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MrsPorkChop
Twinning!!
Member since 5/05 9941 total posts
Name:
Missy
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Would you lock a 30yr today at 4%?
Im trying to decide if i should lock at 4% on a 30 year house - mortgage would be just under 500k
wwyd?
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Posted 10/18/11 2:22 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
neener1211
:-)
Member since 4/07 22952 total posts
Name:
J
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Re: Would you lock a 30yr today at 4%?
yeah I would
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| Posted 10/18/11 2:44 PM |
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JDubs
different, not less
Member since 7/09 13160 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
agreed that is a great rate. wish i could get that rate!
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| Posted 10/18/11 3:02 PM |
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bea559
LIF Toddler
Member since 11/10 457 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
I totally would lock at that rate!!!!
We closed in June - got 4.875%. A friend of mine closed last month - she got 4.25%...so I definitely think you should go for 4%. I'm jealous!!
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| Posted 10/18/11 3:22 PM |
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Re: Would you lock a 30yr today at 4%?
I would, but you could probably get a lower than 4% with a 15 year.
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| Posted 10/18/11 3:23 PM |
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caps612
In love with my little guys!!
Member since 8/10 5108 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
yes!
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| Posted 10/18/11 3:46 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Would you lock a 30yr today at 4%?
assuming 0 points... yes i would lock.
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| Posted 10/18/11 4:32 PM |
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Jenhos
Maeve
Member since 6/05 3273 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
Absolutely
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| Posted 10/18/11 4:32 PM |
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MrsPorkChop
Twinning!!
Member since 5/05 9941 total posts
Name:
Missy
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Re: Would you lock a 30yr today at 4%?
yes 0 pts no lender fees- thanks ladies!
just needed that push to confirm!
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| Posted 10/18/11 4:55 PM |
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LSP2005
Bunny kisses are so cute!
Member since 5/05 19461 total posts
Name:
L
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Re: Would you lock a 30yr today at 4%?
where are you getting that rate?
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| Posted 10/18/11 4:58 PM |
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jmf423
:)
Member since 5/05 6372 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
yes!!
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| Posted 10/18/11 5:37 PM |
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bella
LIF Adult
Member since 5/05 1871 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
If you are getting that rate with 0 points, GO LOCK! 
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| Posted 10/18/11 7:54 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Would you lock a 30yr today at 4%?
Can I ask who you are using? I want to refi and that would do it for me!
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| Posted 10/19/11 8:51 AM |
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ThePinkGoose
In Your Hands
Member since 8/08 4706 total posts
Name:
Nunya
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Re: Would you lock a 30yr today at 4%?
Posted by Blu-ize
Can I ask who you are using? I want to refi and that would do it for me!
Same Question
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| Posted 10/19/11 9:20 AM |
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KittyGags
LIF Adult
Member since 7/09 5614 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
YES!
We refi'ed last Nov and got 4.25. 4 is GREAT
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| Posted 10/19/11 10:49 AM |
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Kris
LIF Adult
Member since 5/05 1051 total posts
Name:
Kristine
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Re: Would you lock a 30yr today at 4%?
Hell yeah!
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| Posted 10/19/11 11:03 AM |
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JennyPenny
?
Member since 1/08 12702 total posts
Name:
Jen
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Re: Would you lock a 30yr today at 4%?
Definitely! I locked in at 5% in May and that was with paying it down. Luckily, it dropped shortly after that and I thinkI got 4.75%
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| Posted 10/19/11 12:29 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Would you lock a 30yr today at 4%?
Are you sure you can't get lower? We just refinanced to a 15-yr mortgage to 3.125%.
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| Posted 10/19/11 1:14 PM |
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MrsPorkChop
Twinning!!
Member since 5/05 9941 total posts
Name:
Missy
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Re: Would you lock a 30yr today at 4%?
Posted by AnaMaree77
Posted by Blu-ize
Can I ask who you are using? I want to refi and that would do it for me!
Same Question
Ted Trump
Loan Officer
NMLS # 239366
Ultra Mortgage, LLC
3003 Lincoln Drive West
Suite B
Marlton, NJ 08053
(877) 858.7212 x 230 Toll free
(856) 810.2100 x 230 Local
(732) 896-5180 Cell
(877) 800.2248 Fax
[email protected] Email
www.ultra123.com Website
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| Posted 10/19/11 3:50 PM |
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LawyerWife
LIF Infant
Member since 10/10 193 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
I think that sounds like a good rate. We are currently locked at 3.85% but for a 10 year.
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| Posted 10/19/11 4:05 PM |
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OStewarts
LIF Adult
Member since 11/07 1096 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
Bethpage Credit Union is also giving 4% for a 30 year right now.
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| Posted 10/19/11 4:45 PM |
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piggy007
Mommy of 2!!
Member since 11/08 1742 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
Yes, I just refinanced at that rate.
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| Posted 10/19/11 4:55 PM |
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MrsM-6-7-08
<3
Member since 8/06 4249 total posts
Name:
Nicole
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Re: Would you lock a 30yr today at 4%?
that is a good rate for 30yr
we locked in at 3.375 for 15 year
closing at the end of month, savings near 200k in interst
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| Posted 10/19/11 9:57 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Would you lock a 30yr today at 4%?
Posted by PotofLuck06
Are you sure you can't get lower? We just refinanced to a 15-yr mortgage to 3.125%.
A 15 year mortgage typically is about .75 to a percentage lower than a 30 year. So you really can't base a good deal on that.
My broker has been advertising 3.875% and 4.000 percent for the last week. So the OP's deal is pretty much a standard good deal.
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| Posted 10/20/11 10:11 AM |
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maybesoon
LIF Adult
Member since 9/09 5981 total posts
Name:
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Re: Would you lock a 30yr today at 4%?
Sounds good! We got 3.875 no points in November, so I would def lock
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| Posted 10/20/11 4:28 PM |
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