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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
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we just came back from........
signing the contracts on that house!!!!
they re-issued them with all the changes we originally agreed to (well almost all of them) 
they even called my attorney 2x today looking to see if we signed them and sent them back yet now they are in a rush!!
closing dates was moved to on or around 2/25
 it works out!
thanks for everyone's support through it all! I needed a place to vent!! I hope it works out this time! I can't see how it wouldn't its the contracts they wrote with no changes from us.
We were a little p!ssed though when we heard from our attorney today. He is charging us $975 which seemed fair. When we hired him we explained that the people were crazy and all the problems we had just to get the home inspection, so I can't say he didn't know. But he said he has to charge us $350 more for all the extra work he has had to do.  I really don't think its fair because not one single issue was our fault, but DH wouldn't let me neg. about this. Does anyone think that's fair??
(the extra work consisted of reading 3 sets of contracts and mark up, and numerous phone calls, faxes and emails to their attorney over the course of 2 months, nothing else) maybe I am wrong to feel that is excessive, but I really do.
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Posted 1/13/10 10:06 PM  |
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JustJack
:)
Member since 2/06 2041 total posts
Name:
J
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Re: we just came back from........
Good luck! I agree with you, I don't think it is fair he is charging you more (we went through a similar situation and our attorney didn't charge extra) but also, 975 is a good price for an attorney. Mine was 950, but most are over $1,000....
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| Posted 1/13/10 10:18 PM |
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SummerMom
Now a mom of 2!
Member since 6/07 4970 total posts
Name:
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Re: we just came back from........
Congratulations!!!
I have to say, I'm surprised. From all your posts, those sellers sounded totally cuckoo and I didn't think they were ever leaving that house. I'm so happy for you that it all worked out!!!! 
Good luck and may you have a smooth process the rest of the way.
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| Posted 1/13/10 10:21 PM |
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eddiesmommy
best buds!
Member since 5/09 11524 total posts
Name:
Melissa
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Re: we just came back from........
FINALLY!!!!!!!!!!!!!!!!!! Congrats!!!!!!!!!!!!!
  
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| Posted 1/13/10 10:58 PM |
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eddiesmommy
best buds!
Member since 5/09 11524 total posts
Name:
Melissa
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Re: we just came back from........
And no, I do not think the extra fees are fair. You paid him his $950 to do exactly what he did, thats why you hired him in the first place!!
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| Posted 1/13/10 10:59 PM |
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Re: we just came back from........
HEATHER!!!!!!!! YESSSS FINALLYYYYYYYY!!!!!! for smooth closing!!!!!!
sooo happy for you two!!
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| Posted 1/14/10 12:14 AM |
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Goobster
:)
Member since 5/07 27557 total posts
Name:
:)
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Re: we just came back from........
Good for you!! FINALLY!!!!
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| Posted 1/14/10 12:31 AM |
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Salason
♥
Member since 6/05 9878 total posts
Name:
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Re: we just came back from........
Congrats! We had a similar experience with our sellers/contracts and paid MUCH more than you so I think that price is fair!
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| Posted 1/14/10 8:44 AM |
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Nifheim
allo
Member since 1/09 5476 total posts
Name:
Jennifer
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Re: we just came back from........
congrats
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| Posted 1/14/10 9:31 AM |
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Waste06
Waste not, want not
Member since 6/06 7219 total posts
Name:
Lois Mom Mommy Mama Ma
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Re: we just came back from........
congrats!!
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| Posted 1/14/10 9:33 AM |
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FranM
And so it goes....
Member since 9/05 2217 total posts
Name:
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Re: we just came back from........
congrats and best wishes
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| Posted 1/14/10 9:55 AM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: we just came back from........
thanks everyone! we still have to wait for them to sign them but considering we didn't change anything I can't see why they wouldn't
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| Posted 1/14/10 10:00 AM |
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JldDolphin
Member since 1/07 6929 total posts
Name:
Jen
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Re: we just came back from........
Congrats Heather. Here's to hoping that the rest of this process goes smoothly for you.
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| Posted 1/14/10 10:03 AM |
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Cpt2007
A new love!
Member since 1/08 5946 total posts
Name:
Liz
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Re: we just came back from........
FINALLY!!!! Congrats! I hope it's smooth sailing from here on our for you. I don't think it's fair, but at this point, I'm not sure I'd challenge it either. I'd just want to be done with the whole process!
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| Posted 1/14/10 10:45 AM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: we just came back from........
Posted by Cpt2007
FINALLY!!!! Congrats! I hope it's smooth sailing from here on our for you. I don't think it's fair, but at this point, I'm not sure I'd challenge it either. I'd just want to be done with the whole process!
thats how DH feels too. And he had a good point last night. our closing is going to be something that has to happen pretty quick. so he will have to do it quickly. so at least we compensated him for his time and we don't owe him anything, and he can't feel like he doesn't have to do things in a timely manner because everything has been such a PIA.
I know a year from know, if it all works out all the stress and money will all be a distant memory  or so I hope
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| Posted 1/14/10 11:06 AM |
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Salason
♥
Member since 6/05 9878 total posts
Name:
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Re: we just came back from........
Posted by HeatherRose
Posted by Cpt2007
FINALLY!!!! Congrats! I hope it's smooth sailing from here on our for you. I don't think it's fair, but at this point, I'm not sure I'd challenge it either. I'd just want to be done with the whole process!
thats how DH feels too. And he had a good point last night. our closing is going to be something that has to happen pretty quick. so he will have to do it quickly. so at least we compensated him for his time and we don't owe him anything, and he can't feel like he doesn't have to do things in a timely manner because everything has been such a PIA.
I know a year from know, if it all works out all the stress and money will all be a distant memory or so I hope
If it makes you feel any better, we had similar problems to you with the bidding/contracts and it was a PITA every step of the way with the seller but once they were signed, it was as smooth as could be. Hopefully the hard part is behind you
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| Posted 1/14/10 11:29 AM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: we just came back from........
OMG I totally needed to hear that!!!!!!
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| Posted 1/14/10 11:42 AM |
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Ladyinred
LIF Adolescent
Member since 5/09 544 total posts
Name:
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Re: we just came back from........
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| Posted 1/14/10 11:52 AM |
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MaZz
* Lovin my baby girl!!! *
Member since 2/09 6243 total posts
Name:
Gina
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Re: we just came back from........
congrats!! one hurdle out of the way!
its only the beginning... be prepared to have your bank on speed dial... lol ... the mounds and mounds of papers they need for verification is endless... and sometimes you send them in 2, 3, and even 4 times... Then the real fun begins... lol sooo glad its over... we never want to move ever again
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| Posted 1/14/10 2:07 PM |
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MaZz
* Lovin my baby girl!!! *
Member since 2/09 6243 total posts
Name:
Gina
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Re: we just came back from........
Posted by HeatherRose
thats how DH feels too. And he had a good point last night. our closing is going to be something that has to happen pretty quick. so he will have to do it quickly. so at least we compensated him for his time and we don't owe him anything, and he can't feel like he doesn't have to do things in a timely manner because everything has been such a PIA.
I know a year from know, if it all works out all the stress and money will all be a distant memory or so I hope
god, i know im debbie downer right now, but coming from someone who was suppossed to close over 1 month prior to our actual date, i can only warn you...
if its quick for you, thats wonderful and consider yourself blessed... you can threaten the bank all you want to push you along, but in the end, the freaking underwriter works at his/her own speed... they couldnt care less about your own personal situation (believe me, we were getting kicked out of our apt with nowhere to go and they didnt move it along any faster)... it really can get horrible and nasty so just prepare for the worst, and hope you get the best possible closing :fingers crossed for you:
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| Posted 1/14/10 2:13 PM |
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Deeluvsvinny
DONE
Member since 10/08 4952 total posts
Name:
Whatever
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Re: we just came back from........
Congrats!!!
that it's smooth sailing from here on out.
$ 975 really isn't that much. I've worked for a few R.E. Attys and that's really not a lot. Many attys charge over $1,000 for one transaction. To be fair- he did do a lot of extra work for you compared to what others who pay the lesser fee get out of him, right?
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| Posted 1/14/10 2:14 PM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: we just came back from........
Posted by MaZz
Posted by HeatherRose
thats how DH feels too. And he had a good point last night. our closing is going to be something that has to happen pretty quick. so he will have to do it quickly. so at least we compensated him for his time and we don't owe him anything, and he can't feel like he doesn't have to do things in a timely manner because everything has been such a PIA.
I know a year from know, if it all works out all the stress and money will all be a distant memory or so I hope
god, i know im debbie downer right now, but coming from someone who was suppossed to close over 1 month prior to our actual date, i can only warn you...
if its quick for you, thats wonderful and consider yourself blessed... you can threaten the bank all you want to push you along, but in the end, the freaking underwriter works at his/her own speed... they couldnt care less about your own personal situation (believe me, we were getting kicked out of our apt with nowhere to go and they didnt move it along any faster)... it really can get horrible and nasty so just prepare for the worst, and hope you get the best possible closing :fingers crossed for you:
thanks for the info! our bank said he has been closing all of his FHA loans in under 60 days. we told him to give us the biggest window we would possibly need because we could see these crazy's sueing us if we didn't close in time. so he said 60 woulds be completly fine. he's right!
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| Posted 1/14/10 2:36 PM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: we just came back from........
Posted by Deeluvsvinny
Congrats!!!
that it's smooth sailing from here on out.
$ 975 really isn't that much. I've worked for a few R.E. Attys and that's really not a lot. Many attys charge over $1,000 for one transaction. To be fair- he did do a lot of extra work for you compared to what others who pay the lesser fee get out of him, right?
I didn't neg the $975, thats what he choose to charge even when he knew all the problems we were having with them from day 1 before we started with him. he didn't really do THAT much work extra, that's why I feel like I have a problem with it. but there is nothing we can do about it, we gave him the $. I just don't think it was completly fair. I called around for attorneys and and I got quotes from $900-$1100. we went with him becuase DH works with him.
it really isn't the end of the world, but maybe he should have told us 2 months ago when it seemed like the work was getting excessive, that he may have to charge us more. instead he left it to the phone when he told us the good news and bring another DP check for x and also I will need another check.
I can't be mad though, it is what it is 
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| Posted 1/14/10 2:42 PM |
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rkoenke
my little piggys
Member since 3/08 4315 total posts
Name:
rachel
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Re: we just came back from........
Posted by eddiesmommy
And no, I do not think the extra fees are fair. You paid him his $950 to do exactly what he did, thats why you hired him in the first place!!
Ditto! That's his price and that's it. it's his job to protect you from contracts that do not represent you properly. if the sellers weren't cuckoo BUTtheir atty was an idiot and wrote dumb things in the contract time and time and time again, that's his job to remove them.
when he quotes a price, he has to stick to it... that's my opinion.
ANYWAY!! YAY! YOU ARE IN CONTRACT, again!!!
WOO HOO!!
ETA: gather all your paperwork up and put it all into a folder and keep it with you at work / or at DHs job that is near a fax machine. if anything is necessary to be re-faxed, tell them you are walking over to fax machine right now.
my people at the bank got all my info once, and never asked for anything again. i had a great team of people though.
Message edited 1/14/2010 8:40:53 PM.
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| Posted 1/14/10 8:36 PM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: we just came back from........
Posted by rkoenke
Posted by eddiesmommy
And no, I do not think the extra fees are fair. You paid him his $950 to do exactly what he did, thats why you hired him in the first place!!
Ditto! That's his price and that's it. it's his job to protect you from contracts that do not represent you properly. if the sellers weren't cuckoo BUTtheir atty was an idiot and wrote dumb things in the contract time and time and time again, that's his job to remove them.
when he quotes a price, he has to stick to it... that's my opinion.
ANYWAY!! YAY! YOU ARE IN CONTRACT, again!!!
WOO HOO!!
ETA: gather all your paperwork up and put it all into a folder and keep it with you at work / or at DHs job that is near a fax machine. if anything is necessary to be re-faxed, tell them you are walking over to fax machine right now.
my people at the bank got all my info once, and never asked for anything again. i had a great team of people though.
I have been emailing a ton of stuff over. can you FM or post here what you think I will need?
so far I have 6 months of bank stamtents, w2's for 07 and 08. termite report, paystubs for 2 months DH and I, DH's work contract with raises outlined (they asked for this) But I know everyone says they need a ton of stuff! I feel like this is not that much! I actually have the folder with all the stuff with me at work so I can send things as they need them  we are still waiting for the signed contracts from the sellers back, because the bank can't go any further without them
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| Posted 1/15/10 10:54 AM |
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