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JustATwinkle
LIF Infant
Member since 8/11 197 total posts
Name:
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Bethpage Federal or PNC
We are trying to choose between the two and would love your feedback! Our situation is that we are putting 10% down on the house, so since we are under 20% we are subject to PMI. Bethpage offers a first and second of 80/5 and PNC offers a first and second of 80/10. Obviously PNC would be the only way to avoid PMI altogether - plus what's good is that their second is actually a HELOC so once paid down, we can leave it open for future use (at a fixed rate). Our only hesitation is that we've heard so much good about Bethpage (their rates, fees, cust service, etc) and haven't heard a peep about PNC. Does anyone have any experiences or thoughts to share? TIA!
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Posted 9/14/11 11:14 AM  |
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shiv
Twinsanity!!
Member since 5/07 4747 total posts
Name:
Shiv
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Re: Bethpage Federal or PNC
Get the rates and all the closing costs laid out and then decide. This is the only way to compare 2 lenders.
Good luck!
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| Posted 9/14/11 1:00 PM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: Bethpage Federal or PNC
We are with BFCU and have no complaints. We did an 80/10/10 with them as well, but this was back in 2007.
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| Posted 9/14/11 2:36 PM |
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JustATwinkle
LIF Infant
Member since 8/11 197 total posts
Name:
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Re: Bethpage Federal or PNC
Posted by VickiC
We are with BFCU and have no complaints. We did an 80/10/10 with them as well, but this was back in 2007.
Per our loan officer there is no 80/10/10 option....I wish there was since I'm leaning toward BPFCU.
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| Posted 9/14/11 2:46 PM |
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