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Target Red DEBIT card
I know that store is dangerous in general if you're trying to stick to any kind of budget.
But if you didn't know already, you can sign up for this DEBIT card that links up with your checking account.
It saves you 5% on your total order! plus you can still use Cartwheel and coupons.
Every little bit helps.
I just used mine for the first time today, and saved about $7.00 on my total bill.
That's coffee money  .
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Posted 7/12/14 11:11 AM  |
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Michelle1110
My family is complete
Member since 1/12 2338 total posts
Name:
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Target Red DEBIT card
Same thing applies to their cc. I got four boxes of 100 diapers each last week for $53 ;) I'm newly in love with target
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| Posted 7/12/14 11:15 AM |
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Re: Target Red DEBIT card
Posted by Michelle1110
Same thing applies to their cc. I got four boxes of 100 diapers each last week for $53 ;) I'm newly in love with target
Yeah, I have a CC too but try to stay away from that because it's too easy for me to run up $$ on credit that I don't have.
I just read about this on a savings blog though.
It takes about 5 minutes to apply online and the card comes in a week.
You can use online right away.
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| Posted 7/12/14 11:19 AM |
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Kitten1929
LIF Adult
Member since 1/13 6040 total posts
Name:
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Target Red DEBIT card
I have it and love it. It does take a few days for the funds to be taken out of your account, so keep that in mind for budgeting purposes.
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| Posted 7/12/14 11:35 AM |
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Ayne11
Yep
Member since 1/09 18021 total posts
Name:
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Target Red DEBIT card
Red Card + Cartwheel = the best thing ever! I love that Target even encourages you to double down on your coupons using the app!
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| Posted 7/12/14 12:07 PM |
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Re: Target Red DEBIT card
Posted by Kitten1929
I have it and love it. It does take a few days for the funds to be taken out of your account, so keep that in mind for budgeting purposes.
Tks. I noticed that when I got home and checked my account and there was nothing withdrawn.
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| Posted 7/12/14 12:24 PM |
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NASP09
...
Member since 6/05 6030 total posts
Name:
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Re: Target Red DEBIT card
The credit card also offers free delivery if you order online- no matter the size of the item. I once ordered an ottoman to be delivered to my mom and it shipped for free. I LOVE that around the holidays when shopping for toys. It's also so easy for returns- you don't need a receipt- they can scan your card.
DH and I use it so much we joke that Target misses us when we don't visit
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| Posted 7/12/14 12:29 PM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: Target Red DEBIT card
I have had the debit Red card for a while now. I love it. Every little bit of savings adds up. 
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| Posted 7/12/14 1:55 PM |
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SweetSarj
LIF Adult
Member since 10/09 1592 total posts
Name:
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Target Red DEBIT card
Love my red card, I tell everyone to get it! I have introduced all my friends to the cartwheel app. Such great stacking cartwheel+ red card +target coupons+mfg coupons
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| Posted 7/12/14 7:38 PM |
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OrganicMama
So in love with my little man!
Member since 6/08 5172 total posts
Name:
Mama
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Re: Target Red DEBIT card
What is this cartwheel thing I keep hearing about?
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| Posted 7/12/14 7:45 PM |
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Re: Target Red DEBIT card
Posted by OrganicMama
What is this cartwheel thing I keep hearing about?
It's a app for your phone.
I review my shopping list against what is available on the app each trip.
Most basic products and food items I buy there are always on there at 5% or more off.
You can still use regular coupons and Target coupons with it.
Just pull up the barcode at checkout and hand it to the cashier to swipe.
I've had people stop me on line to ask what it was.
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| Posted 7/12/14 7:58 PM |
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Target Red DEBIT card
What I also love about Cartwheel is you can scan the barcode of an actual product and it will link you to coupons on cartwheel! Ingenious! I also use my text message coupons!
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| Posted 7/12/14 8:47 PM |
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LIRascal
drama. daily.
Member since 3/11 7287 total posts
Name:
Michelle
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Target Red DEBIT card
The cashier tried to get me to sign up for this last time, but he didn't explain it as well as you all did! Thank you, this sounds great!
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| Posted 7/12/14 11:13 PM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Target Red DEBIT card
Posted by MorningCuppaCoffee
Posted by Kitten1929
I have it and love it. It does take a few days for the funds to be taken out of your account, so keep that in mind for budgeting purposes.
Tks. I noticed that when I got home and checked my account and there was nothing withdrawn.
It takes a full day to withdraw funds.
Also, target card gets you free shipping online
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| Posted 7/13/14 2:04 AM |
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babyfever24
LIF Adult
Member since 1/11 3340 total posts
Name:
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Re: Target Red DEBIT card
i love mine too!!!!
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| Posted 7/13/14 2:19 PM |
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Strawberry2468
It's summatime
Member since 3/09 4739 total posts
Name:
Christine
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Re: Target Red DEBIT card
Mine is linked to debit. Every time I use it, it takes the debit fee of about 2-3%. I actually save 4% with my regular cc since I get double points at grocery ( they consider them grocery). It might be my bank but just watch your statement because you might not really be getting the 5% after the fee.
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| Posted 7/13/14 5:40 PM |
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Re: Target Red DEBIT card
Posted by Strawberry2468
Mine is linked to debit. Every time I use it, it takes the debit fee of about 2-3%. I actually save 4% with my regular cc since I get double points at grocery ( they consider them grocery). It might be my bank but just watch your statement because you might not really be getting the 5% after the fee.
Where do you bank?
I have this connected to our TD account which I know is sneaky on fees.
I also have a couple of other accounts so I can switch it if needed!
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| Posted 7/14/14 5:56 AM |
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Strawberry2468
It's summatime
Member since 3/09 4739 total posts
Name:
Christine
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Re: Target Red DEBIT card
Posted by MorningCuppaCoffee
Posted by Strawberry2468
Mine is linked to debit. Every time I use it, it takes the debit fee of about 2-3%. I actually save 4% with my regular cc since I get double points at grocery ( they consider them grocery). It might be my bank but just watch your statement because you might not really be getting the 5% after the fee.
Where do you bank?
I have this connected to our TD account which I know is sneaky on fees.
I also have a couple of other accounts so I can switch it if needed!
TD!! Its connected to my bank card which is technically a visa. Usually if you use a bank card as a visa there are no fees, but if its used as debit there is a fee. It depends on how cashier puts it through or if you hit debit or credit. There is no option to hit debit or credit when using the red card so it must process as debit.
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| Posted 7/14/14 9:14 AM |
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Re: Target Red DEBIT card
Ugh thanks for letting me know!
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| Posted 7/14/14 4:17 PM |
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skinny
3 boys and a princess!
Member since 11/08 8178 total posts
Name:
Momma
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Re: Target Red DEBIT card
Posted by Strawberry2468
Mine is linked to debit. Every time I use it, it takes the debit fee of about 2-3%. I actually save 4% with my regular cc since I get double points at grocery ( they consider them grocery). It might be my bank but just watch your statement because you might not really be getting the 5% after the fee.
I'd switch banks over that! Most banks do not charge fees for using making debit charges. I hate TD bc of all of their fees and finally closed my account with them.
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| Posted 7/14/14 4:57 PM |
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bklyngirl
COULD THIS BE MY YEAR??
Member since 6/05 15758 total posts
Name:
Gail
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Re: Target Red DEBIT card
Posted by Ayne11
Red Card + Cartwheel = the best thing ever! I love that Target even encourages you to double down on your coupons using the app!
I got my BF hooked on cartwheel. he loves the scanner
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| Posted 7/14/14 7:35 PM |
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Dani922
Here's to new beginnings
Member since 10/07 7260 total posts
Name:
Danielle
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Re: Target Red DEBIT card
Posted by skinny
Posted by Strawberry2468
Mine is linked to debit. Every time I use it, it takes the debit fee of about 2-3%. I actually save 4% with my regular cc since I get double points at grocery ( they consider them grocery). It might be my bank but just watch your statement because you might not really be getting the 5% after the fee.
I'd switch banks over that! Most banks do not charge fees for using making debit charges. I hate TD bc of all of their fees and finally closed my account with them.
Hmm mine is connected to my TD account & I've never had a fee. I even went & checked again.
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| Posted 7/14/14 7:54 PM |
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