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How much debt you have?

Forum Opinion Poll
Zero..Zilch..Nada 49 29.17%
$100-500 5 2.98%
$501-1000 10 5.95%
$1000-$5000 25 14.88%
$10,000-$15000 35 20.83%
$20000 44 26.19%
 

How much debt you have?

Posted By Message
Pages: 1 [2] 3

hazeleyes33
LIF Adult

Member since 5/05

13060 total posts

Name:
Ginger

Re: How much debt you have?

When we first got married, many moons ago-lol! we had no debt. Now after a house and 2 kids we have cc debt and a loc debt. I want to pay these down as soon as possible so we can start saving some money. It will take time but I know it can be done.
Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 3/29/06 8:11 PM
 

dpli
Daylight savings :)

Member since 5/05

13973 total posts

Name:
D

Re: How much debt you have?

None. I was lucky to pay off my student loans early and DH and I are not big spenders, so we don't carry CC debt and will buy our next car in cash.

Posted 3/29/06 8:14 PM
 

leighla
Support Cancer Research

Member since 5/05

16353 total posts

Name:
Lauren

Re: How much debt you have?

Big spenders here. Working hard this year to pay our CC debt down.

It's interesting to me that the poll seems to show a pretty strong polarity - people are either carrying no debt or a LOT of debt.

Posted 3/29/06 8:22 PM
 

CathyB

Member since 5/05

19403 total posts

Name:

Re: How much debt you have?

We only have my grad school loan, a little over $20k. No CC debt.

Posted 3/29/06 8:24 PM
 

Palebride
I am an amazing bakist

Member since 5/05

13673 total posts

Name:
Lori

Re: How much debt you have?

I have my undergrad debt still - it's about $6,000.....but other than that we're all paid off!!! Chat Icon

Posted 3/29/06 8:28 PM
 

hazeleyes33
LIF Adult

Member since 5/05

13060 total posts

Name:
Ginger

Re: How much debt you have?

Posted by leighla

Big spenders here. Working hard this year to pay our CC debt down.

It's interesting to me that the poll seems to show a pretty strong polarity - people are either carrying no debt or a LOT of debt.



I think it is because most people just got married and maybe took the money they made to pay off bills. I could be wrong but that is what I am thinking. We didn't make much at our wedding (compared to some people now) and we took half to put towards a house and the other half eventually we went through paying for things that we needed for our apartment.

Posted 3/29/06 8:29 PM
 

Karen
Just chillin'!!

Member since 1/06

9690 total posts

Name:
Karen

Re: How much debt you have?

I also think a lot of us are young enough to still be paying off student loans which is sometimes pretty significant!

Posted 3/29/06 8:30 PM
 

Nik09
LIF Adult

Member since 5/05

1982 total posts

Name:
Nikole

Re: How much debt you have?

We have a pretty hefty amount of debt. We're working our way out of it though. Not on credit cards, we pay those off every month. Our debt is in school loans and we have 1 car lease and 1 car financed. We're in the over $20,000 mark.

Posted 3/29/06 8:30 PM
 

MommyofG
just the girls

Member since 5/05

9461 total posts

Name:
Janice

Re: How much debt you have?

right now about 5k - we are redoing 1 of our bathrooms and 2 of the bedrooms. Hoping it doesnt get any higher- you never know what pops upChat Icon

Posted 3/29/06 8:32 PM
 

saraH
happy birthday sweet kate!

Member since 5/05

16555 total posts

Name:
I know that God exsists, I held her in my arms...

Re: How much debt you have?

me, myself i have more then 10k, but less then 15k. once i'm married however, i become the lovely owner of fh's 65k student loans!! hurray!!

Posted 3/29/06 8:34 PM
 

jaysee00
LIF Adult

Member since 3/06

1647 total posts

Name:

Re: How much debt you have?

Just my school loan- about 5K.

Posted 3/29/06 9:25 PM
 

BabyAvocado
Happy New Year

Member since 5/05

17334 total posts

Name:

Re: How much debt you have?

1 car payment (mine is paid off) and that's it. Just paid off my student loan this year and no CC debt.

Posted 3/29/06 9:27 PM
 

karacg
Babygirl is 4!

Member since 5/05

17076 total posts

Name:
Kara®

Re: How much debt you have?

I have none -- but I am 39, paid off student loans a long time ago.
DH just has the mortgage...about 200K at this point left on it.

Posted 3/29/06 9:31 PM
 

steph4777
**************

Member since 5/05

11726 total posts

Name:
Stephanie

Re: How much debt you have?

Our mortgage is our largest debt. We have a car note which will be done in Oct Chat Icon Chat Icon Less than 3K in CC debt. Student loans are a whole other beast. I have from undergrad and grad. DH student loans only from law school that are more than both my degrees combined. Chat Icon Chat Icon

Message edited 3/29/2006 10:20:18 PM.

Posted 3/29/06 10:19 PM
 

~Colleen~
my loves...

Member since 5/05

9129 total posts

Name:
guess

Re: How much debt you have?

Very happy to say: zero, zilch, nada!

Posted 3/29/06 10:20 PM
 

evenedan
Need a little sunshine

Member since 9/05

3843 total posts

Name:
D

Re: How much debt you have?

Zippo!! I buy everything with my debit card, if I don't have the money in there, I don't buy.

Posted 3/29/06 10:31 PM
 

monkeybride
My Everything

Member since 5/05

20541 total posts

Name:

Re: How much debt you have?

We have a student loan that is 20K and a CC at 0% that is 8K.
We actually have enough money to pay it all off but DH's job is up in the air right now so we're just kind of waiting to see where things go with that. The CC will be getting paid off in the next month or so because to us that is bad debt and we do not want it.
No car payments or other debt besides that.

Posted 3/29/06 11:34 PM
 

JenniferEver
The Disney Lady

Member since 5/05

18163 total posts

Name:
Jennifer

Re: How much debt you have?

Umm... a lot more than I really want to think about. My FH is kind of out f control with his CCs. The fact that he keeps getting laid off doesn't actually help. *sigh*

We've just gotta start paying it down

Posted 3/29/06 11:35 PM
 

MrsSchwags
Soccer Baseball Lax Mom

Member since 10/05

11240 total posts

Name:
Jennifer

Re: How much debt you have?

we have a lot of student debt..that's really all we have and our car

Posted 3/30/06 8:47 AM
 

Bxgell2
Perfection

Member since 5/05

16438 total posts

Name:
Beth

Re: How much debt you have?

No fair... my law school loan alone puts me WAY over $20k Chat Icon

Posted 3/30/06 8:50 AM
 

VickiC
Rocking the party

Member since 5/05

4937 total posts

Name:
Vicki

Re: How much debt you have?

DH's Grad School loan puts us at about $45,000 in debt. We just started paying this off, so we have a while to go.

Posted 3/30/06 9:03 AM
 

MrsProfessor
hi

Member since 5/05

14279 total posts

Name:

Re: How much debt you have?

$20k in student loans (me)

We have NO credit card debt at all. I can live with the student loan debt since it was for a good cause and I still get to write off some of the interest every year.

Posted 3/30/06 9:10 AM
 

paulandles912
My children are a blessing!

Member since 5/05

2598 total posts

Name:
Leslie

Re: How much debt you have?

Over 50K in student loans for me. No CC debt.

Posted 3/30/06 9:35 AM
 

BCK1029
LIF Infant

Member since 5/05

366 total posts

Name:

Re: How much debt you have?

I picked 20,000 but I'm way over that. Undergrad and grad school loans are killing me!

Posted 3/30/06 10:17 AM
 

jar823
LIF Infant

Member since 7/05

231 total posts

Name:
Jennifer

Re: How much debt you have?

Oh, I can't wait for the day that I can hit that 0 button on these polls! Funny you would post this, I've been thinking about it for 2 days now. Last night we sad down and added up all the credit card debt that we are in! $19,000! Chat Icon

We've got just over $10,000 in the savings account hoping to keep on saving to buy a house! But . . . $19,000 in credit card debt is ridiculous! Especially with the finance charges every month!

We NEED to keep at least $2,000 in the savings in order to cash our checks. So, that leaves $8,000.

We MUST pay off the PC Richards card within the year, and that is $4,000!

What Would You Do??????
We send about $650 towards the CC's every month, and about $250 twards the TV.

Posted 3/30/06 10:25 AM
 
Pages: 1 [2] 3
 

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