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marieSand
Hello LIF!!!
Member since 8/10 1224 total posts
Name:
marie
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homeowners insurance
We have been getting quotes from 1500 - 2600 my mortgage broker said that they are all to high.
who is your with? Can you share your contact person?
thanks 
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Posted 12/21/11 11:06 AM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
Katareen
5,000 Posts!
Member since 4/10 7180 total posts
Name:
Katherine
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Re: homeowners insurance
That is very high...unless you're right on the water and in a flood zone??
We have a great price from State Farm.
Have you contacted who you use for car insurance for a possible bundle discount?
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| Posted 12/21/11 11:16 AM |
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Karen
Just chillin'!!
Member since 1/06 9690 total posts
Name:
Karen
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Re: homeowners insurance
I would imagine after Hurricane Irene, insurance premiums probably went up across the board.
Years prior to Irene a lot of the big companies stopped writing policies, so I'm not totally shocked by the quotes you are getting.
Have you tried a broker? We are water-view (4 houses in from the water, but not a flood zone) and pay about the a little less than the middle of your range, plus $400 a year for flood insurance.
Message edited 12/21/2011 11:20:19 AM.
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| Posted 12/21/11 11:18 AM |
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marieSand
Hello LIF!!!
Member since 8/10 1224 total posts
Name:
marie
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Re: homeowners insurance
Thanks! We are not near the water or in a flood zone, no pool etc.
I just called a broker, he wants to see the appraisal and then he will call me back.
State farm was high for us.
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| Posted 12/21/11 11:24 AM |
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Leb
LIF Adult
Member since 12/09 4166 total posts
Name:
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Re: homeowners insurance
Mine is $1,500, the highest was 5k!
I had to shop around quite a bit. I am near the water but not in a flood zone, and not all that close.
A few people I know told me they pay more like $1,000-$1,300.
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| Posted 12/21/11 11:31 AM |
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bea559
LIF Toddler
Member since 11/10 457 total posts
Name:
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Re: homeowners insurance
We bought in June and went with GEICO, because we have our auto insurance with them. I believe ours is 1300 - 1400. Sorry, but I don't have a contact person. Good luck!
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| Posted 12/21/11 11:56 AM |
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azoodie
Member since 8/05 8377 total posts
Name:
Team SEXY BACK
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Re: homeowners insurance
We got the lowest cost from Newbridge. I posted before but the quote was for $1450 a year with better coverage than SF and others (higher amount of coverage, better liability and only $5000 deductible on hurricane insurance vs. $15,000).
Call Anthony! He was excellent and I highly recommend!
516-781-9000 ext. 118
ETA: We have a 2200 sq ft house so the quote was great.
Message edited 12/21/2011 12:57:23 PM.
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| Posted 12/21/11 12:56 PM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Re: homeowners insurance
We just changed companies because our rates went up.
Our broker said that because of the high number of claims after Irene most companies raised their rates.
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| Posted 12/21/11 1:27 PM |
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marieSand
Hello LIF!!!
Member since 8/10 1224 total posts
Name:
marie
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Re: homeowners insurance
thanks azoodie - I am calling anthony now!
We just got a good quote from nationwide
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| Posted 12/21/11 1:29 PM |
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Mill188
LIF Adult
Member since 3/09 3073 total posts
Name:
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Re: homeowners insurance
Posted by Leb
Mine is $1,500, the highest was 5k!
I had to shop around quite a bit. I am near the water but not in a flood zone, and not all that close.
A few people I know told me they pay more like $1,000-$1,300.
Ours is around $1,600. Same thing with us - near the water but not in a flood zone. There are so many factors in the price though - the cost of the house, pool, hot tub, etc....
Also, adding the jewelry rider added about $200 a year to our policy.
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| Posted 12/21/11 3:48 PM |
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hanna7636
LIF Adult
Member since 8/06 921 total posts
Name:
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Re: homeowners insurance
I got quotes from $1400 and up which did not beat what I already pay for Mercury. I called everyone direct and brokers and no one could beat my price.
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| Posted 12/21/11 4:37 PM |
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amypearson
LIF Zygote
Member since 1/12 1 total post
Name:
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Re: homeowners insurance
I'm with NRMA for both car and home/content insurance, and as with most insurance companies, they will give you a better deal if you combine the two (especially if you've been with them for a long time). So you might want to check out your car insurance company for a home insurance cost (if you have a car and if they provide home insurance).
Never had any problems with NRMA – haven't had to make a home claim yet (touch wood), but never had any issues with car insurance over the past 10 years.
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| Posted 1/3/12 9:57 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: homeowners insurance
We pay $1500 a year. I think that's pretty average.
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| Posted 1/3/12 11:43 AM |
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JDubs
different, not less
Member since 7/09 13160 total posts
Name:
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Re: homeowners insurance
we got a good rate through a broker, we are with merimmack mutual
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| Posted 1/3/12 12:58 PM |
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