| Posted By |
Message |
rkoenke
my little piggys
Member since 3/08 4315 total posts
Name:
rachel
|
how much is flood insurance?
possibly looking at a house south of merrick road, and am pretty sure it would need flood. so... how much do you pay? (FM me if too private)
|
Posted 9/27/09 10:41 AM  |
| |
|
Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
|
Re: how much is flood insurance?
Look on the FEMA website and you can see if the area is a flood area. Some areas you think might be aren't. There are also different levels of flooding and that will make a difference in what insurance will cost.
|
| Posted 9/27/09 12:06 PM |
| |
|
rkoenke
my little piggys
Member since 3/08 4315 total posts
Name:
rachel
|
Re: how much is flood insurance?
do you know how to do this? i am on FEMA.GOV now and am having a hard time trying to find the maps.
|
| Posted 9/27/09 4:33 PM |
| |
|
lbelle821
Arghhhhh
Member since 2/06 5285 total posts
Name:
Lisa
|
Re: how much is flood insurance?
my policy is $2k per year but I think depending on the zone it could be much less.
|
| Posted 9/27/09 6:40 PM |
| |
|
mamochk
LIF Toddler
Member since 11/06 379 total posts
Name:
Alison
|
Re: how much is flood insurance?
Here are the maps in case you are still looking:
www.nassaunyfloodmap.com
www.suffolknyfloodmaps.com
|
| Posted 9/28/09 10:14 AM |
| |
|
Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
|
Re: how much is flood insurance?
Here is a range for you.
From where you are stating location....
seems like you are in a flood zone.
Flood pol in a flood zone range from $1000 and up.
Fema rates went up.
|
| Posted 9/28/09 10:28 AM |
| |
|
rkoenke
my little piggys
Member since 3/08 4315 total posts
Name:
rachel
|
Re: how much is flood insurance?
Thanks Allison for those links!
It looks like it is AE EL 8
whatever that means.
Jen919ifer was helping me today.
it looks like south of merrick road is another area i have to avoid.
UGH! this is frustrating!
SO, can someone tell me, if there is no color on the map, does that mean that NO flood insurance is necessary?
|
| Posted 9/28/09 8:15 PM |
| |
|
dapnkap
Our 3 angels
Member since 7/07 4824 total posts
Name:
Karen
|
Re: how much is flood insurance?
I'm south of Merrick Road in Nassau County and we pay $431 a year for flood insurance through State Farm.
|
| Posted 9/30/09 12:14 PM |
| |
|
ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
|
Re: how much is flood insurance?
Posted by lbelle821
my policy is $2k per year but I think depending on the zone it could be much less.
I hope that is a total for your entire homeowners package.
Or are you paying 2k for just flood, and then your homeowners insurance on top of that? 
|
| Posted 9/30/09 12:28 PM |
| |
|
jen919ifer
LIF Adolescent
Member since 7/08 803 total posts
Name:
Jennifer
|
Re: how much is flood insurance?
If you are in a flood zone x,c, or b, you will get a prefereed rate which is usually about $400 for full 250,000/100,000 coverage.
Any other flood zone is standard and will be $1300 and up depending on the zone. Just cause you are South of Merrick doesn't mean you are in a standard flood zone
|
| Posted 9/30/09 1:16 PM |
| |
|
lbelle821
Arghhhhh
Member since 2/06 5285 total posts
Name:
Lisa
|
Re: how much is flood insurance?
Posted by ave1024
Posted by lbelle821
my policy is $2k per year but I think depending on the zone it could be much less.
I hope that is a total for your entire homeowners package.
Or are you paying 2k for just flood, and then your homeowners insurance on top of that?
no, I pay homeowner's on top of that $500/yr
|
| Posted 9/30/09 1:41 PM |
| |
|
