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Which job would you choose..

Posted By Message

twobabies
Praying

Member since 7/05

9662 total posts

Name:
Mrs. Honeybee

Which job would you choose..

I am a teaching assistant in a private school in NJ. I have been there for 3 years. The school has always been poorly run. But its really gotten bad. As a parent, i would NEVER send my children there, and the thought of getting up every morning to go there is making me sick.

Pros of the job include:
great hours 730-330
good health insurance
great coworkers

cons:
no sick days
no 401 k
only 2 weeks paid vacation

The new job will have the same hours, I already know some of the people working there and they are great. paid sick days. paid vacations. The one huge Con is there dont offer health insurance and it will cost me alot to buy my own.

So do i stay at a job im miserable at just for the benefit of health insurance? or do i move on for happiness, but it will cost me alot more???

Posted 12/14/17 4:54 PM
 
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PhyllisNJoe
My Box Is Broken

Member since 6/11

9145 total posts

Name:
Phyllis

Re: Which job would you choose..

This is a tough one. I’m always one to say leave to make yourself happy - even if it’s less money. But health insurance is a biggie. I would first try to speak to an Insurancee broker and see what your options even are. It may be close to impossible to get comparable coverage and it can cost you a ridiculous amount of $. It may be worth it to stick it out until another opportunity comes along.

Message edited 12/14/2017 4:57:19 PM.

Posted 12/14/17 4:56 PM
 

bunnyluck
LIF Adult

Member since 1/14

3196 total posts

Name:

Which job would you choose..

If I could afford to move on and I thought I'd be happier even with less cash in my pocket, I would move on. Life is just too short to be miserable.

Posted 12/14/17 4:58 PM
 

TwinMommyToBoys
LIF Adult

Member since 12/16

2346 total posts

Name:

Which job would you choose..

If you can afford a health insurance plan I would move especially if you are making more and could off set the insurance cost

Posted 12/14/17 5:04 PM
 

jeanyus27
Life is beautiful

Member since 8/08

2543 total posts

Name:

Re: Which job would you choose..

If the thought of going there everyday makes you feel sick, I'd say it's time to move on. Start looking into health plans, speak with a broker & see how much it will really cost. Then maybe in the future start looking for a place that has everything you want...but in the meantime you'll have your happiness & sanity back! Good luck with whatever you decide!

Posted 12/14/17 5:37 PM
 

TTCwithHope
LIF Infant

Member since 4/10

297 total posts

Name:
M

Re: Which job would you choose..

...

Message edited 6/4/2019 8:39:25 PM.

Posted 12/14/17 6:11 PM
 

twobabies
Praying

Member since 7/05

9662 total posts

Name:
Mrs. Honeybee

Re: Which job would you choose..

I pay $230 a month now for insurance. I can get my own insurance for $460 a month.

Posted 12/14/17 6:57 PM
 

jeanyus27
Life is beautiful

Member since 8/08

2543 total posts

Name:

Re: Which job would you choose..

Posted by twobabies

I pay $230 a month now for insurance. I can get my own insurance for $460 a month.



That's not bad. Can you also tutor on the side or over the summer? That would help!

Posted 12/15/17 3:43 AM
 

mommy2be716
LIF Adult

Member since 1/16

2921 total posts

Name:

Which job would you choose..

does your dh have heath insurance offered through his job? If so, what are the costs of going under the plan they offer?

If that's not an option, I personally wouldn't switch. With everything going on since the presidential election, I feel like insurance prices are going to go up alot. Idk... Not trying to make it a political thing, but I do worry about that sort of stuff now, and didn't before.

Posted 12/15/17 7:39 AM
 

ap123
LIF Infant

Member since 10/10

268 total posts

Name:

Re: Which job would you choose..

Posted by twobabies

I pay $230 a month now for insurance. I can get my own insurance for $460 a month.



I don't $200 extra a month is much. If you are really that miserable you can find ways to make cuts on other spending that would cover that $200.

Posted 12/15/17 8:04 AM
 

LuckyStar
LIF Adult

Member since 7/14

7274 total posts

Name:

Which job would you choose..

I just took a job with a pay cut and ok benefits (as opposed to great benefits at my old job) because I felt the same way about my old job as you do about your current job. If someone had told me 5 years ago I'd take a job on LI with a pay cut I'd laugh my a$$ off. Even while I was miserable there were days I said I'd stick it out for the pay and benefits. Doing this was the most out of character thing I've ever done.

We haven't felt the financial effects yet but I can tell you I'm much, much happier. I feel like a different person.

So, as long as you can get insurance, I'd take the new job.

Posted 12/15/17 8:22 AM
 

StaceyWill
It's a girl!!!

Member since 6/10

21539 total posts

Name:
Stacey

Re: Which job would you choose..

Posted by twobabies

I pay $230 a month now for insurance. I can get my own insurance for $460 a month.



I'd go with the new job then. Good luck!!!

Posted 12/15/17 8:40 AM
 

jamnmore
LIF Adult

Member since 6/16

989 total posts

Name:

Re: Which job would you choose..

Posted by twobabies

I pay $230 a month now for insurance. I can get my own insurance for $460 a month.



Is is comparable insurance? Are there additional costs? My insurance through work has a $12000 deductible. That is partially subsidized by my employer. On my own I may be able to afford the premium but would not be able to deal with the deductible.

I hate going to work. But I have a hard time leaving behind my benefits (insurance).

Posted 12/15/17 8:44 AM
 

lightblue
LIF Adult

Member since 1/17

2249 total posts

Name:

Re: Which job would you choose..

Posted by twobabies

I pay $230 a month now for insurance. I can get my own insurance for $460 a month.



If the difference is only a few hundred then I'd go for the new job, especially if you are that miserable.

Posted 12/15/17 10:28 AM
 

PhyllisNJoe
My Box Is Broken

Member since 6/11

9145 total posts

Name:
Phyllis

Re: Which job would you choose..

Posted by twobabies

I pay $230 a month now for insurance. I can get my own insurance for $460 a month.



HOW?? lol Honestly. Insurance for just DH and I is $1644 as per our renewal this December. Goes up every year.

$1k hospital ded each. High copays

Bleeding us dry

Posted 12/15/17 1:35 PM
 
 

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