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happydays
LIF Adolescent
Member since 8/06 513 total posts
Name:
working my way to 1000 posts!
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Lets talk ...
car insurance.
Who do you go to?
What to you pay per year? (share if you want)
I am in the market for a better car insurance. Right now we have Geico and pay $2400 per year. One newer car that we are still making payments on and one older car.(paid for but 11 years old) Is this ridiculous or pretty much the standard for the area?
Also please share your area.
Thanks for sharing.
Message edited 6/27/2007 7:18:44 PM.
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Posted 6/27/07 7:14 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Jessica
I'm a mommy :)
Member since 1/06 7322 total posts
Name:
~Jess~
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Re: Lets talk ...
Geico
anthony
age 30
2007 toyota tundra (lease)
full coverage
$875 for year
me
age 24
2000 toyota solara (paid off)
full coverage
around $1100 or 1400 per year
i cant remember its automatically taken out all at once
you are paying a lot
Message edited 6/27/2007 7:17:37 PM.
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| Posted 6/27/07 7:17 PM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: Lets talk ...
Geico - $1891.20 per year ($945.60 for each 6 month policy)
We have a 2007 Honda CR-V (still making payments) and a 2002 Honda Civic with 108,000 that we own outright.
They just lowered our premium over $300 a year. I don't know WHY - either me turning 26, an accident may have come off, or perhaps because we paid off one of the cars?
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| Posted 6/27/07 7:27 PM |
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LightUpOurLife
Totally in love
Member since 8/06 12785 total posts
Name:
Bonnie-Jean
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Re: Lets talk ...
I pay $1280 for the year for a Jeep Grand Cherokee, full coverage. This also includes my renters insurance, jewelry policy and life insurance. I think you're getting robbed.
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| Posted 6/27/07 7:29 PM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: Lets talk ...
Posted by happydays
car insurance.
Who do you go to?
What to you pay per year? (share if you want)
I am in the market for a better car insurance. Right now we have Geico and pay $2400 per year. One newer car that we are still making payments on and one older car.(paid for but 11 years old) Is this ridiculous or pretty much the standard for the area?
Also please share your area.
Thanks for sharing.
Do you carry collision on the older car? That could account for part of the reason your premium is high. (It does seem him to me)
other contributing factors -- If you gave them your SS number on the application, they could be using your credit score as a factor; your age, if you are 25 or younger; type of vehicles you own and their value; number of accidents in the past 5 years; number of moving violations in the past 5 years, etc.
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| Posted 6/27/07 7:29 PM |
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neenie
Member since 5/05 22351 total posts
Name:
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Re: Lets talk ...
how old are you???
that sounds really high to me, but if it were a few years ago, it was about average.
when DH and i got married, i had geico and he had a different insurance- his quoted us over $800 less than Geico, so i switched, now were below $1200 for 2 cars, full coverage (both cars are paid off).
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| Posted 6/27/07 8:04 PM |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
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Re: Lets talk ...
Farm Family...we pay about $2200 for a 2003 Trailblazer and 1999, Nissan Altima
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| Posted 6/27/07 8:05 PM |
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mommy2Alex
3 babies for me :)
Member since 5/05 6683 total posts
Name:
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Re: Lets talk ...
$1700 with Geico. 2006 Pacifica - full coverage including glass $1000 deductible and a 2000 Galant basic liability.
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| Posted 6/27/07 8:08 PM |
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BikerGrl
Merry Christmas!
Member since 5/05 2875 total posts
Name:
It's not the destination....it's the journey!
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Re: Lets talk ...
Geico
2002 Chevy Trailblazer
2002 Dodge Intrepid
****we own both outright****
Full Glass on both $2026 per year for both cars.
I need to mail in my driver safety thing I took recently.
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| Posted 6/27/07 8:46 PM |
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JustJack
:)
Member since 2/06 2041 total posts
Name:
J
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Re: Lets talk ...
Nationwide, we pay 120 a month for two cars- we have collision on both, I have a 97 Altima and DH has a 2003 Camry....HTH!
EDIT- We also own both of them.
Its about 1500 a year for both cars! 
Message edited 6/27/2007 8:52:54 PM.
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| Posted 6/27/07 8:51 PM |
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rose825
Best Friends
Member since 6/05 10228 total posts
Name:
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Re: Lets talk ...
I just looked mine up because if you are getting robbed I am getting murdered.
I pay $3200 a year but
we live in queens
we have full coverage on an 04 SUV and an 07 car. (one finance one lease)
We have full glass coverage (luckily I opted in the day before my windshield cracked)
and we have mechanical breakdown coverage.
And we have only a $500 deductible
I have GEICO also, but we have been VERY happy with them. I have NO complaints about their service
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| Posted 6/27/07 9:14 PM |
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rose825
Best Friends
Member since 6/05 10228 total posts
Name:
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Re: Lets talk ...
Posted by Jessica
Geico
anthony
age 30
2007 toyota tundra (lease)
full coverage
$875 for year
wow. Are you sure this is for the year? what is your deductible? whats your limit? is it more or less than 100/300K? what county?
sorry for the 20 questions but that is only a little more than my DH's 6 month premium. He is 31 with a 2004 Element
Message edited 6/27/2007 9:21:48 PM.
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| Posted 6/27/07 9:19 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Lets talk ...
We have one car-
2005 Toyota Matrix, fully covered.
Nationwide, just under $100/month
Message edited 6/27/2007 9:21:17 PM.
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| Posted 6/27/07 9:20 PM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Lets talk ...
Progressive
2001 and 2003 car, pay $210/month
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| Posted 6/27/07 9:31 PM |
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