Prepaid Credit Cards?

I'm looking for a way to get my mom money every month without having to actually send it. So I thought maybe a prepaid MC or Visa I can have $$ automatically put on every 1st of the month.

But I'm getting a little confused with what I'm reading online. That most have monthly fees?

Anyone have any information on a card i can get that doesn't have any additional fees (Except from the initial cost to get the card) Any experience with this?

Also wondering if I can get something through chase bank itself instead going to a store and buying one from the shelf

Thanks

Re: Prepaid Credit Cards?

Re: Prepaid Credit Cards?

Posted by Straightarrow

Posted by PhyllisNJoe

I'm looking for a way to get my mom money every month without having to actually send it. So I thought maybe a prepaid MC or Visa I can have $$ automatically put on every 1st of the month.

But I'm getting a little confused with what I'm reading online. That most have monthly fees?

Anyone have any information on a card i can get that doesn't have any additional fees (Except from the initial cost to get the card) Any experience with this?

Also wondering if I can get something through chase bank itself instead going to a store and buying one from the shelf

Thanks

I'm assuming she doesn't have a bank account?

If she has Chase and you have Chase, you can quickpay

If she has a different account you can use Venmo

I am taking sending like literally sending through the mail, not electronically, so sorry if I misunderstood

Prepaid Credit Cards?

Could you use a debit card with a Visa or MC logo? That way you could just put money into the account linked to the card

Re: Prepaid Credit Cards?

Re: Prepaid Credit Cards?

I'm looking to set it up as an automatic "payment" every 1st so I don't have to remember and she doesn't have to wonder if the money is there to use if I forget.

Re: Prepaid Credit Cards?

Posted by PhyllisNJoe

Posted by Straightarrow

Posted by PhyllisNJoe

I'm looking for a way to get my mom money every month without having to actually send it. So I thought maybe a prepaid MC or Visa I can have $$ automatically put on every 1st of the month.

But I'm getting a little confused with what I'm reading online. That most have monthly fees?

Anyone have any information on a card i can get that doesn't have any additional fees (Except from the initial cost to get the card) Any experience with this?

Also wondering if I can get something through chase bank itself instead going to a store and buying one from the shelf

Thanks

I'm assuming she doesn't have a bank account?

If she has Chase and you have Chase, you can quickpay

If she has a different account you can use Venmo

I am taking sending like literally sending through the mail, not electronically, so sorry if I misunderstood

Yea. That's what I was saying. I'm trying to avoid literally writing a check every month for her. She doesn't have chase. She has some weirdo jersey bank lol
What is this venmo ? Is that like chase quick pay?
I'm really just trying to avoid a fee every month - id rather her get the entire amount I'm sending.

Re: Prepaid Credit Cards?

what about a secured card that you put money on from capital one. We got one to rebuild credit. although im not sure if after a certain amount of time if it would turn into a credit card.

what about wire transfers from the bank?

Re: Prepaid Credit Cards?

Try bluebird from American Express.

One time 5 dollar fee

Prepaid Credit Cards?

venmo is another paypal that is popular as people think paypal charges too many fees.

Message edited 11/13/2015 3:50:12 PM.

Re: Prepaid Credit Cards?

Amex has a whole range of these. I just saw a sign for one in CVS that said no fees. It's set up as a debit card. I don't know the specific product name though.

Re: Prepaid Credit Cards?

Walmart has a bunch of them also, I always see them at the check out

Re: Prepaid Credit Cards?

I have a capital one 360 account and you can send money to people and they mail a paper check on my behalf. I just needed I think their email address and physical address. I used this when I had to pay rent to my dad. I was able to do it automatically. Check with your bank they may have so ething similar?

Re: Prepaid Credit Cards?

We use pnc for this. I send my parents and brother money through pnc bill pay, it's an auto send check that I don't have to worry about each month. I know I'm able to set up real bills online, but not sure about this since I happened to be in the branch and had our finance guy do it for me.

Re: Prepaid Credit Cards?

I just spoke to someone at chase. They have a Chase Liquid card that's prepaid.

She wasn't able to say if it had to be in my name AND hers or I can just do hers. But said there's a 1 time $25 fee for card. Then $4.95 a month service fee which they will wave if I have it linked to another chase account (which I have) And I can have it set up to have $$ automatically sent to the card on a certain day per month.

She had limited info for me

So im gonna go to Chase next week and go over it all. I want to make sure that being it'll be linked to my acct, she wont be able to overdraft or have it affect my other accounts whatsoever.

Just when I thought this was going to be simple.

if this chase thing doesn't work, I will be looking at the AMEX cards. They seem to have the least amount of fees

Thanks for your help