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How long after purchase can you refinance?
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marianne13
LIF Adolescent
Member since 6/10 887 total posts
Name:
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How long after purchase can you refinance?
Just curious, how long after a house purchase can you refinance (if rates go down). This is a conforming loan. Can you refinance 6 months after purchase with the same lender who funded the purchase loan?
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Posted 6/20/13 2:49 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
Sherwood
LIF Adult
Member since 8/08 1643 total posts
Name:
s
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Re: How long after purchase can you refinance?
We did 5 years ago. We refinanced with the same mortgage company 6 months after we closed initially. We then refinanced again last year.
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| Posted 6/20/13 5:08 PM |
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cityandbeachmom
Vineyard hopping time
Member since 6/10 1821 total posts
Name:
Suffer the pain of discipline,
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Re: How long after purchase can you refinance?
We refinanced after 4 years. Went from 5.75 to 3.6%
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| Posted 6/21/13 12:13 PM |
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beanie571
:-P
Member since 5/07 2509 total posts
Name:
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How long after purchase can you refinance?
We refinanced after about 5 years - we bought at 6.375% in 2007. Refinanced in 2012 at 3.83% - BIG savings! We stayed with our current lender.
I think you can refinance at any time after purchase.
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| Posted 6/21/13 10:45 PM |
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