| Posted By |
Message |
Mrs&MrsK
i need sleep ;-)
Member since 2/14 2008 total posts
Name:
L
|
newbie
First of all... this chat lingo is SO much harder to understand than LIW!
Second ... trying to keep the medical talk off this post, I tend to pass out. (i know, i know!)
Backstory: DW and I are going to TTC in the next few months. She has heart problems (well takes medicine to prevent, which she may not be able to take if pregnant). I dont know if i can handle it due to my mental/fainting/vasovagul issues. Basically we are a mess 
Step 1- get her on my insurance (i work for an old school company that is self insured, recently getting updated so she can be on it due to obamacare... delays with "feet dragging". Her insurance wouldnt kick in until apr 1 and it doesnt make sense if she will be taking time off after.
Step 2- checkups at all the drs- cardiologist, gyno, etc etc.
Step 3- ??? If everything goes OK guess we are going to just try to go to a sperm bank...
Anyone have any idea how this goes? We had friends that went directly to fertility clinics, etc etc and it took forever but they may have had other issues in conceiving (i dont know too many details)
Do most insurances cover anything? at all? Does Obamacare require them to now?
I am also going to post this in infertility forum
|
Posted 2/21/14 3:20 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
jessnbrian
Only God knows His plan for us
Member since 4/13 7238 total posts
Name:
Jessica
|
newbie
There are no mandates to cover fertility treatment. Check with your insurance plan, if you are lucky you might have coverage for a good amount of stuff, but I don't know how it would work since it's not technically for infertility.
Good luck!
|
| Posted 2/21/14 3:43 PM |
| |
|
Mrs&MrsK
i need sleep ;-)
Member since 2/14 2008 total posts
Name:
L
|
newbie
ugh i dont think we will have great luck with that based on how tough it's been just trying to get coverage with this plan. also, I'm pretty sure my boss went through it a few years ago w/ no luck.
my friends had 6 & 4 covered, whatever that means-- 2 separate treatments i guess.. no clue. we havent done anything besides talk to our friends about it briefly, sooo newbie :)
|
| Posted 2/21/14 3:47 PM |
| |
|
jessnbrian
Only God knows His plan for us
Member since 4/13 7238 total posts
Name:
Jessica
|
newbie
I would just start by doing a lot of research with your insurance company. Unfortunately, as you'll learn by reading here, most plans offer very little with regards to fertility treatments.
|
| Posted 2/21/14 4:05 PM |
| |
|
|
|
Re: newbie
Posted by jessnbrian
I would just start by doing a lot of research with your insurance company. Unfortunately, as you'll learn by reading here, most plans offer very little with regards to fertility treatments.
|
| Posted 2/21/14 6:14 PM |
| |
|
berkens506
LIF Infant
Member since 2/13 254 total posts
Name:
|
newbie
Good luck to you both! I hope its a short and healthy stay! Although I have been lucky with insurance so far I have seen other posts that you can apply for grants to help cover costs. So def. check into that too so you have enough time to apply if needed.
|
| Posted 2/22/14 6:46 AM |
| |
|
wakemeup
Member since 10/13 1397 total posts
Name:
|
Re: newbie
Another poster, Champ, went through this, although I do not know if they used insurance. I would try PMing her. 
|
| Posted 2/23/14 7:41 AM |
| |
|
shellbebaby
So In Love!
Member since 8/11 1487 total posts
Name:
Michelle
|
newbie
I'd imagine you'd need a fertility clinic since you have to use IUI, but I am not sure. Good luck.
|
| Posted 2/23/14 12:07 PM |
| |
|
shellbebaby
So In Love!
Member since 8/11 1487 total posts
Name:
Michelle
|
newbie
I'd imagine you'd need a fertility clinic since you have to use IUI, but I am not sure. Good luck.
|
| Posted 2/23/14 12:07 PM |
| |
|
bunnyluck
LIF Adult
Member since 1/14 3196 total posts
Name:
|
newbie
No advice, but wanted to say goodluck!!!
|
| Posted 2/24/14 10:20 AM |
| |
|
2andcounting
LIF Adolescent
Member since 4/13 565 total posts
Name:
|
newbie
ive got nothing but lots of good wishes and lots of luck for you and your spouse.
|
| Posted 2/28/14 11:59 PM |
| |
|
WahmBam
LIF Adolescent
Member since 2/14 555 total posts
Name:
Mom
|
Re: newbie
I have no insight on the insurance stuff, but wanted to wish you luck and say welcome!
|
| Posted 3/2/14 7:46 AM |
| |
|
Mrs&MrsK
i need sleep ;-)
Member since 2/14 2008 total posts
Name:
L
|
newbie
bump- step one CHECK
Message edited 3/14/2014 3:39:41 PM.
|
| Posted 3/14/14 3:39 PM |
| |
|
MrsM429
Mama x2 <3
Member since 12/10 4946 total posts
Name:
|
Re: newbie
A couple on one of the ttc FB groups I'm apart of were TTC with donor sperm, and first tried 12 rounds of unmedicated IVI cycles (turkey baster method with unwashed donor sperm, no fertility meds for her wife who is the carrier). After the 12 rounds, the did 2 rounds of clomid/IUI with washed donor sperm, and are now pregnant! They go for their first sonogram next week
eta- most insurance companies (especially those who are self insured) are not bound by the state and federal mandates. My DH's employer funds their health benefits, and there was no way around getting anything fertility related covered. Hope this helps and best of luck!!
Message edited 3/15/2014 7:59:57 AM.
|
| Posted 3/15/14 7:58 AM |
| |
|
Mrs&MrsK
i need sleep ;-)
Member since 2/14 2008 total posts
Name:
L
|
newbie
Wow! So it's worth the extra $ lol
|
| Posted 3/15/14 9:13 AM |
| |
|
Mrs&MrsK
i need sleep ;-)
Member since 2/14 2008 total posts
Name:
L
|
newbie
Yes I am in the same boat with self insured. What a struggle!
Literally just got the ability to have my wife added to the policy today. They didn't have to follow state rules or even federal -- which I found out step by step, each time I thought we were ok, we weren't. Now we are Thanks only to obamacare and my company pushing to get it amended earlier than they "had to". It may even make sense to have 2 policies because of this...
|
| Posted 3/15/14 9:17 AM |
| |
|
