| Posted By |
Message |
hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
|
Anyone ever refinance with BFCU?
Wondering how the experience was? I have used the credit union for over 20 yrs. and never had a real problem and am now in the process of doing a mortgage refinance with them.
Thanks :)
|
Posted 11/19/09 10:29 AM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource | Prudential Douglas Elliman Real Estate |
JBmommy
LIF Infant
Member since 8/09 252 total posts
Name:
|
Re: Anyone ever refinance with BFCU?
I used them for a refi and a mrotgage and they were great.
|
| Posted 11/19/09 10:58 AM |
| |
|
hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
|
Re: Anyone ever refinance with BFCU?
Posted by JBmommy
I used them for a refi and a mrotgage and they were great.
Thanks so much. The loan officer seems very nice. He has offered to lock in a rate today but I simply can not afford the extra $1,000. I am hoping by doing this refinance, we can actually pay MORE towards the balance so it won't be 20 yrs.
|
| Posted 11/19/09 11:00 AM |
| |
|
VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
|
Re: Anyone ever refinance with BFCU?
Posted by JBmommy
I used them for a refi and a mrotgage and they were great.
Us too - wonderful experience.
They put our rate lock on our CC and we got it back at closing. Ask about that.
|
| Posted 11/19/09 1:37 PM |
| |
|
hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
|
Re: Anyone ever refinance with BFCU?
Posted by VickiC
Posted by JBmommy
I used them for a refi and a mrotgage and they were great.
Us too - wonderful experience.
They put our rate lock on our CC and we got it back at closing. Ask about that.
Really? Maybe I will email him and ask him. I am sooo afraid it will go up. Thanks :)
|
| Posted 11/19/09 1:44 PM |
| |
|
hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
|
Re: Anyone ever refinance with BFCU?
Posted by VickiC
Posted by JBmommy
I used them for a refi and a mrotgage and they were great.
Us too - wonderful experience.
They put our rate lock on our CC and we got it back at closing. Ask about that.
The loan officer did indeed say I can put it on a cc so I am going to do that tonight-
The only problem is I have 2 cc's that I am getting paid off so I am going to put it on one that I do not use so it will just go back to a zero balance.
THANKS :)
|
| Posted 11/19/09 2:04 PM |
| |
|
hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
|
Re: Anyone ever refinance with BFCU?
So I locked in my refinance at 4.75%--
|
| Posted 11/20/09 12:19 PM |
| |
|
VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
|
Re: Anyone ever refinance with BFCU?
Good for you! We only did a 45-day rate lock - I refused to pay the extra $$ for 60 days. We closed within the 45 days so we didn't have to get a rate extension.
|
| Posted 11/20/09 1:48 PM |
| |
|
hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
|
Re: Anyone ever refinance with BFCU?
Posted by VickiC
Good for you! We only did a 45-day rate lock - I refused to pay the extra $$ for 60 days. We closed within the 45 days so we didn't have to get a rate extension.
We did the 45 days also as he said the process should take 30-40 days to complete. I sent him all the paperwork he requested yesterday so hopefully this will happen fast :)
|
| Posted 11/20/09 1:51 PM |
| |
|
