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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Auto insurance
anyone want to recommend their agent?
State Farm will insure us but wow!$$$$
Progressive is even higher!
Geico dumped us.
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Posted 2/27/08 3:06 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Auto insurance
We use a staefarm agent in PJS who works with us when I transferred from Geico to State Farm for my DH, and he got them to lower our rates since we were married, living in the same house, and I was a clean driver, so was he, we did the defensive driving course, etc
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| Posted 2/27/08 3:09 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Auto insurance
state farm is working on structuring the policy a certain way for us to minimize the $$ impact.
So stupid. Geico insured us for 5 years. We've had some violations and accidents along the way and never raised our rates..they just dropped us.
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| Posted 2/27/08 3:11 PM |
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nylisa
My Children
Member since 5/05 7905 total posts
Name:
MaMa
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Re: Auto insurance
We use AllState
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| Posted 2/27/08 3:12 PM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: Auto insurance
Posted by Blu-ize
state farm is working on structuring the policy a certain way for us to minimize the $$ impact.
So stupid. Geico insured us for 5 years. We've had some violations and accidents along the way and never raised our rates..they just dropped us.
I'm sorry  How irritating!!
Did you speak directly to Geico yourself -- and ask for manager after someone told you no? I'm surprised they wouldn't work with you at all. It's worth trying if you haven't already. My parents' insurance tried to drop them once, but I know my dad was able to work something out with them.
I had 2 incidents (ticket and at-fault accident) when I first insured with them -- both are gone now. While having them, I had one other incident (my parked car was hit)... but I don't think that's on there anymore either.
The only other insurance co I've used is Progressive, sorry!
Good luck!
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| Posted 2/27/08 3:18 PM |
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sweetie
Member since 8/06 1730 total posts
Name:
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Re: Auto insurance
I just saved a bunch of money by switching to Geico! No seriously, Nationwide tried to charge us $3,000 more for the same exact coverage.
I didn't know they can just drop you. Did you try AIG? I know TSC Direct usually offers low rates but they won't insure "high risk" drivers. Try them anyway 1-800-join-now or look up the website
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| Posted 2/27/08 3:22 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Auto insurance
I left the call to Geico in DH's hands..
I'm a fool..he will never call.
I'd better do the negotiating.
I don't mind them raising my rates a bit to hedge against their liability but they never once raised the rates..they just up and dropped us.
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| Posted 2/27/08 3:22 PM |
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MsSissy
xoxoxo
Member since 3/07 39159 total posts
Name:
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Re: Auto insurance
Allstate dropped DH. Didn't raise his rates or anything. Dropped him for some issues that happend 2 years earlier!
Geico wouldn't even quote him!
So we ended up going through a broker they were able to get him a good rate/policy with Progressive.
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| Posted 2/27/08 3:28 PM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: Auto insurance
Posted by Blu-ize
I left the call to Geico in DH's hands..
I'm a fool..he will never call.
I'd better do the negotiating.
I don't mind them raising my rates a bit to hedge against their liability but they never once raised the rates..they just up and dropped us.
It's worth calling for sure. And if the first person you speaks to says there is nothing they can do, ask to deal with a supervisor or a manager.
Good luck! 
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| Posted 2/27/08 3:29 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Auto insurance
Posted by Kara
Posted by Blu-ize
I left the call to Geico in DH's hands..
I'm a fool..he will never call.
I'd better do the negotiating.
I don't mind them raising my rates a bit to hedge against their liability but they never once raised the rates..they just up and dropped us.
It's worth calling for sure. And if the first person you speaks to says there is nothing they can do, ask to deal with a supervisor or a manager.
Good luck!
thanks..that's tomorrow's project.
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| Posted 2/27/08 3:33 PM |
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Matteos-mommy
Can't believe I'm 2
Member since 12/07 1260 total posts
Name:
L.
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Re: Auto insurance
We currently have Geico...but when I had a speeding ticket Geico's rates were astronomical (though my DH used them and previously had a suspended license his rates were less). I had MetLife at the time. I was in a 0% fault accident with them and were great to deal with. Would have love to stick with them, but with my speeding ticket no longer showing, Geico is now $500 cheaper (per year).
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| Posted 2/27/08 3:33 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Auto insurance
the thing is that they show two violations from 2004..I didn't think they go back 4 years. I thought it was 3 years or 40 months.
I guess Geico does.
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| Posted 2/27/08 3:35 PM |
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neener1211
:-)
Member since 4/07 22952 total posts
Name:
J
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Re: Auto insurance
Had Geico, switched to Progressive, and saved $400 every 6 months...then got married and we are on Allstate together, and I saved another $600 total every 6 months.
We now use Allstate.
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| Posted 2/27/08 4:28 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Auto insurance
Posted by Blu-ize
the thing is that they show two violations from 2004..I didn't think they go back 4 years. I thought it was 3 years or 40 months.
I guess Geico does.
Want help??
-ETA: Violations or tickets, only for 3 yrs.
Any MAJOR violations-Suspensions, DUI-DWI- 5yrs.
Message edited 2/27/2008 4:46:47 PM.
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| Posted 2/27/08 4:32 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Auto insurance
Posted by Blu-ize
the thing is that they show two violations from 2004..I didn't think they go back 4 years. I thought it was 3 years or 40 months.
I guess Geico does.
Isn't it five or six years based on your NYS driving record?
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| Posted 2/27/08 4:39 PM |
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PrincessP
Big sister!!!!!!!!!!
Member since 12/05 17450 total posts
Name:
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Re: Auto insurance
State Farm in Holbrook
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| Posted 2/27/08 4:45 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Auto insurance
Posted by Smileyd17
Posted by Blu-ize
the thing is that they show two violations from 2004..I didn't think they go back 4 years. I thought it was 3 years or 40 months.
I guess Geico does.
Want help??
-ETA: Violations or tickets, only for 3 yrs.
Any MAJOR violations-Suspensions, DUI-DWI- 5yrs.
um, yes..
State Farm does 3 years..I wonder why Geico is doing 4? These are not major violations..failure to signal, one accident.
Please help. I think Geico is screwing me.
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| Posted 2/27/08 4:49 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Auto insurance
Posted by Blu-ize
Posted by Smileyd17
Posted by Blu-ize
the thing is that they show two violations from 2004..I didn't think they go back 4 years. I thought it was 3 years or 40 months.
I guess Geico does.
Want help??
-ETA: Violations or tickets, only for 3 yrs.
Any MAJOR violations-Suspensions, DUI-DWI- 5yrs.
um, yes..
State Farm does 3 years..I wonder why Geico is doing 4? These are not major violations..failure to signal, one accident.
Please help. I think Geico is screwing me.
You know what ***** too, can't other insurance companies find out that you have been dropped by your current carrier?
I think that raises your rates too.
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| Posted 2/27/08 5:09 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Auto insurance
Posted by ave1024
Posted by Blu-ize
Posted by Smileyd17
Posted by Blu-ize
the thing is that they show two violations from 2004..I didn't think they go back 4 years. I thought it was 3 years or 40 months.
I guess Geico does.
Want help??
-ETA: Violations or tickets, only for 3 yrs.
Any MAJOR violations-Suspensions, DUI-DWI- 5yrs.
um, yes..
State Farm does 3 years..I wonder why Geico is doing 4? These are not major violations..failure to signal, one accident.
Please help. I think Geico is screwing me.
You know what ***** too, can't other insurance companies find out that you have been dropped by your current carrier?
I think that raises your rates too.
I don't know. maybe, but either way apparently, companies have their own criteria.
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| Posted 2/27/08 5:46 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Auto insurance
try Allstate. when I left them for Geico, they kept sending me letters for a long time (until about a yr ago). they've really lowered their rates since I was insured by them.
good luck!
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| Posted 2/27/08 6:48 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Auto insurance
I just sent you my Allstate agents number- he is a personal friend since jr high
Geico went back 10 years on me- not even legal
I pay next to nothing with All State
if that doesn't work- Jake's friend works for Travelers - they are good also
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| Posted 2/27/08 7:44 PM |
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pjay
YAY! I CAN WRITE HERE....
Member since 5/07 1551 total posts
Name:
PJAY
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Re: Auto insurance
Posted by Blu-ize
anyone want to recommend their agent?
State Farm will insure us but wow!$$$$
Progressive is even higher!
Geico dumped us.
whats was your outcome? always looking for a new insurance!!!!!
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| Posted 4/7/08 9:41 AM |
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