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Buying a Home- 1,001 questions and issues.
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ElizaRags35
My 2 Girls
Member since 2/09 20494 total posts
Name:
Me
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Re: Buying a Home- 1,001 questions and issues.
Posted by halfbaked
Posted by ElizaRags35
Once you get pre-approved, you can get a better understanding of what you can or cannot do in terms of purchasing. Good luck!
Thank you!!! 
No problem! I still cannot believe I own a home, on LI, have been in it for 13 months, and DH and I both don't make that much money. It's still very surreal! I honestly didn't think we'd move out of my IL's for another few years and everything sort of worked out.
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Posted 12/18/12 3:54 PM  |
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canwhit
LIF Infant
Member since 12/10 79 total posts
Name:
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Re: Buying a Home- 1,001 questions and issues.
About credit- My husband had NO credit. He could not get approved for a traditional credit card because of it. He applied for a secured credit card through capital one. He put 100 of his own money. we pay it off every month. (his limit is 300, I think) After about 6 months he got offers of traditional credit card and we opened another. Once again we pay it off every month. We went for pre approval on a mortgage over the summer and his credit score is now in the mid 700's. I could not believe it. But all the hard work payed off.
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| Posted 12/19/12 9:03 AM |
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halfbaked
LIF Adult
Member since 8/12 6937 total posts
Name:
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Re: Buying a Home- 1,001 questions and issues.
Posted by canwhit
About credit- My husband had NO credit. He could not get approved for a traditional credit card because of it. He applied for a secured credit card through capital one. He put 100 of his own money. we pay it off every month. (his limit is 300, I think) After about 6 months he got offers of traditional credit card and we opened another. Once again we pay it off every month. We went for pre approval on a mortgage over the summer and his credit score is now in the mid 700's. I could not believe it. But all the hard work payed off.
This is SO great to hear! That's our first step! We might even go this weekend!
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| Posted 12/19/12 11:50 AM |
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| Pages: 1 [2] |
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