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Update: Any recomendations on Home Owner insurance that will allow pitbulls

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blu6385

Member since 5/08

8351 total posts

Name:

Update: Any recomendations on Home Owner insurance that will allow pitbulls

updated since i got my questions answered.

New question: If anyone has any recommendations on home owners insurance companies that either dont ask for breed of dog and/or allows pitbulls, can you please let me know.

thanks

Message edited 7/23/2012 1:21:28 PM.

Posted 7/23/12 10:20 AM
 
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Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: How does Home owners Insurance and dogs work

Most companies will not write a policy for someone who owns a pitbull from what I hear.

I also know most of the companies do go out and inspect.

I dont know the company or your location, but my company dosent do either of the two.

we ask about dogs- but not breed.



Posted 7/23/12 10:52 AM
 

chilltocam
LIF Adult

Member since 11/11

9141 total posts

Name:

How does Home owners Insurance and dogs work

I'm would think most policies out there would require you to report to the company if you got a dog, so saying you got the dog after the house wouldn't work. If either of your dogs bites or injures someone, your homeowners insurance will cover you and hire an attorney for you if you are sued. If you haven't reported the dog, you probably will not be covered if something happens.

Message edited 7/23/2012 11:00:53 AM.

Posted 7/23/12 11:00 AM
 

Karen
Just chillin'!!

Member since 1/06

9690 total posts

Name:
Karen

How does Home owners Insurance and dogs work

Regardless of the timing of the dogs, you have to mention them to your insurance company. Some may drop you, some may simply increase your premium, and some may not care.

By omitting them, they are not included in your contract, they are not covered, so if something happens, you are opening yourself up to being sued on a personal level.

Posted 7/23/12 1:13 PM
 

blu6385

Member since 5/08

8351 total posts

Name:

Re: How does Home owners Insurance and dogs work

thanks for the input we will just look for some that accept pitbulls.

Message edited 7/23/2012 1:51:55 PM.

Posted 7/23/12 1:18 PM
 

ny55angel
car seat tech & geek :-)

Member since 2/06

4346 total posts

Name:
P

Update: Any recomendations on Home Owner insurance that will allow pitbulls

Some companies might accept that you have a pit, but they will exclude them from your policy so if anything were to ever happen related to the dog it would not be covered.

Posted 7/23/12 1:46 PM
 

Bradley & Parker, Inc
LIFamilies Business

Member since 3/12

170 total posts

Name:
Jennifer Jennings

Update: Any recomendations on Home Owner insurance that will allow pitbulls

I deal with about 15 different carriers. I only have 1 that will write the house but they would exclude the dog from any claim. They are not admitted with the state either.

Pitbulls make it very hard to obtain insurance.

Posted 7/23/12 2:25 PM
 

ReRe17
LIF Infant

Member since 1/11

305 total posts

Name:

Update: Any recomendations on Home Owner insurance that will allow pitbulls

I have farmers and my pit is covered.

Posted 7/23/12 6:36 PM
 

Faithx2
All good things in 2016!!

Member since 8/05

20181 total posts

Name:

Re: Update: Any recomendations on Home Owner insurance that will allow pitbulls

It's nearly impossible. That's why most bully breed owns claim they have a "mutt" I'm not saying this is the right thing I do but that's what many of my friends have done.

Posted 7/23/12 9:41 PM
 

rkoenke
my little piggys

Member since 3/08

4315 total posts

Name:
rachel

Re: Update: Any recomendations on Home Owner insurance that will allow pitbulls

Haller Zaremba agency 746-2150


http://hzinsurance.com/

Posted 7/23/12 9:52 PM
 

blu6385

Member since 5/08

8351 total posts

Name:

Re: Update: Any recomendations on Home Owner insurance that will allow pitbulls

thanks for the additional suggestion

Posted 7/24/12 10:27 AM
 
 

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