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What are you cutting back on (fianances related)

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bettybcafe
Big brother in the making

Member since 7/07

8611 total posts

Name:
M

What are you cutting back on (fianances related)

What are you (if anything) cutting back on to save money for when LO arrives? Im trying to just stop buying unnecessary things.. I dont normally go out and spend lots of money on clothes, purses, shoes etc...I tend to buy stupid little things that eventually add up to a lot of $$$. Im going to stop doing that lol. Also, we are going to cut down on eating out. We only really eat out once a week (restaurant style) but we occ. buy McDonalds or something else that is fast food during the week. Im def. going to stop that.


ETA: I am also going to cut back on buying make up. I am def. obessed with make up! and although its all drugstore brands I find that I spend waaaay too much money on this.Chat Icon

Message edited 8/22/2010 2:52:08 PM.

Posted 8/22/10 2:47 PM
 
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PrettyPeonies
GAW my baby boy <3

Member since 8/10

3874 total posts

Name:
Pino

Re: What are you cutting back on (fianances related)


Monthly spa membership

Will stop buying lunch everyday

DH & I will cut our nights & events out w/friends from a few times a week to 3 or 4 times a month.

I'm not a big spender on stuff for myself BUT I tend to spoil my nephews & nieces....I feel bad but that is going to be cut outChat Icon

We have EVERY cable channel.....we will be getting rid of those.

Cutting out magazine memberships

I am going to stop getting fake nails and just stick to regular mani & pedis.....(the days of $40 blueberry pedis are gone & over w/)


Thats all I can think of right now

Posted 8/22/10 3:06 PM
 

SpringBride08
LIF Toddler

Member since 5/08

435 total posts

Name:
Danielle

Re: What are you cutting back on (fianances related)

If anything I think I'm spending more! Chat Icon
Maybe time to get some controlChat Icon

Posted 8/22/10 3:07 PM
 

bettybcafe
Big brother in the making

Member since 7/07

8611 total posts

Name:
M

Re: What are you cutting back on (fianances related)

Posted by MrsJFG


Monthly spa membership

Will stop buying lunch everyday

DH & I will cut our nights & events out w/friends from a few times a week to 3 or 4 times a month.

I'm not a big spender on stuff for myself BUT I tend to spoil my nephews & nieces....I feel bad but that is going to be cut outChat Icon

We have EVERY cable channel.....we will be getting rid of those.

Cutting out magazine memberships

I am going to stop getting fake nails and just stick to regular mani & pedis.....(the days of $40 blueberry pedis are gone & over w/)


Thats all I can think of right now



Its hard isnt it? Chat Icon but well worth it in the long run. I forgot, I too will be cutting back on buying lunch at work. DH and I both have started bringing out own lunch to work for the last month and trust me, it does save money.

Posted 8/22/10 3:25 PM
 

bettybcafe
Big brother in the making

Member since 7/07

8611 total posts

Name:
M

Re: What are you cutting back on (fianances related)

Posted by SpringBride08

If anything I think I'm spending more! Chat Icon
Maybe time to get some controlChat Icon



haha! Its not easy thats for sure. But no better time to start than the present Chat Icon

Posted 8/22/10 3:25 PM
 

AllyCat
Twin Mommy!

Member since 8/09

1346 total posts

Name:
Allyson

Re: What are you cutting back on (fianances related)

We're eating out much less and when we do, I'm the Coupon Queen! I think I get emails now from every restaurant we go to --we try to pick the place based on who has a deal that week. Chat Icon Chat Icon

Posted 8/22/10 3:26 PM
 

bettybcafe
Big brother in the making

Member since 7/07

8611 total posts

Name:
M

Re: What are you cutting back on (fianances related)

Posted by AllyCat

We're eating out much less and when we do, I'm the Coupon Queen! I think I get emails now from every restaurant we go to --we try to pick the place based on who has a deal that week. Chat Icon Chat Icon

I do the same thing! We always eat out based on what coupon I have Chat Icon

Posted 8/22/10 3:28 PM
 

waytogo
Balancing act on a highwire

Member since 5/05

1292 total posts

Name:
a

Re: What are you cutting back on (fianances related)

I'm doing something new which has worked really well since I spend way too much on DS. I take out a certain amount of money in cash a week and leave my CC at home. It's our "allowance."

DS is starting to understand "expensive." Chat Icon

It's amazing how much I spent on nonsense before...

I also use Quicken on my Mac to track bills etc. We went from barely making it to two+ weeks ahead in our bills in a month and that's with a cut in our salary! I want to be 3 months ahead so I can take at least a 3 month maternity leave if we get PG again.

Posted 8/22/10 3:30 PM
 

bettybcafe
Big brother in the making

Member since 7/07

8611 total posts

Name:
M

Re: What are you cutting back on (fianances related)

Posted by waytogo

I also use Quicken on my Mac to track bills etc. We went from barely making it to two+ weeks ahead in our bills in a month and that's with a cut in our salary! I want to be 3 months ahead so I can take at least a 3 month maternity leave if we get PG again.



Wow, thats amazing and really inspiring. I love hearing stories like this because it makes me believe that it is possible to have a baby (or two) even if financially its hard. You just have to put things in order and plan accordingly.Chat Icon

Posted 8/22/10 3:33 PM
 

wants-2-b-a-mommy
LIF Adolescent

Member since 6/10

593 total posts

Name:
cant tell ya yet!

Re: What are you cutting back on (fianances related)

eating out alot
going to the bars
going on vacation

Posted 8/22/10 7:34 PM
 

MrsRitaB
Love of my life! <3

Member since 4/10

4669 total posts

Name:
Ri

Re: What are you cutting back on (fianances related)

i am definately cutting back on shopping for myself

Posted 8/22/10 8:04 PM
 
 
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