|
You must first be logged in to post a new topic.
If you are not registered, please click "Create Account".
| Posted By |
Message |
| Pages: 1 [2] |
HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
|
Re: Tell me my DH is wrong
Well we don't own a home yet, but I am/have been very recently in your exact situation.
DH just switched jobs, in a few years he will be making more then double and its a much better place to be. We had to scarific even living on our own to do that, but in the end it was worth it.
As for a house, were in the same boat. We want to travel and see a few more places before babies, (we've been together almost 8 yrs, married 8 months) and we know when we buy a house it will cost us, so we have decided to rent for 2 more years, and by that time his salary will be excellent and we will be able to afford a house, babies and me not to work, so we'll take our trips in the next 2 yrs and not own.
It took awhile to figure it out, but you have to do what's best for both of you. I want to have a baby already, but I have so many wants as does DH and we can't afford for me to stay home right now, so that's how we came to our final decision. I hope that helps you a bit. Good luck, I know how fustrating it is.
|
Posted 6/18/08 4:28 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
KartveliT
...
Member since 1/08 8363 total posts
Name:
|
Re: Tell me my DH is wrong
Posted by headoverheels
if you are really set on buying a house, then i can't tell you that your DH is wrong.
my DH and i are renting a house now but we hope to buy it in a year or two, so any vacation plans we may have are on hold, and we aren't spending $$ on anything that's not a necessity. that's because we REALLY want to own a home, and we are willing to make sacrifices to make it happen.
if you aren't really that concerned with owning a home now, then you and your DH need to sit down and talk about your priorities, which i guess for you include having your DH change jobs and travel more.
same for us , and yes I agree about sitting down and talking about things with DH.
|
| Posted 6/18/08 5:52 PM |
| |
|
PreshusSmurf
So in love with my little guys
Member since 1/07 2963 total posts
Name:
Jess
|
Re: Tell me my DH is wrong
Posted by Domino
I know a lot of people misunderstood what you were asking. Sometimes I think that not having a house is the way to go since I love my lifestyle right now. A family member suggested this to me: a way to get a good idea is to figure out approximately what your mortgage payment will be a month. Then project your utilities for the month. Add on money for "emergencies" per month and then subtract what your current monthly living expenses are...bank the difference (as if it doesnt exist) and see what kind of lifestyle this affords you. Sometimes people are not realistic. They "think" something is in their budget but dont take into consideration other factors...like it costs more to heat a house than it does an apartment, maintenance costs, repairs, etc.
This is an excellent suggestion ... and something we have been doing for the last few months. Its a great way to see if you can comfortably live within the $$ you think you can ... and a fantastic way to force some extra savings along the way.
I think I first heard the idea from Suze Orman  a couple of years ago.
Regarding the OPs question, I think the answer depends upon the sacrifices that you both are willing to make, and which ones you don't want to make.
For DH & I, we would rather have the house at this point in our lives than the big vacations ... and to be honest, if we don't buy a home while the prices are declining we may have to leave the area in the future, and that's something we really don't want to do!
But everyone has their own priorities, and whats right for some of us may not be right for others.
|
| Posted 6/19/08 3:08 AM |
| |
|
| Pages: 1 [2] |
Potentially Related Topics:
Currently 2156521 users on the LIFamilies.com Chat
|
Long Island Bridal Shows
|
