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Carolyn
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Member since 5/07 5351 total posts
Name:
Twin mommy
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Has anyone locked in a rate lately? What was it?
Thanks. Just curious if we got a good rate.
ETA just kidding, DH just told me it's not a jumbo. We got 4.125% on a 30 year conventional with a .125% credit back at closing. No points.
Message edited 12/9/2011 8:31:52 PM.
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Posted 12/9/11 1:51 PM  |
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Jenhos
Maeve
Member since 6/05 3273 total posts
Name:
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Re: Has anyone locked in a rate lately? What was it?
Not jmbo but 3.875% no points in Nov with Wells Fargo
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| Posted 12/9/11 2:15 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Has anyone locked in a rate lately? What was it?
Ours was a refinance, but 3.125% for 15-year mortgage w/HSBC. No points.
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| Posted 12/9/11 2:36 PM |
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MrsS1976
LIF Adolescent
Member since 5/11 534 total posts
Name:
M
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Re: Has anyone locked in a rate lately? What was it?
I am refinancing into a 30 yr fixed rate at 4.875%. Its not a jumbo loan.
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| Posted 12/9/11 3:56 PM |
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SecretTTCer
LIF Adult
Member since 6/08 2284 total posts
Name:
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Re: Has anyone locked in a rate lately? What was it?
I closed in October on a jumbo. We got 4.62 with no points with .125 point credit back at closing. This was with Chase with 30 year conventional.
Remember jumbo loans have a much higher interest rate.
Message edited 12/9/2011 4:56:49 PM.
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| Posted 12/9/11 4:51 PM |
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Carolyn
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Member since 5/07 5351 total posts
Name:
Twin mommy
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Re: Has anyone locked in a rate lately? What was it?
Thank you. Updated above.
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| Posted 12/9/11 8:32 PM |
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Dulcinea
Weekend Warrior
Member since 3/08 2530 total posts
Name:
Dulcinea
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Re: Has anyone locked in a rate lately? What was it?
Locked on a 3.75 nonjumbo loan with 0 points in north NJ back in early November. We're closing this coming Monday.
Rates are different in diff. parts of the country and also depends factors that include the borrower's credit score and the lock period. Luckily DH has stellar credit and we also went with a mortgage broker who can offer a much better rate than many banks can.
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| Posted 12/10/11 11:24 PM |
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seeinstarz
LIF Toddler
Member since 1/08 382 total posts
Name:
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Re: Has anyone locked in a rate lately? What was it?
4% bethpage fcu.
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| Posted 12/11/11 7:07 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Has anyone locked in a rate lately? What was it?
Refi 4.25% with 1/8 back at closing.
If the rates dip within 30 days of closing we can have it adjusted one time.
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| Posted 12/11/11 8:15 AM |
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MaZz
* Lovin my baby girl!!! *
Member since 2/09 6243 total posts
Name:
Gina
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Re: Has anyone locked in a rate lately? What was it?
Posted by Jenhos
Not jmbo but 3.875% no points in Nov with Wells Fargo
wow... how i wish i could have purchased my house now instead of 2 yrs ago  And I thought I got a good rate back then!
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| Posted 12/11/11 8:53 AM |
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maybesoon
LIF Adult
Member since 9/09 5981 total posts
Name:
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Re: Has anyone locked in a rate lately? What was it?
Posted by Jenhos
Not jmbo but 3.875% no points in Nov with Wells Fargo
We have the same rate w wells no points , but we closed in november 2010 lol nothing changed in a whole year!
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| Posted 12/11/11 3:15 PM |
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