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I'm wondering...Elective C-section and Insurance?

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DebG
Pick a cause & stand up for it

Member since 5/05

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I'm wondering...Elective C-section and Insurance?

I don't want to debate why people choose to get elective c-sections, I am not even saying that I am thinking about it...what I am wondering is if your c-section is elective, is your insurance coverage the same as if it were medically necessary??

Message edited 5/10/2006 9:13:53 AM.

Posted 5/10/06 9:12 AM
 
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Diane
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Member since 5/05

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D

Re: I'm wondering

Im hoping I DONT get one. I hope I can give birth vaginally to my twins, but if I have to then I will. I would never choose to have one.
My insurance does cover it though.

Posted 5/10/06 9:14 AM
 

DebG
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Member since 5/05

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The cure IS worse!

Re: I'm wondering...Elective C-section and Insurance?

Posted by Diane

My insurance does cover it though.


It covers elective dollar for dollar?

I don't know if that seems fair or not.
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Posted 5/10/06 9:15 AM
 

Janice
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Janice

Re: I'm wondering...Elective C-section and Insurance?

interesting question. Since c-section you stay extra days in the hospital, def anasthesia bill....seems weird that it would be covered electively.

Posted 5/10/06 9:45 AM
 

Diane
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Re: I'm wondering...Elective C-section and Insurance?

Posted by DebG

Posted by Diane

My insurance does cover it though.


It covers elective dollar for dollar?

I don't know if that seems fair or not.
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I dont know if they cover elective....I dont know anyone who would want to have it electively??

Posted 5/10/06 9:49 AM
 

DebG
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Member since 5/05

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The cure IS worse!

Re: I'm wondering...Elective C-section and Insurance?

a person I know in real life is "thinking" about it...which is what sparked me thought process.

Posted 5/10/06 9:54 AM
 

Dragonfly75
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Member since 3/06

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Re: I'm wondering...Elective C-section and Insurance?

Posted by Diane

Posted by DebG

Posted by Diane

My insurance does cover it though.


It covers elective dollar for dollar?

I don't know if that seems fair or not.
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I dont know if they cover elective....I dont know anyone who would want to have it electively??



I know someone who elected to have her first child as a c-section. I guess she didn't want to deal with labor -- not a decision I would have made. In the end she had a more difficult time recovering from the surgery than she had expected.

ETA: I don't know what her insurance situation was, but I think it was covered.

Message edited 5/10/2006 9:58:40 AM.

Posted 5/10/06 9:57 AM
 

bethsiar
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Beth

Re: I'm wondering...Elective C-section and Insurance?

How would the insurance company know if she elected to have the c-section or if it was suggested to her?

Posted 5/10/06 10:11 AM
 

DebG
Pick a cause & stand up for it

Member since 5/05

18602 total posts

Name:
The cure IS worse!

Re: I'm wondering...Elective C-section and Insurance?

Posted by bethsiar

How would the insurance company know if she elected to have the c-section or if it was suggested to her?



I would guess that it would depend on how the doctor coded it

Posted 5/10/06 10:13 AM
 

pmpkn087
Life is good...

Member since 9/05

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Stephanie

Re: I'm wondering...Elective C-section and Insurance?

I belive that it is covered, and I know of two people at work who had elective c-section. I don't know what their thinking was, but I personally would not make the same choice. But, everyone is different.

Posted 5/10/06 10:14 AM
 

bethsiar
LIF Adult

Member since 9/05

1390 total posts

Name:
Beth

Re: I'm wondering...Elective C-section and Insurance?

Posted by DebG

Posted by bethsiar

How would the insurance company know if she elected to have the c-section or if it was suggested to her?



I would guess that it would depend on how the doctor coded it




yeah your right...interesting question.

I wonder if a lot of doctors do that?

Posted 5/10/06 10:15 AM
 
 

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