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Death of a family member with no financial resources
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Re: Death of a family member with no financial resources
Posted by Sash
Posted by afternoondelight828
Posted by Sash
Posted by marianne13
Posted by sunnyflies
I have sworn that I will not be shamed into spending a lot of money that I really should not be spending just to feed family pride, or whatever it is.. The next person will be cremated and be given a nice memorial service with a lovely gathering at home afterwards. There are too many without money or life insurance in my family. I see no reason I, or anyone else in the family, has to spend a fortune on their funerals. We have our own needs. I love them, but I do not have to prove it by handing over thousands each time someone dies.
Yep, the responses on this thread demonstrate how important it is save and plan ahead. IF someone wants to have a burial and funeral, they shouldn't rely on others. And I don't mean that they have to buy their own plots ahead of time (I realize some people feel scared doing this) BUT they should have enough liquid assets to cover the expenses and communicate their wishes and asset locations to someone else so that at least their own estate can cover their burial and funeral.
Yes I totally agree and discuss this with my DH. But he is terrified with death but having been through this twice of raising money, I wouldn't want to put that burden on anyone. But I have the financial means to do this and I am in the right mind set.
However, when my mom past, we were on welfare and I don't think she had two nickles to rub together. Same with the other three family members. It hard when you have poor people in your family. If they are struggling to pay rent and/or survive the last thing they are thinking about is saving for funerals or planning for the future. It's sad.
Life insurance does not have to be expensive. We have 2 policies that only cost us $20/week. 2 others from work that are about $2/week. Another one that is about $200/year.
Yes to you and me it's not a lot, to poor people it is. Trust me. It's also something you don't think about in the hood. It's not realistic sorry. I don't think you understand the situation I'm talking about. It sucked but it's family and we pulled through and made it work.
But like I said, my family and kids won't have to worry about this.
Oh I know as my dh grew up on welfare and I know many others who are or were on welfare or just live on social security. His mother could afford cigarettes though. She got a large sum of money at one point in her life. Do you think she did the right thing? Nope, she blew most of it and has nothing to show for it.
Some people have bad circumstances in their lives and can barely have necessities, others, their priorities are messed up and then turn around and say they can't afford it and think everyone else should help them out.
Message edited 7/18/2015 6:58:36 PM.
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Posted 7/18/15 6:57 PM  |
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sunnyflies
LIF Adult
Member since 9/09 1757 total posts
Name:
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Death of a family member with no financial resources
I truly understand that for poor people, paying for life insurance is not a possibility. I get that. However, I feel strongly that when someone dies without funds, the rest of the family should not be made to feel obligated to pay for an elaborate funeral and a grave site plus a gathering afterwards. Certainly not just because their survivors want to have what they cannot afford to provide.
A cremation, modest memorial service and family gathering to honor the deceased with costs shared by those who can afford to chip in is fine. With all the people in my family who have not planned ahead, and who cannot afford to pay for their own funerals, the rest of us could go broke.
As it is, we have had to help some out financially in their day to day lives. I'd rather pay rent, feed or pay for medical care for living people than pay for an expensive funeral for them afterwards, as they won't be around to enjoy it:)
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| Posted 7/19/15 5:25 PM |
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Bridex100
Two Under Two Mommy
Member since 3/08 10420 total posts
Name:
Momx100
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Re: Death of a family member with no financial resources
In certain Asian cultures, guests paying respect give a monetary contribution. I have not been to many funerals but my parents have. They give a similar amount as they give at weddings ($100-500). I think the contribution is supposed to help pay for the funeral. When it is a family member, they give $1000. If each family member contributes $100-$1000, you should have enough to cover the funeral.
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| Posted 7/20/15 9:41 AM |
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eroxgirl
My Loves
Member since 5/05 15697 total posts
Name:
Rebecca
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Death of a family member with no financial resources
Funerals are for the living, not for the dead. So if you don't want to have an elaborate funeral - if you don't want to pay for it - then just don't do it. My aunt passed away with no resources and her daughters never had a funeral for her. Actually, they didn't even bury her. They cremated her and had a memorial at the house for her. It was lovely and respectful and it didn't cost them thousands of dollars.
I will say if you're short on funds I wouldn't even consider a wake. It's totally unnecessary. I have another aunt who was cremated and only had a funeral. It was quick, it was respectful, and if I recall correctly, money wasn't even an issue. It was more of just handling things efficiently.
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| Posted 7/20/15 10:03 AM |
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| Pages: 1 [2] |
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