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avamamma
My Girl
Member since 7/06 3395 total posts
Name:
Tara
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Did your homeowners insurance go up when you put in a pool?
Did you notify the company? Did rate go up? If so, how much?
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Posted 2/14/11 10:04 AM  |
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philsdeezy
LIF Adolescent
Member since 12/06 643 total posts
Name:
Dee
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Re: Did your homeowners insurance go up when you put in a pool?
I think only if it's inground
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| Posted 2/14/11 10:40 AM |
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ria
LIF Adolescent
Member since 7/06 664 total posts
Name:
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Re: Did your homeowners insurance go up when you put in a pool?
Yes, it goes up. I called the town before we put in, an in-ground pool. To ask how much it would go up. It went up around $400-$500.
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| Posted 2/24/11 8:52 AM |
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allikat
LIF Infant
Member since 5/06 283 total posts
Name:
Alli
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Re: Did your homeowners insurance go up when you put in a pool?
We bought a house with a pool. So, I don't know if the rates go up. However, I know some companies won't insure houses with in ground pools. That's the problem we ran into.
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| Posted 2/24/11 10:12 AM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Did your homeowners insurance go up when you put in a pool?
No.
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| Posted 2/24/11 10:30 AM |
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TNT1005
LIF Adult
Member since 3/10 1110 total posts
Name:
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Re: Did your homeowners insurance go up when you put in a pool?
When you do any type of renovations to your home, you shoudl always notify your ins co. Some reno you do will cause the dwelling(replacement value) to be increased. Of course once the dwelling value increases so does the premium. But being insured to value is huge. When you actually need the policy you will be thankful that you were insured correctly.
Most co will accept a pool. But they also have guidelines/requirements, Fence's, locking gate, knowledge of slides and pool's.
Yes, the policy could go up but not alot at all. Prop under 100.00 per year.
Message edited 2/24/2011 8:29:07 PM.
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| Posted 2/24/11 8:28 PM |
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jklein1323
LIF Adolescent
Member since 11/06 847 total posts
Name:
J
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Re: Did your homeowners insurance go up when you put in a pool?
Posted by Smileyd17
No.
No? Isn't a pool a liability? I would think it would go up to cover you in case g-d forbid something happend?
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| Posted 2/25/11 11:49 PM |
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skew
LIF Adult
Member since 5/05 6794 total posts
Name:
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Re: Did your homeowners insurance go up when you put in a pool?
Posted by jklein1323
Posted by Smileyd17
No.
No? Isn't a pool a liability? I would think it would go up to cover you in case g-d forbid something happend?
Yes, a pool is a liability and the rate will rise.
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| Posted 2/26/11 10:08 AM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Did your homeowners insurance go up when you put in a pool?
Posted by skew
Posted by jklein1323
Posted by Smileyd17
No.
No? Isn't a pool a liability? I would think it would go up to cover you in case g-d forbid something happend?
Yes, a pool is a liability and the rate will rise.
incorrect.
If you'd like, YOU can raise your personal liability coverage for more protection against a lawsuit (therefore causing the rate to increase), but no, your HO ins rate will not increase if you put in a pool, hot tub, trampoline, goat pen, firepit, etc.
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| Posted 2/26/11 1:28 PM |
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