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MaeDe
LIF Adult
Member since 4/11 1169 total posts
Name:
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Supplimental insurance
Is anyone else looking into supplemental disability insurance before they try to have a baby so you get more money when you go out on leave? Have you gotten any prices?
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Posted 2/27/12 2:16 PM  |
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dexsmom
LIF Infant
Member since 1/10 321 total posts
Name:
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Re: Supplimental insurance
I actually got AFLAC for short term disability through my job. Not sure how much it costs...I think it depended on how much you make a month(It was very affordable). The highest amount you can recieve from aflac per month is $1600.
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| Posted 2/27/12 4:38 PM |
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Re: Supplimental insurance
I have aflac as well. I think they take out 26 bucks a check.
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| Posted 2/27/12 4:52 PM |
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LInMI
LIF Adult
Member since 7/10 1801 total posts
Name:
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Re: Supplimental insurance
I heard it's about $40-45 per month.
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| Posted 2/27/12 8:00 PM |
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mrssoto
LIF Adolescent
Member since 5/10 833 total posts
Name:
Lorin
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Re: Supplimental insurance
Can you tell me about this? Sounds interesting and like something I might want. I just dont know a thing about it...
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| Posted 2/27/12 8:30 PM |
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cantwait4baby
LIF Infant
Member since 7/11 237 total posts
Name:
Georgia
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Re: Supplimental insurance
I have aflac through my job and I pay 54.60 every two weeks. It all depends on what you make and what benefit period you choose. Monthly I am set to recieve $2300 from Aflac. I know with Aflac once you get a policy you cannot give birth within the first ten months of the effective date of the policy. So that might be something you want to keep in mind if you are actively trying right now.
Message edited 2/27/2012 9:38:17 PM.
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| Posted 2/27/12 8:58 PM |
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MaeDe
LIF Adult
Member since 4/11 1169 total posts
Name:
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Re: Supplimental insurance
Posted by cantwait4baby
I have aflac through my job and I pay 54.60 every two weeks. It all depends on what you make and what benefit period you choose. Monthly I am set to recieve $2300 from Aflac. I know with Aflac one you get a policy you cannot give birth withing the first ten months of the effective date of the policy. So that might be something you want to keep in mind if you are actively trying right now.
thanks i was interested in the time u need to have it. we arent activley trying right hopefully in a few months, thats why i wanted to inquire about this now. what would i ask my HR at work for, just supplimental disabililty insurance?
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| Posted 2/27/12 9:15 PM |
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cantwait4baby
LIF Infant
Member since 7/11 237 total posts
Name:
Georgia
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Re: Supplimental insurance
Posted by MaeDe
Posted by cantwait4baby
I have aflac through my job and I pay 54.60 every two weeks. It all depends on what you make and what benefit period you choose. Monthly I am set to recieve $2300 from Aflac. I know with Aflac one you get a policy you cannot give birth withing the first ten months of the effective date of the policy. So that might be something you want to keep in mind if you are actively trying right now.
thanks i was interested in the time u need to have it. we arent activley trying right hopefully in a few months, thats why i wanted to inquire about this now. what would i ask my HR at work for, just supplimental disabililty insurance?
I know Alfac's plan is called Short term Disability. Everyone that I know who has had a supplemental insurance say that it was the best decision they ever made. Good Luck!
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| Posted 2/27/12 9:40 PM |
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Mrs213
????????
Member since 2/09 18986 total posts
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Re: Supplimental insurance
We actually get short term disability through work, up to 26 weeks (although I don't think you get full 26 weeks, only what s medically necessary )
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| Posted 2/27/12 10:16 PM |
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