| Posted By |
Message |
Suzanne
May the Force Be With You!
Member since 5/05 2083 total posts
Name:
Suzanne
|
Has anyone refinanced their car?
DH needs to refinance his car and doesn't have the greatest credit in the world. It isn't horrible but just ok. Who did you use to refi your car? Thanks.
|
Posted 1/29/06 8:49 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
Mrs-Boop
My Babies
Member since 5/05 4956 total posts
Name:
Jaime
|
Re: Has anyone refinanced their car?
We got a stinky rate when I bought DH his truck in December. So in about three more months, we will be going to the credit union to refinance it at a MUCH better rate than what we got. If you belong to a credit union, check them out.
|
| Posted 1/29/06 8:55 PM |
| |
|
neenie
Member since 5/05 22351 total posts
Name:
|
Re: Has anyone refinanced their car?
i haven't used them, so i can't give a true feedback, but i have heard great things about capital one auto
|
| Posted 1/29/06 9:02 PM |
| |
|
btrflygrl
me and baby #3!
Member since 5/05 12013 total posts
Name:
Shana
|
Re: Has anyone refinanced their car?
we bought ours and got financing thru Toyota at an incredible rate and refinanced through Teachers Credit Union since we are members.
Try going through the bank where you have your accounts
|
| Posted 1/30/06 8:40 AM |
| |
|
BikerGrl
Merry Christmas!
Member since 5/05 2875 total posts
Name:
It's not the destination....it's the journey!
|
Re: Has anyone refinanced their car?
Posted by neeniebean86
i haven't used them, so i can't give a true feedback, but i have heard great things about capital one auto
I used them! Cut my payments in half each month....it was more manageable.....I extended the length of the loan, but could manage the payments. Very easy to work with!
|
| Posted 1/30/06 9:02 AM |
| |
|
DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
|
Re: Has anyone refinanced their car?
Since you pay more interest at the beginning of the loan term... unless you have had the loan for a year or less... its usually not wise to re-finance unless you can shave at least a 2-3 points off the interest rate.
|
| Posted 1/30/06 10:53 AM |
| |
|
-Laurie-
Hi!
Member since 5/05 2536 total posts
Name:
|
Re: Has anyone refinanced their car?
We had a 4.5% with BOA (Ford got the rate for us )and within 2 months dropped to a 3.2% with our bank!
Back in 2004 :) we keeped pretty much the same payment but will own our truck about a year sooner
|
| Posted 1/30/06 11:20 AM |
| |
|
mskimmy98
My twins are one!!!
Member since 5/05 2540 total posts
Name:
Kimberly
|
Re: Has anyone refinanced their car?
DH refinanced his car with Teacher Federal Credit Union.. and I co-signed for him to get a better rate
|
| Posted 1/30/06 1:43 PM |
| |
|
Suzanne
May the Force Be With You!
Member since 5/05 2083 total posts
Name:
Suzanne
|
Re: Has anyone refinanced their car?
Posted by DjPiLL
Since you pay more interest at the beginning of the loan term... unless you have had the loan for a year or less... its usually not wise to re-finance unless you can shave at least a 2-3 points off the interest rate.
We only have it for like 3 months now.
|
| Posted 1/31/06 2:39 PM |
| |
|
