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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: DH got bit by the North Carolina bug!
Posted by SweetestOfPeas
Posted by Blu-ize
Well, no of course, but the inital buying of the house is scary, the amt of money that goes out of your acct, the mortgage payment, I was merely stating that the likelihood of you struggling for 30 years is very small. The inital buy will be the biggest thing, but soon after you will find that you are not struggling due to advances in your income, equity and a savings plan. Those things will not be static. They will change and most likely you will be better off than you are today financially if you continue to grow your career. If you make $50k now, you will most likely make more in 1 year, 5 years, 10 years..etc..
it's not just the housing though. everything is more expensive here, and not just by a little more.
our little trip to NC last weekend confirmed that we can have an easier life somewhere else. the property taxes for example in NC are not just a fraction of what they are here, they're a tiny fraction. our car insurance would go down by a 1/3 (we checked) and so would our utility bills.
if and when we move, it is not a decision we are baisng solely on the cost of buying a house. it is based on everything else that our life costs here. there is a reason why there is a mass exodus out of NY & NJ to that area.
almost everyone at our hotel was sitting in the breakfast area looking at RE forms. most of the cars in the parking lot were from NY & NJ.
Hopefully for all that are moving, salaries will be comparable to offset the expenses.
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Posted 9/9/06 10:57 AM  |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: DH got bit by the North Carolina bug!
Posted by Blu-ize
Posted by SweetestOfPeas
Posted by Blu-ize
Well, no of course, but the inital buying of the house is scary, the amt of money that goes out of your acct, the mortgage payment, I was merely stating that the likelihood of you struggling for 30 years is very small. The inital buy will be the biggest thing, but soon after you will find that you are not struggling due to advances in your income, equity and a savings plan. Those things will not be static. They will change and most likely you will be better off than you are today financially if you continue to grow your career. If you make $50k now, you will most likely make more in 1 year, 5 years, 10 years..etc..
it's not just the housing though. everything is more expensive here, and not just by a little more.
our little trip to NC last weekend confirmed that we can have an easier life somewhere else. the property taxes for example in NC are not just a fraction of what they are here, they're a tiny fraction. our car insurance would go down by a 1/3 (we checked) and so would our utility bills.
if and when we move, it is not a decision we are baisng solely on the cost of buying a house. it is based on everything else that our life costs here. there is a reason why there is a mass exodus out of NY & NJ to that area.
almost everyone at our hotel was sitting in the breakfast area looking at RE forms. most of the cars in the parking lot were from NY & NJ.
Hopefully for all that are moving, salaries will be comparable to offset the expenses.
I am hoping for that as well. from what we have "heard", they are either a little less or the same. and in some cases it works out to be very close because the deductions of taxes on paychecks is not as high.
we'll see...
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| Posted 9/9/06 11:01 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: DH got bit by the North Carolina bug!
Posted by SweetestOfPeas
Posted by Blu-ize
Posted by SweetestOfPeas
Posted by Blu-ize
Well, no of course, but the inital buying of the house is scary, the amt of money that goes out of your acct, the mortgage payment, I was merely stating that the likelihood of you struggling for 30 years is very small. The inital buy will be the biggest thing, but soon after you will find that you are not struggling due to advances in your income, equity and a savings plan. Those things will not be static. They will change and most likely you will be better off than you are today financially if you continue to grow your career. If you make $50k now, you will most likely make more in 1 year, 5 years, 10 years..etc..
it's not just the housing though. everything is more expensive here, and not just by a little more.
our little trip to NC last weekend confirmed that we can have an easier life somewhere else. the property taxes for example in NC are not just a fraction of what they are here, they're a tiny fraction. our car insurance would go down by a 1/3 (we checked) and so would our utility bills.
if and when we move, it is not a decision we are baisng solely on the cost of buying a house. it is based on everything else that our life costs here. there is a reason why there is a mass exodus out of NY & NJ to that area.
almost everyone at our hotel was sitting in the breakfast area looking at RE forms. most of the cars in the parking lot were from NY & NJ.
Hopefully for all that are moving, salaries will be comparable to offset the expenses.
I am hoping for that as well. from what we have "heard", they are either a little less or the same. and in some cases it works out to be very close because the deductions of taxes on paychecks is not as high.
we'll see...
good luck
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| Posted 9/9/06 11:22 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: DH got bit by the North Carolina bug!
Posted by Blu-ize
Posted by SweetestOfPeas
Posted by Blu-ize
Posted by SweetestOfPeas
Posted by Blu-ize
Well, no of course, but the inital buying of the house is scary, the amt of money that goes out of your acct, the mortgage payment, I was merely stating that the likelihood of you struggling for 30 years is very small. The inital buy will be the biggest thing, but soon after you will find that you are not struggling due to advances in your income, equity and a savings plan. Those things will not be static. They will change and most likely you will be better off than you are today financially if you continue to grow your career. If you make $50k now, you will most likely make more in 1 year, 5 years, 10 years..etc..
it's not just the housing though. everything is more expensive here, and not just by a little more.
our little trip to NC last weekend confirmed that we can have an easier life somewhere else. the property taxes for example in NC are not just a fraction of what they are here, they're a tiny fraction. our car insurance would go down by a 1/3 (we checked) and so would our utility bills.
if and when we move, it is not a decision we are baisng solely on the cost of buying a house. it is based on everything else that our life costs here. there is a reason why there is a mass exodus out of NY & NJ to that area.
almost everyone at our hotel was sitting in the breakfast area looking at RE forms. most of the cars in the parking lot were from NY & NJ.
Hopefully for all that are moving, salaries will be comparable to offset the expenses.
I am hoping for that as well. from what we have "heard", they are either a little less or the same. and in some cases it works out to be very close because the deductions of taxes on paychecks is not as high.
we'll see...
good luck
thanks! we need it! 
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| Posted 9/9/06 11:25 AM |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name:
God, bless & heal my DH, JenG's DH Rob & DebG
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Re: DH got bit by the North Carolina bug!
Posted by SweetestOfPeas
that's b/c we're 2 of a kind... or 3 of a kind 
This is VERY true!!  And I loved my neighbor's house too. It was for sale at the same time as mine, and I loved that theirs had a porch. I love porches...I think I belong in GA! 
Meaghan, you're welcome to be my neighbor!! I'd love that, although I know it won't happen!  Here are current homes for sale in my development/neighborhood/subdivision... Prices have gone up, but they're still very affordable for what you get. And it's an award winning community!
Message edited 9/10/2006 12:27:24 PM.
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| Posted 9/9/06 4:25 PM |
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Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
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Re: DH got bit by the North Carolina bug!
Posted by sasha
Prices have gone up, but they're still very affordable for what you get. And it's an award winning community!
ah, yeah nice. but does it fake snow at night after thanksgiving?  I just found out that the shopping village next to us has "snowy nights" till Christmas
check out the events calendar 
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| Posted 9/9/06 4:35 PM |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name:
God, bless & heal my DH, JenG's DH Rob & DebG
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Re: DH got bit by the North Carolina bug!
Posted by Janice
Posted by sasha
Prices have gone up, but they're still very affordable for what you get. And it's an award winning community!
ah, yeah nice. but does it fake snow at night after thanksgiving? I just found out that the shopping village next to us has "snowy nights" till Christmas
check out the events calendar
Aha...so we're in a heated battle over best southern suburb, are we now? 
OK, you win...it doesn't fake snow! 
But we do get real snow flurries in the winter, does that count?
 Lovin' the South!! I guess we can't help ourselves!!
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| Posted 9/9/06 4:38 PM |
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Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
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Re: DH got bit by the North Carolina bug!
all right all right...we can call it a truce. I am just a renter living in a fake snow filled village...you actually own, so its even
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| Posted 9/9/06 4:40 PM |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name:
God, bless & heal my DH, JenG's DH Rob & DebG
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Re: DH got bit by the North Carolina bug!
Posted by Janice
all right all right...we can call it a truce. I am just a renter living in a fake snow filled village...you actually own, so its even
Yeah, but you own bedroom furniture...beautiful one at that. Something DH and I can't agree on.
And you won't be a renter forever.
We're even!!
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| Posted 9/9/06 4:46 PM |
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Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
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Re: DH got bit by the North Carolina bug!
I don't know...one can only hope that one day I too have a guest room with vaulted ceilings inside my castle 
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| Posted 9/9/06 4:47 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: DH got bit by the North Carolina bug!
i dont have a house AND we can't decide on bedroom furniture
how sad are we
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| Posted 9/10/06 6:53 AM |
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emilain
UNREAL!!!!!!!!
Member since 5/05 4457 total posts
Name:
Mama
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Re: DH got bit by the North Carolina bug!
we got bit a few months ago, but put calamine lotion on it quick and decied to stay in NY, we just can't leave the city, Montauk, family, plus, it is MUCH odfferent than NY, so if you like the culture of NY (being able to eat Thai food, chinese, Italian, etc) The carolinas are not for us. I wish it was because I hear the houses are amazing, bt I need diversity!!
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| Posted 9/10/06 11:30 PM |
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jennandrob
mom of two!
Member since 5/05 4368 total posts
Name:
Jenn
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Re: DH got bit by the North Carolina bug!
we're a little bit right now. I even bought this book last week to do a little research
Image Attachment(s):
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| Posted 9/11/06 10:23 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: DH got bit by the North Carolina bug!
Posted by emilain
we got bit a few months ago, but put calamine lotion on it quick and decied to stay in NY, we just can't leave the city, Montauk, family, plus, it is MUCH odfferent than NY, so if you like the culture of NY (being able to eat Thai food, chinese, Italian, etc) The carolinas are not for us. I wish it was because I hear the houses are amazing, bt I need diversity!!
just an FYI... we saw plenty of Thai restaurants and just about every ethnic food you can think of in Cary & Raleigh last weekend.
have you actually gone there?
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| Posted 9/11/06 10:26 AM |
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Waste06
Waste not, want not
Member since 6/06 7219 total posts
Name:
Lois Mom Mommy Mama Ma
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Re: DH got bit by the North Carolina bug!
Posted by emilain
we got bit a few months ago, but put calamine lotion on it quick and decied to stay in NY, we just can't leave the city, Montauk, family, plus, it is MUCH odfferent than NY, so if you like the culture of NY (being able to eat Thai food, chinese, Italian, etc) The carolinas are not for us. I wish it was because I hear the houses are amazing, bt I need diversity!!
DH gets urgers to leave LI quite often. He's been telling me this since the day we met. I've known him for over 4 years and we're still here, so I guess it's just a matter of time (or a fantasy)!
We hardly ever go to the city and never go to Montauk or the Hamptons. Whenever we want to get away for a night or two, we always look to leave LI. I guess if we were more connected to all that this area has to offer, we wouldn't always be looking to go somewhere else. But you know what they say...The grass is always greener...
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| Posted 9/11/06 11:02 AM |
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NewlyMrs
Laugh-Live-Love LIFE!
Member since 10/06 14432 total posts
Name:
Jennifer
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Re: DH got bit by the North Carolina bug!
your husband sounds like mine! We are both eager to get out of NY
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| Posted 1/13/07 4:41 PM |
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