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Do you have a 401K?

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Pages: [1] 2

dreamworld06
LIF Adult

Member since 2/07

1341 total posts

Name:
Heather

Do you have a 401K?

How often is your 401K deposited from your work?

ETA: Once the money is taken out of your paycheck, is it deposited directly into your 401K or is there a delay?

Message edited 5/4/2008 10:22:19 AM.

Posted 5/3/08 6:48 PM
 
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donegal419
St. Gerard, pray for us.

Member since 7/07

7650 total posts

Name:
K

Re: Do you have a 401K?

technically, i have a 403b... same thing, it's just not corporate (i work in a school, so they can't match my contributions). I get money taken out every paycheck.

Posted 5/3/08 6:57 PM
 

csorisi
My 2 LOVES

Member since 11/05

1984 total posts

Name:
Corinne

Re: Do you have a 401K?

I have one and it comes out every pay check which is every two weeks. We do not have a match program at my job we get a profit sharing contribution from our employer once a year.

Posted 5/3/08 7:06 PM
 

LuckySV
LIF Adult

Member since 10/05

4675 total posts

Name:

Re: Do you have a 401K?

I have a 403b and get a match. My contributions and the match are deposited bi-weekly.

Posted 5/3/08 7:11 PM
 

MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: Do you have a 401K?

Yes- taken out every paycheck. cant wait to spend it in 40 yearsChat Icon

Posted 5/3/08 7:13 PM
 

JenMarie
One day at a time

Member since 11/07

7397 total posts

Name:
Jennifer

Re: Do you have a 401K?

Every paycheck (twice per month) and we have a matching program.

Posted 5/3/08 7:20 PM
 

dottiemchugh
<3

Member since 5/05

8261 total posts

Name:

Re: Do you have a 401K?

Every paycheck, and my company matches 5%.

Posted 5/3/08 7:22 PM
 

Shroggie
Don't Worry...Be Happy

Member since 5/06

6261 total posts

Name:

Re: Do you have a 401K?

Yup...I contribute every other week, and my company matches 3%

Posted 5/3/08 8:12 PM
 

lilacwine
only love...

Member since 5/05

2034 total posts

Name:
<3

Re: Do you have a 401K?

Every pay check until I max out. That said, I plan my contributions so that I max out on the last paycheck and maximize my company's match.

I've never heard of a plan that transfers employee contributions to the accounts on a frequency other than every pay period. Why do you ask?

Posted 5/3/08 8:19 PM
 

sunnyplus3
:)

Member since 11/05

8749 total posts

Name:

Re: Do you have a 401K?

Posted by csorisi

I have one and it comes out every pay check which is every two weeks. We do not have a match program at my job we get a profit sharing contribution from our employer once a year.




this is exactly what i have

Posted 5/3/08 8:29 PM
 

CunningOne
***

Member since 5/05

26975 total posts

Name:

Re: Do you have a 401K?

Yes. I have 3 actually, one from each of my jobs I've had, and I just never consolidated. SInce I still work PT, a % of every pay check still goes into my 401K.

Posted 5/3/08 8:32 PM
 

luvsbob4603
To a healthy 2013

Member since 5/05

21840 total posts

Name:
To a brand new year to a healthier me

Re: Do you have a 401K?

Yes i just got something in the mail that said my job did a 401 k for me, I'm happy because now i got some extra money coming.Chat Icon

Posted 5/3/08 8:35 PM
 

bklyngirl
COULD THIS BE MY YEAR??

Member since 6/05

15758 total posts

Name:
Gail

Re: Do you have a 401K?

my job matches 50 cents on the dollar every pay period

Posted 5/3/08 9:17 PM
 

Chrisnamy
Summer is coming soon

Member since 1/07

3991 total posts

Name:
Amy

Re: Do you have a 401K?

Money comes out of my check everyweek.

Every time I raise, I split the raise and put more money in my 401k. I figured its like getting a raise twice. a little more money now and a little more money when we retire.

Posted 5/3/08 9:19 PM
 

leighla
Support Cancer Research

Member since 5/05

16353 total posts

Name:
Lauren

Re: Do you have a 401K?

I contribute 8% per paycheck and the company matches at 100% for the first 6%.

DH does 12% for his.

Posted 5/3/08 9:42 PM
 

SweetestOfPeas
J'taime Paris!

Member since 3/06

32345 total posts

Name:

Re: Do you have a 401K?

every paycheck. they match 100% for the first 5%

Message edited 5/3/2008 9:49:20 PM.

Posted 5/3/08 9:48 PM
 

Phyl
R.I.P. Sweet Mia ♥

Member since 5/06

28918 total posts

Name:
The Mystical Azzhorse! ™

Re: Do you have a 401K?

We have Profit Sharing which is 100% funded by the company.

Posted 5/3/08 10:01 PM
 

Lisa
I'm a PANK!!!

Member since 5/05

22334 total posts

Name:
Professional Aunts No Kids

Re: Do you have a 401K?

Posted by KellyFG

Posted by csorisi

I have one and it comes out every pay check which is every two weeks. We do not have a match program at my job we get a profit sharing contribution from our employer once a year.




this is exactly what i have



same for me

Posted 5/3/08 10:53 PM
 

JP826
=)

Member since 9/06

10903 total posts

Name:
Me!! All about ME!

Re: Do you have a 401K?

A percentage of my annual salary comes out every paycheck - which is twice a month.

Posted 5/4/08 7:42 AM
 

Stacey1403
Where it all began....

Member since 5/05

24065 total posts

Name:

Re: Do you have a 401K?

Posted by donegal419

technically, i have a 403b... same thing, it's just not corporate (i work in a school, so they can't match my contributions). I get money taken out every paycheck.


me too

Posted 5/4/08 8:14 AM
 

ali120206
2 Boys

Member since 7/06

17795 total posts

Name:

Re: Do you have a 401K?

They take money out every paycheck (including our annual bonus).

The company matches our contributions for the previous year every Feb. I believe it's 2 for 1 for the first 3% and 1/2 for 1 for the next 2%.

Posted 5/4/08 8:57 AM
 

julz33
i run for bacon

Member since 5/05

20584 total posts

Name:
julz

Re: Do you have a 401K?

Posted by Jennifer907

Every paycheck (twice per month) and we have a matching program.



same.

Posted 5/4/08 9:02 AM
 

dreamworld06
LIF Adult

Member since 2/07

1341 total posts

Name:
Heather

Re: Do you have a 401K?

Posted by lilacwine

Every pay check until I max out. That said, I plan my contributions so that I max out on the last paycheck and maximize my company's match.

I've never heard of a plan that transfers employee contributions to the accounts on a frequency other than every pay period. Why do you ask?



I ask because I have money for my 401K taken out of my paycheck twice a month. When you go to the account online, the last time money was deposited into my 401K account was Feb 29th. This means the company is holding onto 4 paychecks and I contribute 15% of my salary. My coworkers are furious and I'm just wondering if anyone has had the same problem.

Posted 5/4/08 10:20 AM
 

TreAnt427
-

Member since 8/06

8652 total posts

Name:
Tracy

Re: Do you have a 401K?

Mine comes directly out of my paycheck, and into my 401k. They match 3% of 6%.

I actually don't know if there is a delay. Chat Icon I guess I should check that out.

Posted 5/4/08 10:58 AM
 

VickiC
Rocking the party

Member since 5/05

4937 total posts

Name:
Vicki

Re: Do you have a 401K?

Posted by julz33

Posted by Jennifer907

Every paycheck (twice per month) and we have a matching program.



same.



Me too. However, my company only gives us the match on December 31st. SO if you leave the company before the end of the year, you don't get the company 401k match.

Posted 5/4/08 11:21 AM
 
Pages: [1] 2
 

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