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carissa1643
I LOVE my sons! :)
Member since 5/09 5283 total posts
Name:
Carissa
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Spinoff to Taxes
How do you pay? Do you roll them into your monthly mortgage payment or can you pay a certain amount quarterly each year? I would rather not roll them into my monthly payment 
Message edited 5/3/2011 11:25:31 AM.
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Posted 5/3/11 11:20 AM  |
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Mill188
LIF Adult
Member since 3/09 3073 total posts
Name:
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Re: Spinoff to Taxes
most mortgages require them to be rolled into your monthly payment. This way they are sure they are being paid.
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| Posted 5/3/11 11:22 AM |
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cgdg61606
Little Brother Christopher
Member since 2/07 6815 total posts
Name:
Christine
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Re: Spinoff to Taxes
We roll them into monthly mortgage payments. Our taxes were just reassessed and went up, therefore our monthly mortgage payment went up.
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| Posted 5/3/11 11:26 AM |
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BethanyLynn
Love these munchkins
Member since 10/09 6295 total posts
Name:
Bethany
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Re: Spinoff to Taxes
They are in with our mortgage payment.I like it this way because #1, I dont have to come up with a huge amount at once and #2, I wont forget! 
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| Posted 5/3/11 11:30 AM |
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Lisa
I'm a PANK!!!
Member since 5/05 22334 total posts
Name:
Professional Aunts No Kids
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Re: Spinoff to Taxes
they are in our monthly payment and the bank pays them 2 times a year for us.
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| Posted 5/3/11 11:36 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Spinoff to Taxes
I pay them directly to the town twice a year.
I used to have them escrowed in my mortgage for my last house. Hated it.
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| Posted 5/3/11 11:37 AM |
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ali120206
2 Boys
Member since 7/06 17795 total posts
Name:
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Re: Spinoff to Taxes
We pay them directly to the town twice a year as well - property taxes in Jan and school taxes in Sept.
We are good savers and at the time we closed, we had to put a lot of money into our escrow account, plus add a lot of money to it each month so it didn't make sense to us.
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| Posted 5/3/11 11:53 AM |
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JRG71
*****************
Member since 5/05 5025 total posts
Name:
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Re: Spinoff to Taxes
We used to pay them twice a year, but now we have it rolled in to our mortgage. I find it more manageable.
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| Posted 5/3/11 12:02 PM |
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Ian&EmmesMommy23
My family is complete!
Member since 11/08 12970 total posts
Name:
Diana
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Re: Spinoff to Taxes
rolled into out payments
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| Posted 5/3/11 12:39 PM |
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SpiceGirl
Dream big
Member since 1/06 2486 total posts
Name:
j
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Re: Spinoff to Taxes
Posted by ave1024
I pay them directly to the town twice a year.
I used to have them escrowed in my mortgage for my last house. Hated it.
This is what we do...almost time to pay up in Suffolk
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| Posted 5/3/11 12:41 PM |
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Aubreysmommy
LIF Adolescent
Member since 5/10 499 total posts
Name:
Baby Noelle is here!
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Re: Spinoff to Taxes
Pay to the town of brookhaven twice a year...it's almost time. 
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| Posted 5/3/11 1:32 PM |
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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Re: Spinoff to Taxes
We pay them directly now.
When we closed on our house 5 years ago we originally rolled them into our mortgage but our mortgage company forget to collect for and pay our school taxes so we got slammed with late fees As soon as that happened I took them out of escrow and we pay them ourselves!
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| Posted 5/3/11 1:32 PM |
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PumpkinGirl
:o)
Member since 10/08 1838 total posts
Name:
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Re: Spinoff to Taxes
monthly w/ mortgage
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| Posted 5/3/11 1:33 PM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: Spinoff to Taxes
Posted by IansMommy23
rolled into out payments
Us too. I just find it easier this way - at least for now.
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| Posted 5/3/11 1:35 PM |
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Bella311
Me and my Boys
Member since 1/10 1400 total posts
Name:
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Re: Spinoff to Taxes
We pay them directly to the town twice a year - Jan and June
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| Posted 5/3/11 1:39 PM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Spinoff to Taxes
Pay on my own twice a year.
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| Posted 5/3/11 1:39 PM |
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shiv
Twinsanity!!
Member since 5/07 4747 total posts
Name:
Shiv
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Re: Spinoff to Taxes
We pay them ourselves 2 x's a year. I didn't want to give the bank my money to put in escrow so I keep my own escrow in a long-term savings account and add to each month for the payment. This way I get the interest, not the bank.
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| Posted 5/3/11 1:40 PM |
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JandJ1224
Member since 6/06 5911 total posts
Name:
Jannette
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Re: Spinoff to Taxes
We pay directly. I save the money each month and keep in a money market. If tax amount changes I want to know right away not wait for escrow to catch up.
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| Posted 5/3/11 2:40 PM |
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jennifer2184
LIF Infant
Member since 12/10 106 total posts
Name:
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Re: Spinoff to Taxes
We pay them twice a year
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| Posted 5/3/11 2:42 PM |
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Pumpkin1
LIF Adult
Member since 12/05 3715 total posts
Name:
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Re: Spinoff to Taxes
Posted by shiv
We pay them ourselves 2 x's a year. I didn't want to give the bank my money to put in escrow so I keep my own escrow in a long-term savings account and add to each month for the payment. This way I get the interest, not the bank.
I roll my taxes/insurance into the mortgage payment for an escrow account, but I earn the interest (not the bank) and I get a tax form for the interest (just like the one from my bank).
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| Posted 5/3/11 3:43 PM |
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bobby769
LIF Infant
Member since 7/10 253 total posts
Name:
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Re: Spinoff to Taxes
Our taxes and insurance are rolled into the mortgage.
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| Posted 5/3/11 5:24 PM |
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CAMCaps
Live Laugh Love Run
Member since 6/07 4922 total posts
Name:
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Re: Spinoff to Taxes
Our taxes are rolled into our mortgage. Our bank did not give us a choice.
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| Posted 5/3/11 9:28 PM |
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ChrisDee
My Girls
Member since 11/06 9543 total posts
Name:
Christine
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Re: Spinoff to Taxes
Posted by BethanyLynn
They are in with our mortgage payment.I like it this way because #1, I dont have to come up with a huge amount at once and #2, I wont forget!
DITTO!
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| Posted 5/3/11 9:39 PM |
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Faithx2
All good things in 2016!!
Member since 8/05 20181 total posts
Name:
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Re: Spinoff to Taxes
For almost 10 yrs they've been rolled into our monthly mortgage payment. We are just about to close on our refinance and will pay the town directly twice a year.
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| Posted 5/3/11 10:12 PM |
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Mrs213
????????
Member since 2/09 18986 total posts
Name:
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Re: Spinoff to Taxes
They are in the mortgage, we have an FHA loan so we have no choice
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| Posted 5/3/11 10:27 PM |
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