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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Personal question regarding salary and bills
At the end of the month after all your bills are paid, generally how much "spending" money (for gas, groceries, eating out, movies, etc.) are you left over with?
Message edited 1/18/2007 2:04:30 PM.
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Posted 1/18/07 1:55 PM  |
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anon
where's winter?
Member since 11/05 2209 total posts
Name:
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xxxxxxx
Message edited 2/12/2007 2:36:35 PM.
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| Posted 1/18/07 2:00 PM |
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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Re: Personal question regarding salary and bills
LOL....I know what you mean. I am due in 2 months and beginning to freak out about the extra baby expenses.
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| Posted 1/18/07 2:02 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Personal question regarding salary and bills
I include all those things in my budget- then I have 2 kinds of savings- a set amount goes into long term savings- then I have short term savings that I can adjust based on increases or decreases
as a starting point- I give myself the following for 2 weeks:
spending- nails, tanning, fun- $100- just for myself- DH does his own money
Gas- $100 - I fill my tank every week
Food- $100 for 2 weeks- ( I get breakfast and lunch for free at work- and I rarely cook dinner)
Message edited 1/18/2007 3:01:16 PM.
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| Posted 1/18/07 2:02 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Personal question regarding salary and bills
We estimated:
$30x2 = $60 x2cars = $120 Gas
$40x4 = $160/month Groceries
$50/month = misc funds for entertainment
$400/month = savings
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| Posted 1/18/07 2:06 PM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: Personal question regarding salary and bills
we estimated:
gas (we both commute to NYC so $600 towards LIRR, but about $40 per week in gas for both of us so $160 per month)
groceries ($200 every 2 weeks, that's what we average now)
eating out (gotta cut back, right now we are at almost $100 per week, that's gotta stop!!)
movies (we don't go...)
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| Posted 1/18/07 2:11 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Personal question regarding salary and bills
after all bills, grocery and gas, over $1K - but since we just moved, we spent that at home depot in a week 
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| Posted 1/18/07 2:15 PM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: Personal question regarding salary and bills
We have $250/week budgeted for anything entertainment-related -- movies, eating out, nails, etc. Though lately, we've been spending less so that's good. Last week I think it was about $175 for the both of us...maybe less!
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| Posted 1/18/07 2:35 PM |
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jellybean78
:)
Member since 8/06 13103 total posts
Name:
Mommy
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Re: Personal question regarding salary and bills
Posted by kerrycec03
we estimated:
gas (we both commute to NYC so $600 towards LIRR, but about $40 per week in gas for both of us so $160 per month)
groceries ($200 every 2 weeks, that's what we average now)
eating out (gotta cut back, right now we are at almost $100 per week, that's gotta stop!!)
movies (we don't go...)
OMG $600 a month for the LIRR....that's so much $$$$. Dang LI is soo expensive it sucks!
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| Posted 1/18/07 3:18 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Personal question regarding salary and bills
OMG $600 a month for the LIRR....that's so much $$$$. Dang LI is soo expensive it sucks!
I swear it was cheaper to live in the city
no train ticket, no car, no gas, no car insurance
yeah the rent is higher- but once you take your rent plus all those things- it's really not so bad!
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| Posted 1/18/07 3:27 PM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: Personal question regarding salary and bills
Posted by jacquig
Posted by kerrycec03
we estimated:
gas (we both commute to NYC so $600 towards LIRR, but about $40 per week in gas for both of us so $160 per month)
groceries ($200 every 2 weeks, that's what we average now)
eating out (gotta cut back, right now we are at almost $100 per week, that's gotta stop!!)
movies (we don't go...)
OMG $600 a month for the LIRR....that's so much $$$$. Dang LI is soo expensive it sucks!
to be honest, its a lot but its not too bad but I do want to eventually work on LI. That's my next chore after the house.
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| Posted 1/18/07 3:36 PM |
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mskimmy98
My twins are one!!!
Member since 5/05 2540 total posts
Name:
Kimberly
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Re: Personal question regarding salary and bills
We budget 200/week for gas, groceries and all things like that.. after is all said and done at the end of the month we have over 1,000 a month left over.. but right now all that money is going to decorating our new home 
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| Posted 1/18/07 3:49 PM |
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angnick
Life is So Wonderful!
Member since 8/06 6663 total posts
Name:
Angela
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Re: Personal question regarding salary and bills
it is so scary isnt it?
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| Posted 1/18/07 5:30 PM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: Personal question regarding salary and bills
Well, we are living on DH's salary alone this year, so after paying all the bills we have my take home left along with a chunk of his...But I'd say we limit our extra spending to $80 or less for each of us a week.
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| Posted 1/18/07 6:17 PM |
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sarahbelle
Little drummer boy
Member since 5/05 2377 total posts
Name:
Sarah
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Re: Personal question regarding salary and bills
We aren't homeowners yet, but in our prospective budget, it won't be a whole lot. Probably somewhere around $500 after bills and savings, I think.
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| Posted 1/18/07 6:18 PM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Personal question regarding salary and bills
We get $120/week (dh-80 me-40) "spending money". My dh gets more because he travels farther and spends more on gas. He also pays for food on the weekends.
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| Posted 1/18/07 8:29 PM |
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MrsFlatbread
Skinny jeans are in my future
Member since 6/06 10258 total posts
Name:
Baby Momma
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Re: Personal question regarding salary and bills
I usually don't spend much per week maybe just on gas or coffee or a mani. In a month I probably spend $150.00 unless it's time for a haircut or new wardrobe then
Several hundred dollars I put into my savings per month.
DH makes way more money than i do , so he is able to put away significantly more in our money market.
Message edited 1/19/2007 10:23:20 AM.
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| Posted 1/18/07 8:45 PM |
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05mommy09
Family of 5!
Member since 5/05 15364 total posts
Name:
<3 Mommy <3
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Re: Personal question regarding salary and bills
I budget gas and groceries as part of the bills-
Then we have about $400 recreational $$$- which we try not to spend...
This is seperate from our savings...
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| Posted 1/18/07 9:13 PM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: Personal question regarding salary and bills
I don't really consider gas and groceries to be spending money, I consider it to be part of our bills. I am not sure exactly how much we have left over, but we have been putting away $200 a month minimum into savings for the last 6 months and when we have extra money in our account we transfer that into savings as well.
It's taken 3 years though since we bought our home until we could really start saving again.
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| Posted 1/18/07 9:52 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Personal question regarding salary and bills
the key is not just to save the money in a savings acct, but to invest it so it keeps up with inflation.
There are plenty of banks out there who can set up a brokerage acct with diversified mutual funds that should beat the 4.5-5% you get in the high yield accts.
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| Posted 1/18/07 10:18 PM |
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Kissy331
My two miracles!
Member since 5/06 17826 total posts
Name:
Kristen
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Re: Personal question regarding salary and bills
DH & I both take $100 a week to use towards "personal" things. We rarely go out to dinner or to the movies, just so we can save that extra cash. Groceries & Gas are put on our CC & paid at the end of the month.
Groceries $75 x 4=$300
gas for me $35 x 4= $140
Gas for dh $15 x 4= $60
Metrocard for dh = $76 a month
Ezpass for DH = $105 (usually a month but depends on DH's work travel)
All our savings money comes out of DH's paycheck. We usually have more then $3500 left at the end of the month
Message edited 1/19/2007 7:37:54 AM.
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| Posted 1/19/07 7:37 AM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Personal question regarding salary and bills
Posted by Kissy331
DH & I both take $100 a week to use towards "personal" things. We rarely go out to dinner or to the movies, just so we can save that extra cash. Groceries & Gas are put on our CC & paid at the end of the month.
Groceries $75 x 4=$300
gas for me $35 x 4= $140
Gas for dh $15 x 4= $60
Metrocard for dh = $76 a month
Ezpass for DH = $105 (usually a month but depends on DH's work travel)
All our savings money comes out of DH's paycheck. We usually have more then $3500 left at the end of the month
$3,500!!!!! That is amazing. How do you do it? With a house and 2 kids, we can barely save anything.
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| Posted 1/19/07 8:25 AM |
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Kissy331
My two miracles!
Member since 5/06 17826 total posts
Name:
Kristen
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Re: Personal question regarding salary and bills
Posted by hazeleyes33
Posted by Kissy331
DH & I both take $100 a week to use towards "personal" things. We rarely go out to dinner or to the movies, just so we can save that extra cash. Groceries & Gas are put on our CC & paid at the end of the month.
Groceries $75 x 4=$300
gas for me $35 x 4= $140
Gas for dh $15 x 4= $60
Metrocard for dh = $76 a month
Ezpass for DH = $105 (usually a month but depends on DH's work travel)
All our savings money comes out of DH's paycheck. We usually have more then $3500 left at the end of the month
$3,500!!!!! That is amazing. How do you do it? With a house and 2 kids, we can barely save anything.
DH makes considerably more then me & is able to stash away the cash. Right now, we use my salary to pay the bills with the exception of the mortgage & car payments. DH is in sales but not strictly commissions. At the end of a good month, there is always extra money laying around. His paychecks do vary from week to week, but we always know what we can count on. The extra money goes directly into savings.
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| Posted 1/19/07 8:31 AM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Personal question regarding salary and bills
Posted by Kissy331
Posted by hazeleyes33
Posted by Kissy331
DH & I both take $100 a week to use towards "personal" things. We rarely go out to dinner or to the movies, just so we can save that extra cash. Groceries & Gas are put on our CC & paid at the end of the month.
Groceries $75 x 4=$300
gas for me $35 x 4= $140
Gas for dh $15 x 4= $60
Metrocard for dh = $76 a month
Ezpass for DH = $105 (usually a month but depends on DH's work travel)
All our savings money comes out of DH's paycheck. We usually have more then $3500 left at the end of the month
$3,500!!!!! That is amazing. How do you do it? With a house and 2 kids, we can barely save anything.
DH makes considerably more then me & is able to stash away the cash. Right now, we use my salary to pay the bills with the exception of the mortgage & car payments. DH is in sales but not strictly commissions. At the end of a good month, there is always extra money laying around. His paychecks do vary from week to week, but we always know what we can count on. The extra money goes directly into savings.
That's great. I feel so "poor" next to you-lol!! and we make the "average" in our town.
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| Posted 1/19/07 12:22 PM |
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MST9106
My life:)
Member since 6/06 9589 total posts
Name:
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Re: Personal question regarding salary and bills
After all is said and done, between the two of us I'd say around $3-$4K...but its all being saved now...ALL of it!
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| Posted 1/19/07 12:51 PM |
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