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DMDT087
LIF Infant
Member since 4/18 54 total posts
Name:
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Homeowner's Insurance!
I'm haven't even closed on our house and I'm already sick of being a homeowner, lol!
What does everyone use?
I thought bundling with GEICO (both have our auto policies with them) would be the best option, but I'm not thrilled with what they quoted us (almost $1800). Going to try to call All State tomorrow. Maybe some of the other big ones. But such a pain..20-30 mins on the phone every time 
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Posted 8/27/18 9:40 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
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Homeowner's Insurance!
Allstate was cheapest for home/ auto bundle by over 1Kyearly
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| Posted 8/27/18 9:51 PM |
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DMDT087
LIF Infant
Member since 4/18 54 total posts
Name:
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Re: Homeowner's Insurance!
Posted by TwinMommyToBoys
Allstate was cheapest for home/ auto bundle by over 1Kyearly
I did a quick search on here & in old topics (from 2015), a few people recommended All State. Seems like they're still good. I don't want to change my auto right now, but I'll def call them. Thanks!
Message edited 8/27/2018 9:54:24 PM.
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| Posted 8/27/18 9:53 PM |
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Homeowner's Insurance!
Get an independent agent. They do the leg work for you. When I bought our house, I just used State Farm - did an online quote, price didn't seem too bad. A month ago I contacted the agent my in laws use, and they saved me $400 (a third of what I was paying). I also did my auto with them, and I pay less than most people I know.
I use Millennium Alliance Group http://www.millenniumag.com/ They're great. If you have a claim or any kind of issue, they handle it.
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| Posted 8/28/18 9:39 AM |
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jellybean78
:)
Member since 8/06 13103 total posts
Name:
Mommy
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Homeowner's Insurance!
We used a vendor on here Jen from Jennings Bradley & Parker. She got us the absolute best quote.
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| Posted 8/28/18 9:56 AM |
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DMDT087
LIF Infant
Member since 4/18 54 total posts
Name:
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Homeowner's Insurance!
Thank you! My co-worker today said her mom used an agent as well and got a good price but didn’t have the name. It’s the last thing we need to finalize before closing so I don’t want to hold things up. Do the agents charge anything?
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| Posted 8/28/18 10:32 AM |
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Aries14
Can't plan life...
Member since 8/08 2860 total posts
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Re: Homeowner's Insurance!
Posted by jellybean78
We used a vendor on here Jen from Jennings Bradley & Parker. She got us the absolute best quote.
I second Jen. She got us a good rate for homeowners and auto... and it wasn't even with the same company
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| Posted 8/28/18 11:13 AM |
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Re: Homeowner's Insurance!
Posted by DMDT087
Thank you! My co-worker today said her mom used an agent as well and got a good price but didn’t have the name. It’s the last thing we need to finalize before closing so I don’t want to hold things up. Do the agents charge anything?
The agent gets a fee from the insurance company. It doesn't cost you anything.
It doesn't take long with them. It's the same amount of time as calling an insurance company directly, but they take your information and get quotes from different companies for you. I requested the quote on a Friday, received it Monday afternoon, took sometime to review it, and finalized the insurance by Wednesday, so it took less than a week, and most of the delay was on my side.
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| Posted 8/28/18 12:00 PM |
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lightblue
LIF Adult
Member since 1/17 2249 total posts
Name:
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Re: Homeowner's Insurance!
Use a broker- they can shop around for you.
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| Posted 8/28/18 12:39 PM |
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chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
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Homeowner's Insurance!
I used Tom Kanestrin at Marluca Insurance Agency in Smithtown. He was great to work with - so helpful! 631-543-2232
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| Posted 8/28/18 2:12 PM |
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Peainapod
Peanuts are here!
Member since 1/09 13591 total posts
Name:
Diana
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Re: Homeowner's Insurance!
we recently switched from ERie (which I think is a PA based company) to NJ Manufacturers Group. I think they cover NY and recently added PA. (we live in Pa); saved a ton on home and auto to what we were paying previously.
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| Posted 8/29/18 2:41 PM |
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DMDT087
LIF Infant
Member since 4/18 54 total posts
Name:
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Homeowner's Insurance!
Thanks everyone! got a quote for $1243 from an agency we were referred to by our realtor. But I will save all these ones incase we decide to shop around for next year 
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| Posted 8/30/18 8:32 PM |
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