and he is not allowing them to call DS.

They wanted to set up a bank account in DS' name for him, but ExH refused to give them DS' social security number so they could open the account. They asked me for it and I've been hesitant to provide it. I trust them, and I do think they have good intentions, but I'm concerned about what they can do with his SS#. I mean, maybe nothing, but who knows. I would technically be going behind ExH's back to give them the number, but that's the least of my concerns really. Do you think its risky for me to give them his social?

Posted 8/24/15 2:22 PM
 
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jlm2008
LIF Adult

Member since 1/10

5092 total posts

Name:

Is there harm in giving DS' SS# to grandparents?

I wouldn't do it, but then again I don't think anybody but you and youe EXH should have access to that info. I'm sure they have good intentions, but why can't they just mail you a check for DS???

Posted 8/24/15 2:31 PM
 

HomeIsWithU
Baby #2 on the way!

Member since 9/07

7816 total posts

Name:
Jenn

Re: Is there harm in giving DS' SS# to grandparents?

Posted by jlm2008
I'm sure they have good intentions, but why can't they just mail you a check for DS???



According to them they plan to deposit money into this account pretty frequently. It's intended to almost be like a trust where he will get access to it at a certain age.

Posted 8/24/15 2:32 PM
 

Sweetlax22
LIF Adult

Member since 5/10

1904 total posts

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Re: Is there harm in giving DS' SS# to grandparents?

Even though you are sure they would not do anything silly with the SS I probably still would not because I would not want to cause more trouble with my ex by basically getting in the middle of a fight between him and his parents.

Posted 8/24/15 2:33 PM
 

MarathonKnitter
HAPPY

Member since 2/07

17374 total posts

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EMBRACING CHANGE

Is there harm in giving DS' SS# to grandparents?

tell them that it would be best if they opened a custodial savings account. this way, you don't need the child's ssn AT ALL. technically, it would be THEIR account, but it would have your DS's name attached. i think this might be a happy middle ground.

Posted 8/24/15 2:34 PM
 

MarathonKnitter
HAPPY

Member since 2/07

17374 total posts

Name:
EMBRACING CHANGE

Is there harm in giving DS' SS# to grandparents?

ps. a trust and a savings account ware apples and oranges. if they want a trust, why not just set up a trust?

Posted 8/24/15 2:35 PM
 

Leb
LIF Adult

Member since 12/09

4166 total posts

Name:

Is there harm in giving DS' SS# to grandparents?

They probably want to set up a 529b for him. I gave social to all grandparents and my cousin to set up account. Honestly there isn't much they could do unless they're like international hackers and selling it to other people.

I would probably give to them if you thought they were good people and didn't have malintentions.

Posted 8/24/15 2:42 PM
 

jessnbrian
Only God knows His plan for us

Member since 4/13

7238 total posts

Name:
Jessica

Is there harm in giving DS' SS# to grandparents?

My grandfather has set up a 529 for DS (just like he did for my brother & cousins - for me, when I was born he created a mutual fund). You need SS# in order to do that. Did not even think twice about it, but that's our family, we know what it's being used for and why he needed it. It isn't like he can just write a check when he wants to deposit, he has a monthly automatic deposit set up directly into it.

Posted 8/24/15 2:43 PM
 

Pomegranate5
LIF Adult

Member since 2/11

4798 total posts

Name:
Pomegranate5

Re: Is there harm in giving DS' SS# to grandparents?

In this case I wouldn't do it.

Posted 8/24/15 2:44 PM
 

ElizaRags35
My 2 Girls

Member since 2/09

20494 total posts

Name:
Me

Re: Is there harm in giving DS' SS# to grandparents?

Posted by Leb

They probably want to set up a 529b for him. I gave social to all grandparents and my cousin to set up account. Honestly there isn't much they could do unless they're like international hackers and selling it to other people.

I would probably give to them if you thought they were good people and didn't have malintentions.



Same here.

Posted 8/24/15 2:45 PM
 

HomeIsWithU
Baby #2 on the way!

Member since 9/07

7816 total posts

Name:
Jenn

Re: Is there harm in giving DS' SS# to grandparents?

Posted by jessnbrian

My grandfather has set up a 529 for DS (just like he did for my brother & cousins - for me, when I was born he created a mutual fund). You need SS# in order to do that. Did not even think twice about it, but that's our family, we know what it's being used for and why he needed it. It isn't like he can just write a check when he wants to deposit, he has a monthly automatic deposit set up directly into it.



Yes, this is what I think it is. It's used for college and tuition essentially and they cant just write us a check.

I don't think there's some grand scheme here to do anything wrong - they adore their grandson. And the argument between ExH and them has nothing to do with DS. They're trying to set up funds for him for down the road because right now they are being completely cut off from him. I honestly feel for them. I just don't want to give out info like that without first knowing that its a normal thing to do.

Posted 8/24/15 2:48 PM
 

Paramount
Sweet!

Member since 7/12

4289 total posts

Name:

Is there harm in giving DS' SS# to grandparents?

Even better. Find a bank that is close to you and ex in laws. YOU open the custodial account. They can deposit money in it anytime. Win for everyone.

As a side note, what a POS you EX is. have them send birthday gifts to your house for now on. cards etc to your house.

Posted 8/24/15 2:52 PM
 

Mara1017
LIF Adolescent

Member since 5/11

696 total posts

Name:
Mara

Is there harm in giving DS' SS# to grandparents?

I would not go over your ex-husband's head and give them information that he specifically said no to. I would reach out to your ex-husband and ask that he give the information to his parents since it will benefit your DS.

Posted 8/24/15 3:03 PM
 

busymomonli
Resident Insomniac

Member since 4/13

2053 total posts

Name:

Is there harm in giving DS' SS# to grandparents?

My mom wanted to open a life insurance account and put the grandkids as beneficiaries and needed social security numbers. It's a long story, but I would not give them to her. So she had the agent call me directly and I gave it to them over the phone. Maybe something like that?

Posted 8/24/15 4:37 PM
 

MrsM84
LIF Adult

Member since 2/13

2352 total posts

Name:

Re: Is there harm in giving DS' SS# to grandparents?

Posted by jessnbrian

My grandfather has set up a 529 for DS (just like he did for my brother & cousins - for me, when I was born he created a mutual fund). You need SS# in order to do that. Did not even think twice about it, but that's our family, we know what it's being used for and why he needed it. It isn't like he can just write a check when he wants to deposit, he has a monthly automatic deposit set up directly into it.


Same. We gave DD's SS# to both sets of grandparents.

Posted 8/24/15 6:59 PM
 

Poppyseed79
LIF Adult

Member since 10/14

935 total posts

Name:
"Reg"

Re: Is there harm in giving DS' SS# to grandparents?

Posted by MrsM84

Posted by jessnbrian

My grandfather has set up a 529 for DS (just like he did for my brother & cousins - for me, when I was born he created a mutual fund). You need SS# in order to do that. Did not even think twice about it, but that's our family, we know what it's being used for and why he needed it. It isn't like he can just write a check when he wants to deposit, he has a monthly automatic deposit set up directly into it.


Same. We gave DD's SS# to both sets of grandparents.

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Posted 8/24/15 7:17 PM
 

Michelle1110
My family is complete

Member since 1/12

2338 total posts

Name:

Re: Is there harm in giving DS' SS# to grandparents?

Posted by Poppyseed79

Posted by MrsM84

Posted by jessnbrian

My grandfather has set up a 529 for DS (just like he did for my brother & cousins - for me, when I was born he created a mutual fund). You need SS# in order to do that. Did not even think twice about it, but that's our family, we know what it's being used for and why he needed it. It isn't like he can just write a check when he wants to deposit, he has a monthly automatic deposit set up directly into it.


Same. We gave DD's SS# to both sets of grandparents.

Chat Icon



Me too

Posted 8/24/15 8:39 PM
 

Chai77
Brighter days ahead

Member since 4/07

7364 total posts

Name:

Re: Is there harm in giving DS' SS# to grandparents?

Posted by Mara1017

I would not go over your ex-husband's head and give them information that he specifically said no to. I would reach out to your ex-husband and ask that he give the information to his parents since it will benefit your DS.



Exactly my thoughts.

It's not about disclosing the SS number. It's about your ex-in laws inappropriately trying to bypass their son and get information out of you. I agree with the PP - inform your ex that his parents have contacted you for this information and tell him to deal with it. I would not want to get involved in their family drama.

Posted 8/24/15 8:54 PM
 

Leb
LIF Adult

Member since 12/09

4166 total posts

Name:

Is there harm in giving DS' SS# to grandparents?

To all of you saying open a bank account there is a chance the parents don't trust what will happen to that money. With a 529 it can ONLY be used for education. If your DS doesn't go to college it can be passed to a sibling. Or you yourself can take adult education classes at that point in time.

Seems with their son and the problems they're having this is the way they are protecting their contribution to your sons education. I would definitely let them.

Eta spelling.

Message edited 8/24/2015 9:17:16 PM.

Posted 8/24/15 9:16 PM
 

Pinkisles
<3

Member since 11/13

2868 total posts

Name:

Is there harm in giving DS' SS# to grandparents?

My husband gave my SIL my sons social security number to open an account for him. I was pissed. He didn't consult with me. If you are having second thoughts I wouldn't do it.

Posted 8/24/15 10:04 PM
 

WonderLady
LIF Infant

Member since 1/15

355 total posts

Name:

Is there harm in giving DS' SS# to grandparents?

Whether you want to get involved or not in any drama is one thing, but imo it's perfectly safe to give his ss#. I mean jeeze, what do people think they'll do with it? Commit identity theft, lol? The ONLY thing I would second guess is getting mixed up in your ex's problems with them. And to be totally honest I think I would give it to them and then iof ex asked about it, nonchalantly/innocently be like uh yeah they said they wanted to open a savings for ds, why wouldn't I give the #? I mean it's not like they're criminals!

Posted 8/25/15 12:24 AM
 

Kerie-is-so-very
versatile!

Member since 5/05

13535 total posts

Name:
K

Re: Is there harm in giving DS' SS# to grandparents?

FM

Posted 8/25/15 1:27 AM
 

Sash
Peace

Member since 6/08

10314 total posts

Name:
fka LIW Smara

Re: Is there harm in giving DS' SS# to grandparents?

Posted by MarathonKnitter

tell them that it would be best if they opened a custodial savings account. this way, you don't need the child's ssn AT ALL. technically, it would be THEIR account, but it would have your DS's name attached. i think this might be a happy middle ground.



I agree, not so much about giving them the the SS# but I would stay out of it.

Posted 8/25/15 8:00 AM
 

Sash
Peace

Member since 6/08

10314 total posts

Name:
fka LIW Smara

Re: Is there harm in giving DS' SS# to grandparents?

Posted by Poppyseed79

Posted by MrsM84

Posted by jessnbrian

My grandfather has set up a 529 for DS (just like he did for my brother & cousins - for me, when I was born he created a mutual fund). You need SS# in order to do that. Did not even think twice about it, but that's our family, we know what it's being used for and why he needed it. It isn't like he can just write a check when he wants to deposit, he has a monthly automatic deposit set up directly into it.


Same. We gave DD's SS# to both sets of grandparents.

Chat Icon



I wish I had people offering to set bank accounts up for DS!! Lol

Message edited 8/25/2015 8:03:48 AM.

Posted 8/25/15 8:03 AM
 

Hofstra26
Love to Bake!

Member since 7/06

27915 total posts

Name:

Re: Is there harm in giving DS' SS# to grandparents?

Honestly, who cares what your EX thinks or if he gets his panties in a bunch???? What kind of a$$hole would be upset over someone doing something nice and generous for their child............ESPECIALLY the child's grandparents?? Too bad if he gets pi$$ed off, why should your son be punished because your EX is mad at his parents?? That's ridiculous, your son shouldn't be in the middle of this and if his grandparents want to do this for him to help his future I wouldn't hesitate to give them his SS#. They are FAMILY, what are they going to do with that info??............it sounds like they have nothing but good intentions. Maybe it's just me but your EX sounds like he's being a spiteful brat. He needs to get over it and put his son first.

100%...............I would give them the SS# without giving it a second thought.

Message edited 8/25/2015 8:15:14 AM.

Posted 8/25/15 8:13 AM
 
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