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MrsW326
LIF Adult
Member since 11/10 1132 total posts
Name:
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Daycare moms
My DD is 5 months old today and is in FT daycare which is $1400/month. I always think abut if/when we have a 2nd child how in the world are we going to afford child care for 2 kids! Granted DD will be at least 3 yrs old by the time a second came... How do you girls do it while paying a mortgage, car payments, etc...?
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Posted 9/3/12 1:14 PM  |
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july4mrsO
Happy boy!
Member since 5/10 2867 total posts
Name:
Jess
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Daycare moms
This is a big reason why we want/need to space out our children in terms of age. It's just soooo expensive. I told DH if we needed to pay for 2 at once for a year or so, we could get thru it. But any longer than that would be a real financial hardship. It stinks
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| Posted 9/3/12 3:05 PM |
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JenMarie
One day at a time
Member since 11/07 7397 total posts
Name:
Jennifer
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Daycare moms
We simply can't afford to put two in daycare. So there will be a much larger gap between them than I'd like.
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| Posted 9/4/12 8:55 AM |
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maymama
my little loves
Member since 8/08 18453 total posts
Name:
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Re: Daycare moms
it is HARD... I am currently pregnant with #2 and we are anxious about it...
daycare for 2 - $2600 (with 10% discount)
Mortgage and taxes - $2300
oh and then every other bill, car payments, groceries, diapers, formula etc etc etc...
we won't be saving much for the next 2 years, until DS begins K.   
we WILL make it work.
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| Posted 9/4/12 8:58 AM |
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TreAnt427
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Member since 8/06 8652 total posts
Name:
Tracy
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Re: Daycare moms
I'm in this position now, with DC #2 coming soon.
I know it will be tight, but the way I look at it is, it's only for about 2 1/2 years before DD goes to Kindergarten. So we will just have to cut back and make it work for the time being.
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| Posted 9/4/12 9:03 AM |
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MrsPorkChop
Twinning!!
Member since 5/05 9941 total posts
Name:
Missy
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Daycare moms
its difficult but its 3000 a month for my twins...i make a lot more than that.... so it still makes no sense for me to stay at home...so we just deal with it....
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| Posted 9/4/12 12:22 PM |
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MrsW326
LIF Adult
Member since 11/10 1132 total posts
Name:
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Re: Daycare moms
Seems like we're all in the same boat! Just have to think about it as a temporary expense
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| Posted 9/4/12 1:24 PM |
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maybesoon
LIF Adult
Member since 9/09 5981 total posts
Name:
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Re: Daycare moms
Most daycare parents I know space out their children. I sah with my kids, but was looking to put the kids in daycare and it was going to be 2500 a month. Add in work clothes, packing lunches, dinner (take out!) , extra clothes and supplies for daycare. plus I would need a sitter for when my daycare kids are sick
I couldn't imagine working for 4 or more years paying such a large amount of cash ? The day cares give very tiny discount as well
Message edited 9/4/2012 1:44:27 PM.
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| Posted 9/4/12 1:43 PM |
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MarisaK
HELLO Manolo !!
Member since 5/06 14562 total posts
Name:
Marisa
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Re: Daycare moms
We just keep telling ourselves that when daycare is over $2300 a month will be in OUR bank account instead of daycare's - it will be like hitting lotto 
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| Posted 9/4/12 1:46 PM |
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allIwant
Love my crazy life!
Member since 1/10 9170 total posts
Name:
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Re: Daycare moms
Posted by MarisaK
We just keep telling ourselves that when daycare is over $2300 a month will be in OUR bank account instead of daycare's - it will be like hitting lotto
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| Posted 9/4/12 9:07 PM |
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prunepie
LIF Adult
Member since 7/06 4357 total posts
Name:
jennifer
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Re: Daycare moms
Me feels like a loser lol. I don't even bring home what you all spend on daycare alone. I should have finished college grrr haha
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| Posted 9/4/12 9:36 PM |
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butterfly20
Party of 5 - 2015
Member since 4/06 7390 total posts
Name:
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Daycare moms
thats why we space them out farther.......Its not like we have large salaries, we just cut back on more luxuries for ourselves. I don't get pedicures, we don't go out to restaurants each week.we don't clothing shop much.
Its not just a temporary expense...... once daycare stops, then kindergarden you start paying for morning program and afterschool program, summer camp, and sports/dance/etc...
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| Posted 9/4/12 9:37 PM |
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jerseychick
LIF Adult
Member since 4/09 3923 total posts
Name:
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Re: Daycare moms
Posted by maymama
it is HARD... I am currently pregnant with #2 and we are anxious about it...
daycare for 2 - $2600 (with 10% discount)
Mortgage and taxes - $2300
oh and then every other bill, car payments, groceries, diapers, formula etc etc etc...
we won't be saving much for the next 2 years, until DS begins K.
we WILL make it work.
I am in the same boat. I am actually taking an extended leave when DC #2 is born, but it is going to be a hard couple of years financially.
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| Posted 9/4/12 9:39 PM |
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BeachGal
LIF Adult
Member since 2/10 2827 total posts
Name:
J
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Re: Daycare moms
I am very lucky and found a baby sitter in my town who is great and less expensive than daycare. I will be paying less than 2k a month for four days for my 2 babies. It is annoying to pay a baby sitter more than we pay the bank for our mortgage but it's only temporary and soon it will be back in our savings account!! I avoided daycare for this reason because I knew I wanted my kids close in age. If I used daycare I would probably work 5 days instead of 4.
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| Posted 9/4/12 10:37 PM |
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maybesoon
LIF Adult
Member since 9/09 5981 total posts
Name:
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Re: Daycare moms
Posted by butterfly20
thats why we space them out farther......
Its not just a temporary expense...... once daycare stops, then kindergarden you start paying for morning program and afterschool program, summer camp, and sports/dance/etc...
Ita
To have kids close in age is so expensive! Summer camp for 2 - 3 kids is a lot of $$, plus all the school breaks and sick days. I feel like you will never be able to get ahead.
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| Posted 9/4/12 10:44 PM |
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Googlybear
i got a mama's boy!!
Member since 10/11 1132 total posts
Name:
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Re: Daycare moms
planning to switch to a babysitter for number 2. it wonds up beinga bit cheaper. I am also waiting atleast 2 years betweenthe two.. Maybe i can win the lotto and be home,, or maybe i can go parttime at that point.
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| Posted 9/5/12 7:56 AM |
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