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how much is you homeowners insurance

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VeeJay
Love baby feet

Member since 2/09

2894 total posts

Name:

how much is you homeowners insurance

I am buying a new house that is significantly larger that the one I own now. I am shopping around for homeowners insurance quotes and there is a large range in what they are looking to charge me.
Can you tell me the approx square footage of your home and how much your policy is per year.
Thanks.

The quote I got today was from Geico at $2,413 per year (the house is approx 3,100 sq ft) and that was with a discount for having auto insurance too.

Posted 2/14/13 4:36 PM
 
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ElizaRags35
My 2 Girls

Member since 2/09

20494 total posts

Name:
Me

how much is you homeowners insurance

Under $900 but my house is about half the size. I do have a pool though.

Posted 2/14/13 4:37 PM
 

chilltocam
LIF Adult

Member since 11/11

9141 total posts

Name:

how much is you homeowners insurance

$1700/yr for a 2000 sq ft house with a pool

Posted 2/14/13 4:51 PM
 

ISpoilHim
I think I got this

Member since 11/10

1523 total posts

Name:
K

how much is you homeowners insurance

Mine is about 1100 a year, about 3000sf no pool.
It depends on what you amount you are taking the insurance for. You don't need insurance for the full value because land is not really going anywhere, so you need to decide how much rebuilding would cost and personal posessions. That will play a big part in the rates.

Posted 2/14/13 5:01 PM
 

Bradley & Parker, Inc
LIFamilies Business

Member since 3/12

170 total posts

Name:
Jennifer Jennings

how much is you homeowners insurance

There is so much that goes into a home insurance premium, it is not based on square footage alone. If you would like me to quote the house for you, I would be happy to do so, this way you can compare the carriers I deal with to the quote or quotes you have already obtained. Feel free to email me here or [email protected]

Posted 2/14/13 9:09 PM
 

Diane
Hope is Contagious....catch it

Member since 5/05

30683 total posts

Name:
D

Re: how much is you homeowners insurance

$2200...for a 3200 square foot

Posted 2/15/13 10:25 AM
 

Gigi143
LIF Toddler

Member since 6/12

435 total posts

Name:

Re: how much is you homeowners insurance

Geico has the WORST rates for homeowners. My husband works for the company, and we got a quote, it was well over 2000, this is including car insurance as well. We are def going to be shopping around, I couldn't believe how high that quote was!

Posted 2/15/13 11:21 AM
 

Paramount
Sweet!

Member since 7/12

4289 total posts

Name:

Re: how much is you homeowners insurance

5k

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We are close to the water (North Shore) and have a buried oil tank, pool. Because we are by the water there are only 2 companies on Long Island that offer insurance.

Message edited 2/15/2013 11:27:29 AM.

Posted 2/15/13 11:26 AM
 
 

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