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Pitbull and home ins

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Pages: 1 [2]

JackiePags
They're the love of my life

Member since 8/10

1299 total posts

Name:
Jackie

Pitbull and home ins

Just spoke to Liberty Mutual (commack branch) and they didn't have a problem with the dog unless it has a history of biting. It needs to be trained and have proof from the Vet at anytime. Simple and came in under what I expected. :)

Posted 3/28/13 11:52 AM
 
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Kitten1929
LIF Adult

Member since 1/13

6040 total posts

Name:

Re: Pitbull and home ins

Posted by JackiePags

Just spoke to Liberty Mutual (commack branch) and they didn't have a problem with the dog unless it has a history of biting. It needs to be trained and have proof from the Vet at anytime. Simple and came in under what I expected. :)



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Posted 3/28/13 12:00 PM
 

Cataverri
LIF Toddler

Member since 9/12

390 total posts

Name:

Re: Pitbull and home ins

I currently have State Farm and I have to call them this weekend to add my Cane Corso. Now I'm getting nervous.

Posted 3/28/13 12:20 PM
 

MrsProfessor
hi

Member since 5/05

14279 total posts

Name:

Pitbull and home ins

Wow, I had no idea this was an issue. I don't recall being asked about a dog when we got our ins- we didn't have one at the time but now we have a beagle.

Posted 3/28/13 1:02 PM
 

Bradley & Parker, Inc
LIFamilies Business

Member since 3/12

170 total posts

Name:
Jennifer Jennings

Re: Pitbull and home ins

Posted by blu6385

Posted by Bradley & Parker, Inc


oh good to know i have been wondering how this is even legal or fair to deny just based on the breed.

Any breed could be vicious



They base this on statistics. I am actually in favor of this being passed because it's all about how you raise the dog. Unfortunatly it is what it is for now.

Metlife does not write home on Long Island, and Narr Bay will not write with that breed of dog.



unless this just changed in the past couple of months i got a quoted for both in sepetemeber when i closed on my house.

Metlife was actually through my job and the only reason i didnt go with them is because Statefarm came in slightly cheaper




I am pretty sure the program Metlife offers through certain companies are different than their guidelines for the regular market. We haven't been able to write a homeowner policy through them for a coupl eof years now.

Posted 3/28/13 1:30 PM
 

WannaBeAMom11
LIF Adult

Member since 1/11

7391 total posts

Name:
Name

Pitbull and home ins

I just got homeowners ins and I went through a broker in deer park. Got me a great rate. We are insured under travelers. They asked me what kind of dog I had, he's a mutt and the adjuster took a pic of him. Make sure they know you have a dog. They can drop you for lying and god forbid he bites someone you could be held for ins fraud. I don't know where you live but I can give you the name of my broker.

Posted 3/28/13 1:36 PM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: Pitbull and home ins

Posted by Cataverri

I currently have State Farm and I have to call them this weekend to add my Cane Corso. Now I'm getting nervous.




dont.
They dont ask breed or care.
they only if ever bitten in past and trained for attack purposes.
if answer is No- great. covered.

Posted 3/28/13 2:28 PM
 

JackiePags
They're the love of my life

Member since 8/10

1299 total posts

Name:
Jackie

Re: Pitbull and home ins

Posted by WannaBeAMom11

I just got homeowners ins and I went through a broker in deer park. Got me a great rate. We are insured under travelers. They asked me what kind of dog I had, he's a mutt and the adjuster took a pic of him. Make sure they know you have a dog. They can drop you for lying and god forbid he bites someone you could be held for ins fraud. I don't know where you live but I can give you the name of my broker.



Thank you but I was able to get a quote from Liberty Mutual.

Posted 3/28/13 4:22 PM
 

Cataverri
LIF Toddler

Member since 9/12

390 total posts

Name:

Re: Pitbull and home ins

Posted by Smileyd17

Posted by Cataverri

I currently have State Farm and I have to call them this weekend to add my Cane Corso. Now I'm getting nervous.




dont.
They dont ask breed or care.
they only if ever bitten in past and trained for attack purposes.
if answer is No- great. covered.




The answer is no. Thanks for the input.

Posted 3/28/13 4:24 PM
 

luvmotherhood
california dreamin'

Member since 2/13

1443 total posts

Name:
love my family!

Pitbull and home ins

We were never asked if we had a dog on ours. We do, he's a mutt. Crazy!

Posted 3/28/13 6:19 PM
 

MrsG823
Just call me Mommy.

Member since 1/11

5570 total posts

Name:
S

Re: Pitbull and home ins

Posted by tara73

There is a bill in Assembly right now that would prohibit insurers from using dog breed to determine coverage. I suggest contacting your rep and supporting this.

http://blessthebullys.wordpress.com/2013/03/15/ny-ab3952-passed-in-the-assembly-insurance-committee/

MrsG, have you tried Einhorn? http://einhorninsurance.com/california-insurance/new-york-dog-liability-insurance/



I have not tried Einhorn but I am definitly going to look into it--Thanks for the info!

Posted 3/28/13 6:36 PM
 

MrsG823
Just call me Mommy.

Member since 1/11

5570 total posts

Name:
S

Re: Pitbull and home ins

Posted by MrsProfessor

Wow, I had no idea this was an issue. I don't recall being asked about a dog when we got our ins- we didn't have one at the time but now we have a beagle.



You should call and let them know you now have a dog. Beagles are not on the "bad breed" list so you do not have to worry about them dropping your policy.

Posted 3/28/13 6:38 PM
 
Pages: 1 [2]
 

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