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MrsRivera
2 under 2...whew!!
Member since 2/07 9876 total posts
Name:
Beth
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STRESSED about closing
We're closing on our house in NC on Friday, so today's the day we're supposed to get the big bank check. We're literally about $50 short. DH and I got into a HUGE fight last night, because we would have JUST scraped by, except that I noticed that he had just gotten gas. So, figuring the damage wouldn't be so great, I asked him how much he put in...to which he replies...
...$50. HE FILLED UP. I was so ****** I wanted to slap him!!! We're getting on a plane TOMORROW and he filled up his tank, when he could have gotten by on $10.
So, needless to say, I'm flipping out because I need a check for about $40 more than we have...AND the bank charges us $10 for bank checks.
Stressed out. 
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Posted 5/2/07 11:43 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource | Prudential Douglas Elliman Real Estate |
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Re: STRESSED about closing
Take a deep breath Beth! I am sure he didn't even realize it! This is a HUGE step for the both of you and I have no doubt that it's stressful.
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| Posted 5/2/07 11:49 AM |
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Re: STRESSED about closing
It will all work out! I closed on my house 2 days before my wedding and I have NO clue as to how we paid closing costs and paid for our wedding at the same time!!! I'm sure that a good friend or family can lend you the $50.
A year from now you'll be laughing at how you got through all of this!
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| Posted 5/2/07 11:56 AM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: STRESSED about closing
Oh man, silly men!!!
IT will all work out for you both!!
Take a deep breath and relax
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| Posted 5/2/07 11:57 AM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: STRESSED about closing
Do you have an overdraft you can pull cash from?
Or a change jar? You are bound to have $50 there!!
I'm sure it will work out.
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| Posted 5/2/07 12:01 PM |
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Eleanor
LIF Adult
Member since 2/06 2223 total posts
Name:
Ellie
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Re: STRESSED about closing
can you ask a family member to transfer $100 or so into your account?
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| Posted 5/2/07 12:15 PM |
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MrsRivera
2 under 2...whew!!
Member since 2/07 9876 total posts
Name:
Beth
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Re: STRESSED about closing
Unfortunately, we've exhausted all of our options during this closing process. The change jar has been raided, money has been borrowed from family members. We're in a particularly bad spot because we just had to pay our rent YESTERDAY, which is a full paycheck from DH. So that leaves us with no money leftover.
DH said he can borrow from a friend at work...I'm just amazed at how men think sometimes 
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| Posted 5/2/07 12:25 PM |
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NewlyMrs
Laugh-Live-Love LIFE!
Member since 10/06 14432 total posts
Name:
Jennifer
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Re: STRESSED about closing
hang in there!
You are at least closing...it'll come together!
I wish we were closing or even close to having a clear direction!
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| Posted 5/2/07 12:34 PM |
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JandJ1224
Member since 6/06 5911 total posts
Name:
Jannette
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Re: STRESSED about closing
wow that is a scary place to be in. You will get through and will be enjoying your beautiful new home!!
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| Posted 5/2/07 12:56 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: STRESSED about closing
I would normally NOT recommend this, but what about a credit card cash advance?
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| Posted 5/2/07 1:03 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: STRESSED about closing
Posted by Meaghan729
I would normally NOT recommend this, but what about a credit card cash advance?
I agree... that might be your only option... what if you have to pay something extra at the closing you weren't expecting?
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| Posted 5/2/07 1:11 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: STRESSED about closing
Posted by SweetTooth
Posted by Meaghan729
I would normally NOT recommend this, but what about a credit card cash advance?
I agree... that might be your only option... what if you have to pay something extra at the closing you weren't expecting?
I normally wouldn't suggest this either- but have you gotten any of the balance transfer checks? you can write it out to your self and deposit it
I seriously suggest getting over draft on your checking account- it's the best thing ever- it has saved me before!
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| Posted 5/2/07 2:26 PM |
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Hi-Fi55
12 years...wow....
Member since 2/06 2984 total posts
Name:
Dianne
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Re: STRESSED about closing
Most people have a rough estimate of what their closing costs are going to be, so to me, coming 50 shy of not having enough, sounds like a bit of a problem.
Do you only have 1 bank account. Sellers can accept 2 bank checks.
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| Posted 5/2/07 2:50 PM |
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ali120206
2 Boys
Member since 7/06 17795 total posts
Name:
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Re: STRESSED about closing
Posted by SweetTooth
Posted by Meaghan729
I would normally NOT recommend this, but what about a credit card cash advance?
I agree... that might be your only option... what if you have to pay something extra at the closing you weren't expecting?
I agree as well. I know closing costs are different in NC but, we had to pay more than what our lawyer told us to have our bank checks made out for.
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| Posted 5/2/07 3:10 PM |
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NoStressMom
My Heart and Soul
Member since 5/05 11122 total posts
Name:
D
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Re: STRESSED about closing
Good Luck it will work out!! Just wait until you get those keys and you will forget about all of this!!! 
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| Posted 5/2/07 3:18 PM |
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Nicole728
My Happy Girl
Member since 7/06 8198 total posts
Name:
Me
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Re: STRESSED about closing
I agree with Meaghan and say take a small cash advance on your credit card.
Breath and everything will work out!
Men just don't think!
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| Posted 5/2/07 4:06 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: STRESSED about closing
Posted by ali120206
Posted by SweetTooth
Posted by Meaghan729
I would normally NOT recommend this, but what about a credit card cash advance?
I agree... that might be your only option... what if you have to pay something extra at the closing you weren't expecting?
I agree as well. I know closing costs are different in NC but, we had to pay more than what our lawyer told us to have our bank checks made out for.
Same as us - we had to pay a couple hundred over what was estimated.
Be prepared with extra money! Better to have it and not need it, than need it and not have it and can't go through with the closing.
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| Posted 5/2/07 4:26 PM |
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Re: STRESSED about closing
Hang in there Beth!!! It will all work out!!! 
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| Posted 5/2/07 5:42 PM |
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MrsRivera
2 under 2...whew!!
Member since 2/07 9876 total posts
Name:
Beth
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Re: STRESSED about closing
Ok, late update...DH had to borrow some cash from his mom (which I HATE because other than that, we got all the money ourselves...it's a pride thing!), and we're on our way to the bank to get the BIG check right now!!!
Have a great weekend...we're off to NC! 
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| Posted 5/3/07 7:46 AM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: STRESSED about closing
Posted by MrsRivera
Ok, late update...DH had to borrow some cash from his mom (which I HATE because other than that, we got all the money ourselves...it's a pride thing!), and we're on our way to the bank to get the BIG check right now!!!
Have a great weekend...we're off to NC!
Have fun and I'm glad it worked out!!
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| Posted 5/3/07 11:45 AM |
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