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curliegirl
He's here!!!!
Member since 3/06 10128 total posts
Name:
Gina
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Anyone with SallieMae loans?
It used to be that Sallie Mae would mail me a bill every month.
Then about 2 years ago they got smart and started mailing a bill with coupons for 3 months at a time.
NOW they don't even send bills, I need to remember to send them a payment!!!!
I have asked at least 4 times for them to mail me a bill every month, nothing!
Anyone have this problem?
It's very annoying to keep track of sending 50 bucks to these people!!!!!
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Posted 5/4/07 11:16 AM  |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: Anyone with SallieMae loans?
I feel the same way!!!! I usually send a lot every few months (say $1000 instead of $300 a month). I can't keep track of the monthly without a reminder!
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| Posted 5/4/07 11:18 AM |
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curliegirl
He's here!!!!
Member since 3/06 10128 total posts
Name:
Gina
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Re: Anyone with SallieMae loans?
I'm thinking of paying the whole friggin thing off just so I don't have to be bothered anymore.
But the interest is so low, well not anymore, and I can think of tons of other things I could do with $1800!!!
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| Posted 5/4/07 11:21 AM |
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zeta1996
YUMMY!
Member since 9/06 2365 total posts
Name:
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Re: Anyone with SallieMae loans?
I used to get a coupon book for the whole year, then I used to get a statement for 3 mos...now I just get an email each month with the information that I need to pay the bill. I print it out and then send my payment. However, I think you can set it up for an automatic deduction each month from your checking account. Go the the website www.salliemae.com and enter your account info(usually your social) and then it will give you the options.
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| Posted 5/4/07 11:21 AM |
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nixy
LIF Adult
Member since 9/06 1575 total posts
Name:
K
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Re: Anyone with SallieMae loans?
you can have it automatically deducted each month...
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| Posted 5/4/07 11:21 AM |
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curliegirl
He's here!!!!
Member since 3/06 10128 total posts
Name:
Gina
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Re: Anyone with SallieMae loans?
Posted by nixy
you can have it automatically deducted each month...
Can you have it deducted from your savings? I never keep $$$$ in my checking and I 'm not gonna start with that now!!!
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| Posted 5/4/07 11:23 AM |
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zeta1996
YUMMY!
Member since 9/06 2365 total posts
Name:
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Re: Anyone with SallieMae loans?
I am not sure...you can check out the options from the website. It is pretty user friendly.
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| Posted 5/4/07 11:24 AM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: Anyone with SallieMae loans?
I set up an automatic withdrawl.
I think they will take .25 % off of your interest rate as well, if you do this
Big whopdedooo
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| Posted 5/4/07 11:24 AM |
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jxnoscar
Baby Delicious!
Member since 8/06 4156 total posts
Name:
Nancy
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Re: Anyone with SallieMae loans?
Well, this totally destroyed my credit. My mom pays for these loans through a savings account I have under her name (she wanted to be in charge of this so whatever). She would get the coupons and send in the bills. She has been doing this since 2000.
But then they stopped sending the coupons and then, my friend, the creditors called me. Why you ask, bc we missed ONE MONTH and now it's permantently on my credit report
I have been fighting with Sallie Mae since 2005 and even called in a lawyer, bc while I understand it is my responsibility to remember--you dont change protocol and NOT communicate it to your client base.
I ***** hate them
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| Posted 5/4/07 11:24 AM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Anyone with SallieMae loans?
We set up automatic withdrawals b/c it was such a nightmare to even get email statements.
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| Posted 5/4/07 11:28 AM |
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nixy
LIF Adult
Member since 9/06 1575 total posts
Name:
K
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Re: Anyone with SallieMae loans?
mine are on deferral right now, so i have one loan that is accruing interest and one that is not. Everymonth i ask that they apply the entire payment to the loan that is accruing the interest, b/c i really don't have to be paying at all. and every month they apply it to both and of course more goes to the non interest loan and it takes me about 4 phone calls to get it right while the other loan accrues more interest every day.
I think that they outsource their customer service to india b/c everyone I speak with is indian.
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| Posted 5/4/07 11:33 AM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: Anyone with SallieMae loans?
Posted by curliegirl
I'm thinking of paying the whole friggin thing off just so I don't have to be bothered anymore.
But the interest is so low, well not anymore, and I can think of tons of other things I could do with $1800!!!
Lucky, I have $40,000 left! 
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| Posted 5/4/07 11:36 AM |
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MrsSchwags
Soccer Baseball Lax Mom
Member since 10/05 11240 total posts
Name:
Jennifer
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Re: Anyone with SallieMae loans?
i consolidated all my salliemae loans. so much easier now
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| Posted 5/4/07 11:37 AM |
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curliegirl
He's here!!!!
Member since 3/06 10128 total posts
Name:
Gina
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Re: Anyone with SallieMae loans?
Posted by nixy
I think that they outsource their customer service to india b/c everyone I speak with is indian.
Really? I never get an Indian sounding person. 
I actually yelled at the guy today about mailing me a paper bill, he said, "I'll put in the request", I said sure, but will it get done? I'm sure it won't.
The emails don't even come on time!!!!!!
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| Posted 5/4/07 11:37 AM |
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curliegirl
He's here!!!!
Member since 3/06 10128 total posts
Name:
Gina
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Re: Anyone with SallieMae loans?
Posted by nov04libride
Posted by curliegirl
I'm thinking of paying the whole friggin thing off just so I don't have to be bothered anymore.
But the interest is so low, well not anymore, and I can think of tons of other things I could do with $1800!!!
Lucky, I have $40,000 left!
I'm with ya sista, that's just my PRIVATE loan. My consolidated with Nelnet is $36K. That's got a better rate of 2%, so that's not getting paid off anytime soon....
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| Posted 5/4/07 11:39 AM |
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nixy
LIF Adult
Member since 9/06 1575 total posts
Name:
K
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Re: Anyone with SallieMae loans?
Posted by curliegirl
Posted by nixy
I think that they outsource their customer service to india b/c everyone I speak with is indian.
Really? I never get an Indian sounding person.
I actually yelled at the guy today about mailing me a paper bill, he said, "I'll put in the request", I said sure, but will it get done? I'm sure it won't.
The emails don't even come on time!!!!!!
I always do. Yeah, they always pull that request thing. Then i call to follow up b/c nothing has happened and they say that there is no record of a request.....
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| Posted 5/4/07 11:39 AM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: Anyone with SallieMae loans?
Posted by curliegirl
Posted by nov04libride
Posted by curliegirl
I'm thinking of paying the whole friggin thing off just so I don't have to be bothered anymore.
But the interest is so low, well not anymore, and I can think of tons of other things I could do with $1800!!!
Lucky, I have $40,000 left!
I'm with ya sista, that's just my PRIVATE loan. My consolidated with Nelnet is $36K. That's got a better rate of 2%, so that's not getting paid off anytime soon....
Ahh gotcha, I consolidated with SallieMae...education, the gift that keeps on taking...
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| Posted 5/4/07 11:40 AM |
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curliegirl
He's here!!!!
Member since 3/06 10128 total posts
Name:
Gina
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Re: Anyone with SallieMae loans?
We'll have kids in HS by the time thay are paid off!!!!!
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| Posted 5/4/07 11:44 AM |
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roxygrl8
......
Member since 6/06 2987 total posts
Name:
Nicole
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Re: Anyone with SallieMae loans?
I HATE SALLIEMAE!!! I wish I never used them for my school loans. I think I have like 29000 left my payments are 250 a month
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| Posted 5/4/07 12:26 PM |
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ali120206
2 Boys
Member since 7/06 17795 total posts
Name:
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Re: Anyone with SallieMae loans?
Posted by chikita315
I set up an automatic withdrawl.
I think they will take .25 % off of your interest rate as well, if you do this
Big whopdedooo
Me too!
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| Posted 5/4/07 12:36 PM |
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JenBenMen
party of five
Member since 9/06 11343 total posts
Name:
Jen
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Re: Anyone with SallieMae loans?
Gina
Keep on top of them! I had this issue with them where I did NOT get stmts/bills for a while. It turns out that I was the victim of identity theft.
Someone called and was able to change the mailing address on my account and also apply/receive a loan UNDER MY NAME.
I needed to file a police report etc.
MAKE SURE YOU GET YOUR STMTS
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| Posted 5/4/07 12:36 PM |
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MrsFlatbread
Skinny jeans are in my future
Member since 6/06 10258 total posts
Name:
Baby Momma
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Re: Anyone with SallieMae loans?
Posted by nov04libride
Posted by curliegirl
Lucky, I have $40,000 left!
me too!!
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| Posted 5/4/07 12:43 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Anyone with SallieMae loans?
I've been doing automatic withdrawals from my account for the past 10 years. Never a problem. Good thing is, I have only about $2500 more to pay off!
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| Posted 5/4/07 1:27 PM |
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domsmom52704
Family is everything!!!
Member since 5/05 1989 total posts
Name:
Jess
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Re: Anyone with SallieMae loans?
I have it automatically deducted from my account, that way i dont have to remember anything!
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| Posted 5/4/07 2:20 PM |
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MsG
Should be working
Member since 5/05 2824 total posts
Name:
G
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Re: Anyone with SallieMae loans?
Posted by nov04libride
Posted by curliegirl
I'm thinking of paying the whole friggin thing off just so I don't have to be bothered anymore.
But the interest is so low, well not anymore, and I can think of tons of other things I could do with $1800!!!
Lucky, I have $40,000 left!
Weeeeeeee! Me too. Well, 43k!
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| Posted 5/4/07 2:21 PM |
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