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I called the insurance co. tonight..

Posted By Message

Pooka
Oh Happy Day!!

Member since 11/06

5689 total posts

Name:

I called the insurance co. tonight..

to see how much my co-pay is for labor and delivery. $250. Is that average? Also, they say I get 48 hours from the time of admission for a Vaginal and 92 hours for a c-section. Is this average?

Posted 6/30/08 7:58 PM
 
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mommysboy
my beautiful baby is here :-)

Member since 9/05

1136 total posts

Name:
amanda

Re: I called the insurance co. tonight..

yes that sounds average..Ive been through this twice and I was out of there hospital with a c-section in 48 hrs so Id say 92 hrs is good

Posted 6/30/08 8:31 PM
 

KateDevine
*

Member since 6/06

24950 total posts

Name:

Re: I called the insurance co. tonight..

Mine was $300 as a co-pay. And $12,000.00 for a vaginal birthChat Icon

Posted 6/30/08 8:34 PM
 

nyteacher13
Three Under Four!!! :-)

Member since 8/06

6405 total posts

Name:
~ THERESA ~

Re: I called the insurance co. tonight..

WHAT???

If you have health ins, you don't have to PAY 12,000.00 do you?????

omg.

Message edited 6/30/2008 8:37:58 PM.

Posted 6/30/08 8:37 PM
 

browneyedgirl
family is all that matters

Member since 6/06

6513 total posts

Name:
browneyes

Re: I called the insurance co. tonight..

sounds ok. my copay is $0

Posted 6/30/08 8:40 PM
 

pinkandblue
Our family is complete, maybe

Member since 9/05

32436 total posts

Name:
Stephanie

Re: I called the insurance co. tonight..

sounds about right

I paid $400 for the delivery. $200 for myself and 200 for dd

Posted 6/30/08 8:47 PM
 

nyteacher13
Three Under Four!!! :-)

Member since 8/06

6405 total posts

Name:
~ THERESA ~

Re: I called the insurance co. tonight..

wow. What an expense this little one will be!!!

Question though: I have a family member who pops kids out like puppies and she doesn't have a pot to pi$$ in. How did she have SEVEN kids with NO $$$? Does welfare pay for this? Seriously. I'm totally confused.

Posted 6/30/08 8:50 PM
 

EmmaNick
*

Member since 12/06

16001 total posts

Name:
*

Re: I called the insurance co. tonight..

It's supposed to be 48 hours from the time you delivery, not from the time you are admitted. I would call back on that.

Posted 6/30/08 9:28 PM
 

EmmaNick
*

Member since 12/06

16001 total posts

Name:
*

Re: I called the insurance co. tonight..

Posted by nyteacher13

WHAT???

If you have health ins, you don't have to PAY 12,000.00 do you?????

omg.



Of course not if you have insurance. She said that was how much it cost, as in how much the hospital billed the insurance for.

Posted 6/30/08 9:29 PM
 

Nikkibean
LIF Adolescent

Member since 6/08

647 total posts

Name:
I'm waiting for you to come back to me

Re: I called the insurance co. tonight..

Posted by nyteacher13

wow. What an expense this little one will be!!!

Question though: I have a family member who pops kids out like puppies and she doesn't have a pot to pi$$ in. How did she have SEVEN kids with NO $$$? Does welfare pay for this? Seriously. I'm totally confused.



Welfare dosen't pay- your taxes do!Chat Icon

Posted 6/30/08 9:33 PM
 

nyteacher13
Three Under Four!!! :-)

Member since 8/06

6405 total posts

Name:
~ THERESA ~

Re: I called the insurance co. tonight..

Posted by Summerrluvv

Posted by nyteacher13

WHAT???

If you have health ins, you don't have to PAY 12,000.00 do you?????

omg.



Of course not if you have insurance. She said that was how much it cost, as in how much the hospital billed the insurance for.



Thanks! Sometimes I don't know that I'm even aware of what I'm getting myself into!!!

At least THIS momentary lapse of reason is resolved!

Chat Icon Chat Icon

Posted 6/30/08 9:33 PM
 

Karebaby
Precious

Member since 10/06

5304 total posts

Name:
Karyn

Re: I called the insurance co. tonight..

Sounds good to me. I don't have a copay with my insurance, but SIL has really good insurance and I *think* she said she paid 500.

Posted 6/30/08 10:56 PM
 

Karebaby
Precious

Member since 10/06

5304 total posts

Name:
Karyn

Re: I called the insurance co. tonight..

Posted by Summerrluvv

Posted by nyteacher13

WHAT???

If you have health ins, you don't have to PAY 12,000.00 do you?????

omg.



Of course not if you have insurance. She said that was how much it cost, as in how much the hospital billed the insurance for.


Yep, our bill for my son being in NICU for 1 week was $21,000!Chat Icon We didn't have to pay any of it though, but stilll!

Posted 6/30/08 10:57 PM
 

monkeybride
My Everything

Member since 5/05

20541 total posts

Name:

Re: I called the insurance co. tonight..

For an HMO that sounds average. We pay 10% of all hospital costs.

Posted 6/30/08 11:11 PM
 

2003fallwedding
SISTERS!!!

Member since 5/05

4317 total posts

Name:
Tracy

Re: I called the insurance co. tonight..

I don't have a copay but when Hayley was born the bill was almost $70,000 Chat Icon I had an ambulence ride to the hospital, an emergency c-section and she was in NICU for 10 days and a bunch of tests for her

THANK GOD for insurance!!!!!!

Posted 7/1/08 8:05 AM
 

twinkletoes807
Mommy's Girls! ♥

Member since 11/07

10116 total posts

Name:
Gabi

Re: I called the insurance co. tonight..

Posted by nyteacher13

wow. What an expense this little one will be!!!

Question though: I have a family member who pops kids out like puppies and she doesn't have a pot to pi$$ in. How did she have SEVEN kids with NO $$$? Does welfare pay for this? Seriously. I'm totally confused.



Medicaid probably picked up the bill. Chat Icon Chat Icon

Posted 7/1/08 9:00 AM
 

pnm1654
Mommy to 2 boys!

Member since 5/05

4565 total posts

Name:

Re: I called the insurance co. tonight..

With my first son, my co pay was $300. I have different insurance now and with this pg my copay will be $0.

Posted 7/1/08 10:38 AM
 
 

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