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Bank Apps to Deposit Checks

Posted By Message

deedee1013
LIF Adolescent

Member since 11/07

616 total posts

Name:
Diane

Bank Apps to Deposit Checks

I know there are Bank Apps (iPhone) where you can take a picture (front and back) of check...and deposit the check.

What do you do with the actual check?

How does the check get back to the person who gave you the check?

Sorry if these are dumb questions...


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Posted 2/8/13 12:01 PM
 
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LIVINMYDREAM
LIF Adolescent

Member since 12/07

833 total posts

Name:
Erin

Re: Bank Apps to Deposit Checks

Posted by deedee1013

I know there are Bank Apps (iPhone) where you can take a picture (front and back) of check...and deposit the check.

What do you do with the actual check?

How does the check get back to the person who gave you the check?

Sorry if these are dumb questions...


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You Keep the check or shread it.

The person who gave you the check gets a copy of the check ..

Posted 2/8/13 12:03 PM
 

StaceyWill
It's a girl!!!

Member since 6/10

21539 total posts

Name:
Stacey

Re: Bank Apps to Deposit Checks

I bank with Chase and deposit my checks through my phone. I hold on to it until it says that the deposit has been accepted. Then I just shred them.
I haven't gotten an actual physical check back (that I've written) in a long time. They just show me the image online of the check cashed. Maybe that's how all banks are now.

Posted 2/8/13 12:04 PM
 

Blazesyth
*yawn*

Member since 5/05

8129 total posts

Name:

Bank Apps to Deposit Checks

Even with a paper check, I never get the actual check back anymore. An image of the check is printed on our bank statement.

Posted 2/8/13 12:04 PM
 

Kitten1929
LIF Adult

Member since 1/13

6040 total posts

Name:

Re: Bank Apps to Deposit Checks

I keep it in a file folder. Just in case anything were to happen, I always keep the hard copy.

Posted 2/8/13 12:05 PM
 

2boys1girl
and one more girl on the way!

Member since 5/10

2954 total posts

Name:
D

Bank Apps to Deposit Checks

I use the Bank of America App on my phone and just shred the check right after i take the pictures.
Love being able to never have to go to the bank every week anymore.

Posted 2/8/13 12:09 PM
 

nrthshgrl
It goes fast. Pay attention.

Member since 7/05

57538 total posts

Name:

Re: Bank Apps to Deposit Checks

Keep it for a week or two & then shred it.

Posted 2/8/13 12:10 PM
 

MaZz
* Lovin my baby girl!!! *

Member since 2/09

6243 total posts

Name:
Gina

Re: Bank Apps to Deposit Checks

You write void across it and tear it up... I do it all the time. Never had an issue.

Posted 2/8/13 2:15 PM
 

MrsM-6-7-08
<3

Member since 8/06

4249 total posts

Name:
Nicole

Re: Bank Apps to Deposit Checks

What banks offer this feature...i have td bank right now

Posted 2/8/13 4:15 PM
 

Blazesyth
*yawn*

Member since 5/05

8129 total posts

Name:

Bank Apps to Deposit Checks

Chase does.

Posted 2/8/13 4:27 PM
 

MaZz
* Lovin my baby girl!!! *

Member since 2/09

6243 total posts

Name:
Gina

Re: Bank Apps to Deposit Checks

Posted by MrsM-6-7-08

What banks offer this feature...i have td bank right now



Citibank

Posted 2/8/13 5:02 PM
 

jlk51496
Mom of 3 - YIKES! =)

Member since 10/09

6758 total posts

Name:
Katie

Re: Bank Apps to Deposit Checks

Posted by Blazesyth

Even with a paper check, I never get the actual check back anymore. An image of the check is printed on our bank statement.



this

Posted 2/8/13 5:11 PM
 

olive98
LIF Adolescent

Member since 11/12

791 total posts

Name:

Re: Bank Apps to Deposit Checks

Message edited 9/1/2013 10:00:46 AM.

Posted 2/8/13 6:44 PM
 

jellybean78
:)

Member since 8/06

13103 total posts

Name:
Mommy

Re: Bank Apps to Deposit Checks

Posted by MaZz

Posted by MrsM-6-7-08

What banks offer this feature...i have td bank right now



Citibank



Chase bank and my CU offer this

Posted 2/8/13 6:47 PM
 

schmora15
LIF Adult

Member since 9/08

2476 total posts

Name:

Bank Apps to Deposit Checks

Does anyone know if TD does this?

Posted 2/8/13 9:08 PM
 

laurabora
LIF Adult

Member since 4/07

2712 total posts

Name:
Laura

Bank Apps to Deposit Checks

OMG I need this, I am the worst about getting to the bank to deposit checks! I end up finding a $20 check given to my kids six months after their birthdays!

Posted 2/8/13 9:16 PM
 

Lisa
I'm a PANK!!!

Member since 5/05

22334 total posts

Name:
Professional Aunts No Kids

Re: Bank Apps to Deposit Checks

Posted by schmora15

Does anyone know if TD does this?



Not at the time...I hope they add this in the future

Posted 2/8/13 9:33 PM
 

CAMCaps
Live Laugh Love Run

Member since 6/07

4922 total posts

Name:

Bank Apps to Deposit Checks

Fidelity offers this as well.

Posted 2/8/13 9:40 PM
 

deedee1013
LIF Adolescent

Member since 11/07

616 total posts

Name:
Diane

Re: Bank Apps to Deposit Checks

Thanks everyone

Posted 2/9/13 12:03 PM
 

JMG2010
LIF Toddler

Member since 8/12

401 total posts

Name:
Jessica

Re: Bank Apps to Deposit Checks

Teachers Federal Credit Union just started doing it. I'm so excited!

Posted 2/9/13 2:48 PM
 

Hotmamma408
LIF Adolescent

Member since 6/08

692 total posts

Name:

Re: Bank Apps to Deposit Checks

I hold onto it until it posts and then shred it. I was skeptical the first time, so I made a deposit with a check my mom wrote so I could track it on both ends.

Posted 2/9/13 8:45 PM
 

DeniseMarie
<3

Member since 8/07

10682 total posts

Name:

Re: Bank Apps to Deposit Checks

Nefcu is going to start offering this soon

Posted 2/9/13 8:52 PM
 
 

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Does Your Bank Allow You To Deposit 3rd Party Checks? EmmaNick 7/25/08 16 Families Helping Families ™
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Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge! beautyq115 2/19/10 7 Families Helping Families ™
what bank allows you to cash checks the same day amibankrupt 8/7/12 8 Finance, Budget & Savings
Does anyone order checks online or do you only get them through the bank? MissJones 12/29/05 6 Families Helping Families ™
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