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DumpsterBaby
My compass when I'm lost
Member since 5/11 2210 total posts
Name:
My anchor when I get tossed
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Homeowners insurance?
Just got a quote of $1900/year. I know there's many variables, but is this average? Or an idea of what others pay?
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Posted 3/5/12 9:44 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
Dulcinea
Weekend Warrior
Member since 3/08 2530 total posts
Name:
Dulcinea
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Re: Homeowners insurance?
That seems high unless you have a multi-family home and have other add-ons like flood insurance.
My guess is avg 500-1000.
I have a 2200 SF framed house detached house with 2 car detached garage and it cost me just under 700/yr. in basic insurance.
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| Posted 3/5/12 10:21 PM |
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ElizaRags35
My 2 Girls
Member since 2/09 20494 total posts
Name:
Me
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Re: Homeowners insurance?
Ours is $825/yr.
House is Raised Ranch, 3 BR, 2 BA, partial above/inground pool, deck, finished basement, attached garage, CAC, 12 y/o house, property size 4792 square feet. House is about 1700 sq. ft (give or take and including basement)
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| Posted 3/5/12 11:12 PM |
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DumpsterBaby
My compass when I'm lost
Member since 5/11 2210 total posts
Name:
My anchor when I get tossed
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Re: Homeowners insurance?
No, no flood ins. I will keep looking. Thanks!
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| Posted 3/6/12 6:43 AM |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
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Re: Homeowners insurance?
that is high.
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| Posted 3/6/12 7:09 AM |
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wanttobeamom
LIF Adult
Member since 5/09 2448 total posts
Name:
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Re: Homeowners insurance?
Get a lot of quotes. We got quotes ranging from $850-$2000.
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| Posted 3/6/12 1:12 PM |
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JDubs
different, not less
Member since 7/09 13160 total posts
Name:
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Re: Homeowners insurance?
we went through a broker who shopped around for the best rate for us. we pay just about 900 (it was about 100 more before we got an alarm installed)
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| Posted 3/6/12 1:26 PM |
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evrythng4areason
And then there were 4
Member since 1/10 5224 total posts
Name:
Kayla
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Re: Homeowners insurance?
we're at 707
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| Posted 3/6/12 1:33 PM |
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sj-girl
Happy Family of 4
Member since 5/08 5654 total posts
Name:
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Re: Homeowners insurance?
Thats very high.
At my office the average homeowners policy is $700-$800 a year
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| Posted 3/6/12 2:01 PM |
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DumpsterBaby
My compass when I'm lost
Member since 5/11 2210 total posts
Name:
My anchor when I get tossed
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Re: Homeowners insurance?
Thanks all! Got a new quote from State Farm and it is substantially less. So clearly, going with Geico is out!
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| Posted 3/6/12 2:15 PM |
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bahumbug
LIF Infant
Member since 3/11 158 total posts
Name:
Lindsay
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Re: Homeowners insurance?
Posted by DumpsterBaby
Thanks all! Got a new quote from State Farm and it is substantially less. So clearly, going with Geico is out!
my hubby put it best, "have you ever seen a geico homeowners commercial?"
no.
being that they don't advertise, they probably broker out the policies, making them expensive!
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| Posted 3/6/12 4:56 PM |
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LovesMike
LIF Adult
Member since 8/10 978 total posts
Name:
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Re: Homeowners insurance?
Yeah, I think Geico does homeowners through Travelers. We are with Liberty Mutual at about 975/year.
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| Posted 3/6/12 5:07 PM |
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Mrs213
????????
Member since 2/09 18986 total posts
Name:
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Re: Homeowners insurance?
We pay around 900 a year we were having a very hard time getting insurance initially because of some issues but then we went to an insurance agency (reccomended by BETH, actually) and they were great. They can can shop rates for you and they wound up getting us a better rate on car insurance actually.
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| Posted 3/6/12 11:34 PM |
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mom2b
LIF Adult
Member since 5/09 1072 total posts
Name:
x
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Re: Homeowners insurance?
Mine is $1200 for a 1550sq ft split. No pool or finished basement through Mercury. Mine also seems high compared to everyone else's quotes
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| Posted 3/7/12 10:37 AM |
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CindySN23
Stop, Think & Breathe...
Member since 8/11 3550 total posts
Name:
Cindy
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Re: Homeowners insurance?
That seems high...we pay around $1100 with a 2.5 car garage and finished basement.
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| Posted 3/7/12 12:46 PM |
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