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How to cover a car's value, insurance gap
The cost of buying a sports utility vehicle and many other types of cars can be $35,000 or more. If the vehicle is wrecked or stolen within the first year, your insurance company may say it's a used car and is now worth just $26,500. You have lost $8,500, and you'll probably have to pay the ... Read On
Filed under LIFamilies Articles » Investment Tips
 
Why you should pay off your mortgage before you retire
More Americans are quitting the workforce without retiring their mortgages. The most recent Federal Reserve survey shows that 32 percent of households headed by someone age 65 to 74 were carrying home-mortgage debt. That could be a mistake. Consider this scenario. Two retired couples have ... Read On
Filed under LIFamilies Articles » Investment Tips
 
 
Moneywise
Timeshares are back Sales of timeshares are booming. In a timeshare, you buy a condo to use for a week or two a year. You pay an up-front fee and maintenance charge. Bill Rogers of Timeshare User's Group (www.tug2.net) says these are some things to consider: * Don't buy new. They are priced ... Read On
Filed under LIFamilies Articles » Investment Tips
 
 
ARM? Interest only? Conventional? Which mortgage would be best for you?
Interest-only Mortgage: Many home buyers are opting for mortgages with interest-only payments so they can afford to buy a more expensive home. They have lower monthly payments for five, 10, or 15 years, which makes qualifying easier. They could work if you: * Need more home than you can ... Read On
Filed under LIFamilies Articles » Investment Tips
 
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