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Lauren09
LIF Infant
Member since 9/06 189 total posts
Name:
Lauren
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We got the letter.....(HO Insurance)
After having homeowners insurance through Liberty Mutual for 3 years, they decided not to renew our policy.... I guess this is happening quite a bit on LI now. I remember reading a post a couple of months ago, where this had happened to someone else. I am so PO'd, and not in the mood to start shopping around again...
Can anyone recommend who they are using? My car insurance is through Geico, and we'd prefer not to use Allstate if possible (DH had a bad experience with them with his car insurance). TIA!
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Posted 8/3/08 9:52 AM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
MrsRJP
Happy Spring!!!
Member since 12/07 2151 total posts
Name:
Rena Marie
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Re: We got the letter.....(HO Insurance)
We have State Farm for HO insurance.
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| Posted 8/3/08 3:08 PM |
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christys0925
LIF Adolescent
Member since 9/07 512 total posts
Name:
Christy
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Re: We got the letter.....(HO Insurance)
We have USAA
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| Posted 8/3/08 3:36 PM |
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LemonHead
Sour Girl
Member since 3/08 5271 total posts
Name:
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Re: We got the letter.....(HO Insurance)
We have Mercury
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| Posted 8/3/08 4:43 PM |
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CallaLily
Thank you, Saint Gerard!
Member since 10/07 4937 total posts
Name:
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Re: We got the letter.....(HO Insurance)
We have State Farm.
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| Posted 8/3/08 4:58 PM |
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metagefken
LIF Adolescent
Member since 5/08 679 total posts
Name:
J
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Re: We got the letter.....(HO Insurance)
we use Travelers. never a problem.
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| Posted 8/3/08 5:20 PM |
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kspags
LIF Adult
Member since 6/08 1228 total posts
Name:
Kelly
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Re: We got the letter.....(HO Insurance)
We just signed up with Harleysville. We go through a broker who also does our car and term insurance.
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| Posted 8/3/08 5:23 PM |
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Blazesyth
*yawn*
Member since 5/05 8129 total posts
Name:
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Re: We got the letter.....(HO Insurance)
Tri State Consumer (TSC) Insurance.
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| Posted 8/3/08 5:37 PM |
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mrsjpierre
LIF Infant
Member since 10/07 263 total posts
Name:
cindy
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Re: We got the letter.....(HO Insurance)
commercial mutual
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| Posted 8/3/08 5:52 PM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: We got the letter.....(HO Insurance)
State Farm
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| Posted 8/3/08 7:49 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: We got the letter.....(HO Insurance)
state farm.
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| Posted 8/3/08 8:28 PM |
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Kissy331
My two miracles!
Member since 5/06 17826 total posts
Name:
Kristen
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Re: We got the letter.....(HO Insurance)
We got dropped from Allstate last month & I got our HO's through State Farm, using SmileyD17 on here 
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| Posted 8/4/08 6:47 AM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: We got the letter.....(HO Insurance)
statefarm. when i was shopping for Ins. i also got a quote from liberty mutual (hofstra alumni get a "discount") and it was much more expensive than state farm.
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| Posted 8/4/08 9:08 AM |
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imyself
Member since 10/06 2938 total posts
Name:
me
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Re: We got the letter.....(HO Insurance)
add us to the State Farm list. Dh did a lot of shopping aroubd. They were the cheapest.
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| Posted 8/4/08 9:19 AM |
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JavaJunkie
Someday, Somehow
Member since 6/05 5857 total posts
Name:
Lois
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Re: We got the letter.....(HO Insurance)
We have everything from Travelers. Never a problem and our broker is awesome!
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| Posted 8/4/08 9:41 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: We got the letter.....(HO Insurance)
I am bookmarking this thread as I have Liberty Mutual and there were some really good suggestions here.
State Farm was crazy expensive when I was looking, so it's nice to see a bunch of other "lesser known" companies on this list to compare quotes too.
I guess if LM ever drops me, I will eventually look for an all-in-one deal with car insurance. I currently have GEICO for my car insurance and I know I can get a better deal elsewhere. I just stay with GEICO because they have been pretty good to me over the years with claims and stuff.
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| Posted 8/4/08 9:47 AM |
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karennjoe
LIF Toddler
Member since 6/05 403 total posts
Name:
Karen
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Re: We got the letter.....(HO Insurance)
We just got the letter from Allstate that they are not renewing. After 3years and no claims whatsoever.
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| Posted 8/4/08 10:17 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: We got the letter.....(HO Insurance)
Does anyone know if homeowner insurance companies run a credit check when you apply for a homeowners policy?
I know they run the check that looks to see if you have made any past claims, but I am curious if they actually run your credit like the auto insurance companies do.
Mainly looking to see if they ding your credit with a hard inquiry and check your balances on your credit cards and such. If they do I will have to alter my strategy on this.
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| Posted 8/4/08 10:38 AM |
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msf32
LIF Infant
Member since 7/08 62 total posts
Name:
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Re: We got the letter.....(HO Insurance)
We went with Amica. When I researched online they seemed to have the highest customer service satisfaction rating. Anytime I call they are incredibly friendly and helpful. Good luck.
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| Posted 8/4/08 11:37 AM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: We got the letter.....(HO Insurance)
State Farm. They were one of the few companies that would give us a policy, and were the least expensive by far. My parents just went with them as well, after Allstate dropped them.
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| Posted 8/4/08 12:28 PM |
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Erica
LIF Adult
Member since 5/05 11767 total posts
Name:
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Re: We got the letter.....(HO Insurance)
Another State Farm here - now I'm happy we went with them and not LM - although SF was cheaper anyway.
Posted by ave1024
I currently have GEICO for my car insurance and I know I can get a better deal elsewhere. I just stay with GEICO because they have been pretty good to me over the years with claims and stuff.
Have you been with them for more than 7 years? I got a loyalty discount from them after that time - 1/3 discount. everytime that I think about combining, I know I will never get the rates I get from GEICO now (am I that old that I am getting cheap auto insurance?)
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| Posted 8/4/08 2:55 PM |
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jen919ifer
LIF Adolescent
Member since 7/08 803 total posts
Name:
Jennifer
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Re: We got the letter.....(HO Insurance)
I work for an ins broker, and every company bases a part of your rate on credit. The better your credit, the better your rate.
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| Posted 8/4/08 3:11 PM |
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skew
LIF Adult
Member since 5/05 6794 total posts
Name:
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Re: We got the letter.....(HO Insurance)
i have travelers as well and very happy. don't want to go into the lengthy details but i STRONGLY advise that you stay FAR AWAY from all state.
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| Posted 8/4/08 4:15 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: We got the letter.....(HO Insurance)
Posted by Erica
Have you been with them for more than 7 years? I got a loyalty discount from them after that time - 1/3 discount. everytime that I think about combining, I know I will never get the rates I get from GEICO now (am I that old that I am getting cheap auto insurance?)
I have been with GEICO for over 10 years. My rates are good, but I know I can do better if I go with one of the smaller mom and pop companies out there.
I may even do better if I link my homeowners to my car insurance.
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| Posted 8/4/08 4:19 PM |
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MrsPowers
So blessed!
Member since 11/06 10348 total posts
Name:
Ivelysse
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Re: We got the letter.....(HO Insurance)
Posted by christys0925
We have USAA
So do we! I love them!
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| Posted 8/4/08 7:29 PM |
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