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Jesaroo
is not the girl you knew
Member since 5/05 14266 total posts
Name:
Jes
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APR %
how much APR do you pay on your credit cards?
mine is 28%, i htink thats way too high
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Posted 7/24/07 11:57 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: APR %
6.7%
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| Posted 7/24/07 11:59 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: APR %
holy high interest. I just got one in the mail for 0%!
There are definitely lower interest cards out there. Google low interest credit cards and take advantage of a lower offer. You can transfer the balance for a fee.
I've done it and it really pays.
28%
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| Posted 7/24/07 12:00 PM |
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CkGm
They get so big, so fast :(
Member since 5/05 13848 total posts
Name:
Christine
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Re: APR %
WHOA! That is WAY to high- I would call and negotiate a new rate or switch cards. How is your credit?
I pay my credit card in full so I have no idea what my APR is
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| Posted 7/24/07 12:00 PM |
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Jesaroo
is not the girl you knew
Member since 5/05 14266 total posts
Name:
Jes
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Re: APR %
this is an old card. its long expired. i pay more than the min every month and it practically stays the same due to the apr.
i got a new card that has no apr for the first year, or til april or whatever,
so i am on hold, with them trying to transfer the balance.
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| Posted 7/24/07 12:03 PM |
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MikesWife
Wanting...........
Member since 1/06 6887 total posts
Name:
Karen
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Re: APR %
3.9%
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| Posted 7/24/07 12:04 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: APR %
0% right now...i think the "normal" rate on the card is 7%
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| Posted 7/24/07 12:08 PM |
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sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: APR %
Posted by Jesaroo
this is an old card. its long expired. i pay more than the min every month and it practically stays the same due to the apr.
i got a new card that has no apr for the first year, or til april or whatever,
so i am on hold, with them trying to transfer the balance.
Definitely try to transfer that balance.
I remember I had gotten a credit card offer once before with 0% for the first year, I never looked to see what it would go to after that and it jumped to something like 27%. Once I realized I transfered and canceled the card.
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| Posted 7/24/07 12:10 PM |
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Jesaroo
is not the girl you knew
Member since 5/05 14266 total posts
Name:
Jes
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Re: APR %
ok i transferred. its gonan take about 2 weeks i think for the whole thing to be complete, but i am happy.
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| Posted 7/24/07 12:14 PM |
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DebG
Pick a cause & stand up for it
Member since 5/05 18602 total posts
Name:
The cure IS worse!
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Re: APR %
Posted by Jesaroo
this is an old card. its long expired. i pay more than the min every month and it practically stays the same due to the apr.
i got a new card that has no apr for the first year, or til april or whatever,
so i am on hold, with them trying to transfer the balance.
make sure you pay attention to what the rate is once you are up with the year.
Also, ask if the 0% is applicable to the balance transfer or jsut new purchases or both.
Sometimes the fine print can really bite you in the 
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| Posted 7/24/07 12:27 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: APR %
Posted by Jesaroo
how much APR do you pay on your credit cards?
mine is 28%, i htink thats way too high
OMG, yes it is!!!
You need to call and get that lowered.
That is one thing you can do, fight!
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| Posted 7/24/07 12:28 PM |
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Jesaroo
is not the girl you knew
Member since 5/05 14266 total posts
Name:
Jes
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Re: APR %
Posted by DebG
make sure you pay attention to what the rate is once you are up with the year.
Also, ask if the 0% is applicable to the balance transfer or jsut new purchases or both.
Sometimes the fine print can really bite you in the IMAGE
its either 0% or 3% (i think the 3% was a one time transfer fee)
either way i figure its gotta be cheaper than 28
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| Posted 7/24/07 12:33 PM |
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DebG
Pick a cause & stand up for it
Member since 5/05 18602 total posts
Name:
The cure IS worse!
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Re: APR %
Posted by Jesaroo
its either 0% or 3% (i think the 3% was a one time transfer fee)
either way i figure its gotta be cheaper than 28
perfect. just wanted to make sure you didn't get screwed over,
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| Posted 7/24/07 12:36 PM |
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