The search feature on this site is terrible and I can't find old threads about it - we are looking into getting a LTC policy w/ whole life insurance. Wondering if anyone else has this and if so, what coverage you got and rates? DH and I recently met w/ a life insurance rep at Mass Mutual and are scheduled to meet again to finalize #s and put down a deposit for the health questionnaires to start. My parents say this is unnecessary but I feel like LTC is good peace of mind.

Any thoughts?