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babyquestion
So Thankful!!
Member since 11/07 4004 total posts
Name:
Lots of Sticky Dust, Please!
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Those with Empire Insurance...
Do you pay a copay for visits? I haven't paid anything yet (for my initial visit, blood work, etc.) - they tell me I'm "fine". Am I going to be hit w/ a big bill????
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Posted 2/9/08 10:08 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Domino
Always My Miracle
Member since 9/05 9924 total posts
Name:
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Re: Those with Empire Insurance...
I just got my welcome packet from Empire. As long as you are going to a center of excellence, there is no co-pay
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| Posted 2/9/08 10:19 AM |
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Gertyrae
Peace out Homies!
Member since 5/05 20046 total posts
Name:
Gerty ®
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Re: Those with Empire Insurance...
If you have Empire - United Healthcare and are using a Center for Excellence - you pay nothing until you get PG.
Other Empire plans have co-pays.
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| Posted 2/9/08 10:38 AM |
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CAH127
LIF Adult
Member since 7/07 1694 total posts
Name:
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Re: Those with Empire Insurance...
I have Empire and pay a copay. Maybe it is my specific plan that I have to?
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| Posted 2/9/08 10:48 AM |
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lemonlime
Member since 1/07 1226 total posts
Name:
Jennifer
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Re: Those with Empire Insurance...
there are so many kinds of empire insurance. like gerty said if you have united health care and go to a center or excellence there is no co pay only for the lab.
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| Posted 2/9/08 11:49 AM |
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MrsMessina
Thankful for our miracles!
Member since 2/07 7254 total posts
Name:
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Re: Those with Empire Insurance...
Posted by CAH127
I have Empire and pay a copay. Maybe it is my specific plan that I have to?
me too...
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| Posted 2/9/08 5:46 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Re: Those with Empire Insurance...
There are two empires.
Empire BCBS and EMpire provided by United healthacre. Different companies.
Also ALL plans have different benefits based on who your employer is.
For example, i may have a $20 co pay and you might have none or a $40 one.
SOme services my employer might pay for and yours doesnt and vice versa.
No one can compare insurance plans unless they work for the same company.
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| Posted 2/9/08 8:41 PM |
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babyquestion
So Thankful!!
Member since 11/07 4004 total posts
Name:
Lots of Sticky Dust, Please!
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Re: Those with Empire Insurance...
Posted by Gertyrae
If you have Empire - United Healthcare and are using a Center for Excellence - you pay nothing until you get PG.
Other Empire plans have co-pays.
That's me - Empire/United Healthcare. Guess that's why I don't pay a copay (not that I'm complaining!)
So once I get PG, I will pay a copay again at my OBGYN, correct?
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| Posted 2/9/08 8:59 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Re: Those with Empire Insurance...
Posted by babyquestion
Posted by Gertyrae
If you have Empire - United Healthcare and are using a Center for Excellence - you pay nothing until you get PG.
Other Empire plans have co-pays.
That's me - Empire/United Healthcare. Guess that's why I don't pay a copay (not that I'm complaining!)
So once I get PG, I will pay a copay again at my OBGYN, correct?
Again...United Healthcare Empire plan also varies from one Plan to the next based on employer( I worked for Health insuance)...but the Clinics are GOOD at telling you what the benefits are, b/c they want to make sure they get paid, so I would be confident in what they tell you.
All NYS insurances except a very few union plans have one intial Maternity copay and then NO copays for any routine ( monthly, then bi-weekly) maternity visits.
HTH 
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| Posted 2/9/08 9:02 PM |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
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Re: Those with Empire Insurance...
If you are NOT going to a Center of Excellence there is a co-pay, unless that dr. is OUT OF NETWORK...you have no co-pay.
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| Posted 2/10/08 9:45 AM |
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bettyj
LIF Infant
Member since 3/08 117 total posts
Name:
Kristie
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Re: Those with Empire Insurance...
Has anyone gone to East Coast IVF and used Empire Insurance?
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| Posted 3/15/08 5:09 PM |
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sasha96
lovin' my 2 little ladies!
Member since 5/05 7401 total posts
Name:
Julianne
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Re: Those with Empire Insurance...
If you are at a Center of Excellence then you don't have a copay at the office. When you get PG they will have you pay the copay for the sono(s) there. When you go to your OB afterwards they are well checkups and covered so no copay on that...just for sonos at your ultrascreen or Level II and any bloodwork you do at the labs.
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| Posted 3/15/08 6:55 PM |
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babyfaith
Onward and Upward!
Member since 2/08 3210 total posts
Name:
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Re: Those with Empire Insurance...
I have Empire and go to a center of excellence (LI IVF) so I don't pay any copays. I do, however, pay a $18 copay to the lab (either Enzo or LabCorp) for labwork. These bills are sent to my home and definitely add up!!
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| Posted 3/15/08 7:59 PM |
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