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Disability Benefits

Posted By Message

NMFK
LIF Infant

Member since 11/06

123 total posts

Name:
Nicole

Disability Benefits

Does anyone know when or how we apply??

Posted 11/3/07 8:36 AM
 
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munchkinbugs
My little loves!

Member since 1/06

8093 total posts

Name:
Lisa

Re: Disability Benefits

My company told me a month before my due date.

Posted 11/3/07 10:39 AM
 

Mrs-Boop
My Babies

Member since 5/05

4956 total posts

Name:
Jaime

Re: Disability Benefits

You have to ask your employer for the forms, then you fill out a part, the doc fills out a part, then you send it back to your employer and they fill in their part and submit it. I did mine last week, which is a month before my due date.Chat Icon

Posted 11/3/07 10:44 AM
 

NMFK
LIF Infant

Member since 11/06

123 total posts

Name:
Nicole

Re: Disability Benefits

thanks ladies!!

Posted 11/3/07 1:26 PM
 

clwp
Love my girls!

Member since 10/06

2114 total posts

Name:
mommy

Re: Disability Benefits

I know people are saying to file for this right before the due date and while that is true... one word to the wise... now that the end of the year is coming, open enrollment for benefits may be occuring at your companies. Make sure you learn your companies Long Term Disability plan and ensure you upgrade your disability. I know someone who had a baby last spring, she checked with my company well after open enrollment and closer to her due date... she was quite disappointed to hear that she would only get like 30% of her salary for like 6 weeks. Had she looked into this she could have upgraded and gotten 70% for 12. You can't change your benefits outside that open enrollment period, so learn as much as you can from HR and ask questions. I'm a pain in the rear to my HR, but I want to ensure I get the most out of my time off, even if it means paying to upgrade my disability ahead of time. In fact once my paperwork comes in, I want an benefits specialist on the phone with me as I sign up.

Posted 11/3/07 10:14 PM
 

Dani520
LIF Adolescent

Member since 9/06

805 total posts

Name:
Danielle

Re: Disability Benefits

Posted by clwp

I know people are saying to file for this right before the due date and while that is true... one word to the wise... now that the end of the year is coming, open enrollment for benefits may be occuring at your companies. Make sure you learn your companies Long Term Disability plan and ensure you upgrade your disability. I know someone who had a baby last spring, she checked with my company well after open enrollment and closer to her due date... she was quite disappointed to hear that she would only get like 30% of her salary for like 6 weeks. Had she looked into this she could have upgraded and gotten 70% for 12. You can't change your benefits outside that open enrollment period, so learn as much as you can from HR and ask questions. I'm a pain in the rear to my HR, but I want to ensure I get the most out of my time off, even if it means paying to upgrade my disability ahead of time. In fact once my paperwork comes in, I want an benefits specialist on the phone with me as I sign up.



I tried to do this with my company (after I found out I was pregnant) and they denied me because they saw my pregnancy as a "pre-existing" condition! Chat Icon

Posted 11/4/07 12:25 AM
 
 

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