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now "officially" in contract!

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JDubs
different, not less

Member since 7/09

13160 total posts

Name:

now "officially" in contract!

Finally, after signing our side of the contract more than 2 weeks ago, the sellers finally signed!! so we are officially in contract! and the house is off MLS! Chat Icon im hoping for a smooth process from here on out.. any advice on what to expect appreciated!

Posted 4/2/10 10:27 AM
 
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HeatherRose
Life is Good :)

Member since 11/07

6605 total posts

Name:

Re: now "officially" in contract!

congrats!!!

only advice I can give you is to get ALL your paperwork in order now, and don't sweat the small the stuff. the bank will ask for stuff over and over again, and they will make a big deal of the littest things but let go things your worried about. you will never make any sense of it. but just go with it. we did and it went very smoothly. I scanned all my documents early on and just re-emailed them any time they asked.

good luck, and Chat Icon for a quick and smooth process!! Chat Icon Chat Icon

Posted 4/2/10 10:36 AM
 

Ma-n-Pa2008
Mommy's Big Boy

Member since 3/09

2584 total posts

Name:
Melissa

Re: now "officially" in contract!

thats great jen!! good luckChat Icon

Posted 4/5/10 2:15 PM
 

DaniJude
You're My Home <3

Member since 11/06

14815 total posts

Name:
Danielle

Re: now "officially" in contract!

paperwork, paperwork, paperwork.

the mortgage company is going to ask you for everything but your first born. make copies of EVERYTHING. keep it in an organized file system for WHEN they lose things or misplace them and ask you for the same item 5x over.

then, get ready to hurry up and wait. they will need all of this stuff from you ASAP, you will get it all together, they will ask for more things, then they will ask you for something that you already gave them. THEN, you will ask if they need ABC and they will say, nope! And a week later they'll call like you never asked for ABC and request ABC! LOL! SO FRIGGIN' ANNOYING!

but yeah, when it is all said and done it's not too bad. i'm days away from it being all said and done -- KNOCK WOOD! i've said this before but lets hope this time, it's for real !

Posted 4/5/10 2:21 PM
 

8ternity
<3

Member since 11/08

10586 total posts

Name:
Formally NYPD-Wife

Re: now "officially" in contract!

congrats hope it all goes smoothly!
Chat Icon Chat Icon Chat Icon

Posted 4/5/10 3:29 PM
 

JDubs
different, not less

Member since 7/09

13160 total posts

Name:

Re: now "officially" in contract!

Posted by DaniRella

paperwork, paperwork, paperwork.

the mortgage company is going to ask you for everything but your first born. make copies of EVERYTHING. keep it in an organized file system for WHEN they lose things or misplace them and ask you for the same item 5x over.

then, get ready to hurry up and wait. they will need all of this stuff from you ASAP, you will get it all together, they will ask for more things, then they will ask you for something that you already gave them. THEN, you will ask if they need ABC and they will say, nope! And a week later they'll call like you never asked for ABC and request ABC! LOL! SO FRIGGIN' ANNOYING!

but yeah, when it is all said and done it's not too bad. i'm days away from it being all said and done -- KNOCK WOOD! i've said this before but lets hope this time, it's for real !



oh boy sounds like a stressful process!! guess its double stress as i'm planning my june wedding! haha! well thanks and good luck in your process and your closing!!! Chat Icon

Posted 4/5/10 4:13 PM
 

mikeandjess
LIF Adult

Member since 10/07

2278 total posts

Name:

Re: now "officially" in contract!

yay jen! Now we'll officially be neighbors. No advice though, we're at the same point as you. Have you locked into your mortgage rate yet? I hear the rate is going up really fast

Posted 4/5/10 5:53 PM
 

LAMGAJ28
.

Member since 10/05

6039 total posts

Name:

Re: now "officially" in contract!

Congrats and hoping everything goes smoothly.....Chat Icon Chat Icon

Posted 4/5/10 7:27 PM
 

JDubs
different, not less

Member since 7/09

13160 total posts

Name:

Re: now "officially" in contract!

Posted by mikeandjess

yay jen! Now we'll officially be neighbors. No advice though, we're at the same point as you. Have you locked into your mortgage rate yet? I hear the rate is going up really fast



no our mortgage broker said to wait... he said he likes doing the 15 day lock in?? i think thats a little close but i am having my FH deal w/ all that... i'm scared too that the rates are going up!!! but i think the longest lock in is 45 days right? im just scared on when we are going to close. our estimation is around may 30th BUT these sellers have been dragging their feet and mentioned they would like to stay in the house until june 30th so their daughter can finish school so i'm scared about locking a rate and then it expiring.. ughhh stress..... thanks though! hope the process has been going well for you as you get closer to closing!! :)

and thanks everyone else for your well wishes!!

Posted 4/6/10 8:23 AM
 

Goldi0218
My miracles!

Member since 12/05

23902 total posts

Name:
Leslie

Re: now "officially" in contract!

Good luck and congrats!

Posted 4/6/10 9:04 AM
 

Slightly-Taller
.

Member since 4/08

2516 total posts

Name:

Re: now "officially" in contract!

congrats!!!!

Posted 4/6/10 9:48 AM
 

jen919ifer
LIF Adolescent

Member since 7/08

803 total posts

Name:
Jennifer

Re: now "officially" in contract!

Congrats!!Chat Icon

Posted 4/6/10 9:59 AM
 
 

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