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Jessica
I'm a mommy :)

Member since 1/06 7322 total posts
Name: ~Jess~
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What mortgage comapany did you use....
My parents would like to refinance thier home
Thanks
im currently researching origination fees, closing costs, etc... and wanted to know which broker you liked to deal with
Message edited 11/15/2006 9:06:14 PM.
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Posted 11/15/06 8:59 PM |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
MegZee
My bunny
Member since 5/06 8777 total posts
Name: Meaghan
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Re: What mortgage comapany did you use....
I am using Bank of America.
Unless they are paying points, closing costs will be pretty much the same. If they go to a few banks, they can get a good faith estiimate, which would estimate the closing costs better.
HTH
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Posted 11/15/06 9:08 PM |
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Jessica
I'm a mommy :)

Member since 1/06 7322 total posts
Name: ~Jess~
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Re: What mortgage comapany did you use....
Posted by Meaghan729
I am using Bank of America.
Unless they are paying points, closing costs will be pretty much the same. If they go to a few banks, they can get a good faith estiimate, which would estimate the closing costs better.
HTH
Thanks Meaghan
did you find it better to work wiuth a bank than a mortgage broker
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Posted 11/15/06 9:10 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name: Meaghan
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Re: What mortgage comapany did you use....
A broker shops banks for you.
and they are going to charge you for that service, even if you get a lower rate you will be paying somewhere else.
If you know a broker, I would have them shop around for you - but ive heard too many stories of people going to brokers and thinking they got a great deal, but when they got to the closing table, there were extra fees. What can you do at that point? not much.
I would start at the bank(s) that I currently bank with.
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Posted 11/15/06 9:16 PM |
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MrsBumbleb
it's me

Member since 5/05 11234 total posts
Name: Christine
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Re: What mortgage comapany did you use....
www.Guidancenow.com
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Posted 11/16/06 12:26 AM |
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Kissy331
My two miracles!

Member since 5/06 17826 total posts
Name: Kristen
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Re: What mortgage comapany did you use....
Washington Mutual
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Posted 11/16/06 7:30 AM |
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LIMOMx2
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Member since 5/05 24989 total posts
Name:
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Re: What mortgage comapany did you use....
CountryWide
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Posted 11/16/06 7:38 AM |
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mrsv
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Member since 7/06 2969 total posts
Name: lol
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Re: What mortgage comapany did you use....
HSBC, they have been great
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Posted 11/16/06 8:07 AM |
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Re: What mortgage comapany did you use....
I used a broker, he was great we did one refinance with him and are now purchasing our new house using him. His name is Rob from Lighthouse Financial 631-878-2642 .
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Posted 11/16/06 8:47 AM |
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Lisa
I'm a PANK!!!

Member since 5/05 22334 total posts
Name: Professional Aunts No Kids
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Re: What mortgage comapany did you use....
M&T Bank for our mortgage
Chase for our HELOC
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Posted 11/16/06 8:49 AM |
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~Colleen~
my loves...

Member since 5/05 9129 total posts
Name: guess
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Re: What mortgage comapany did you use....
Our bank - Greenpoint Mortgage.
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Posted 11/16/06 8:51 AM |
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ckdk
My girls

Member since 5/05 7027 total posts
Name: Cheryl
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Re: What mortgage comapany did you use....
Wamu.
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Posted 11/16/06 9:16 AM |
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kerrycec03
Mom of 2 beautiful boys!!

Member since 6/06 13519 total posts
Name: Kerry
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Re: What mortgage comapany did you use....
Posted by Kissy331
Washington Mutual
Our accounts now are with Wamu, how would you rate them? Were they the best rates?
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Posted 11/16/06 9:32 AM |
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leighdvm
My golden boys!

Member since 3/06 4419 total posts
Name: Michele
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Re: What mortgage comapany did you use....
We used a mortage broker in NC -- Cavalier Mortgage -- they got us a great rate and there were no hidden costs......our mortgage bank is Wells Fargo...
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Posted 11/16/06 9:35 AM |
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ODonnell
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Member since 9/05 5983 total posts
Name:
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Re: What mortgage comapany did you use....
We have our mortgage through BFCU (a credit union).
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Posted 11/16/06 9:44 AM |
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MrsSchwags
Soccer Baseball Lax Mom
Member since 10/05 11240 total posts
Name: Jennifer
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Re: What mortgage comapany did you use....
We used Castle Rock Mortgage in Melville (our family friend is a broker there). We have our loan through ACS.
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Posted 11/16/06 9:56 AM |
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Blu-ize
Plan B is Now Plan A

Member since 7/05 32475 total posts
Name: Susan
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Re: What mortgage comapany did you use....
I have Chase for my mortgage on my house and Wells Fargo for the mortgage on my condo. They had the best rates at the time. They really have done a fine job managing the mortgages but I can't say either one is better.
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Posted 11/16/06 10:01 AM |
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lululu
LIF Adult

Member since 7/05 9511 total posts
Name:
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Re: What mortgage comapany did you use....
We used Wells Fargo, and they were great.
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Posted 11/16/06 10:06 AM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: What mortgage comapany did you use....
New Castle in Westbury
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Posted 11/16/06 10:39 AM |
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Heather617
My Babies

Member since 5/05 2566 total posts
Name: Heather
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Re: What mortgage comapany did you use....
Posted by 5ofClubs
CountryWide
Same here
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Posted 11/16/06 11:33 AM |
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pinkandblue
Our family is complete, maybe

Member since 9/05 32436 total posts
Name: Stephanie
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Re: What mortgage comapany did you use....
HSBC for me
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Posted 11/16/06 11:36 AM |
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PotofLuck06
Our Baby Boy Is Here!!!

Member since 11/06 13241 total posts
Name: Betsy
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Re: What mortgage comapany did you use....
Posted by mrsv
HSBC, they have been great
This is who we're using as well!
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Posted 11/16/06 11:40 AM |
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LA723
LIF Infant

Member since 7/06 171 total posts
Name: Leslie
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Re: What mortgage comapany did you use....
Countrywide
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Posted 11/16/06 1:47 PM |
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june262004
But I love the Snow!

Member since 5/05 15379 total posts
Name: Kristin
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Re: What mortgage comapany did you use....
Posted by Kissy331
Washington Mutual
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Posted 11/16/06 2:03 PM |
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Kissy331
My two miracles!

Member since 5/06 17826 total posts
Name: Kristen
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Re: What mortgage comapany did you use....
Posted by kerrycec03
Posted by Kissy331
Washington Mutual
Our accounts now are with Wamu, how would you rate them? Were they the best rates?
We shopped around & got the best rate through them! So far, no complaints & I love the convient factor of just going there to pay my mortgage!
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Posted 11/16/06 2:06 PM |
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